Loans & Lines of Credit
Our Relationship Managers will take the time to get to know you and your business and will work with you to determine the best product to meet your financing needs. Here are some of the lending products we offer:
Term Loans support long-term expansion needs, such as the purchase of equipment, vehicles or other fixed assets. Often, the purchased assets can be used to secure your loan. Interest rates can be fixed or have variable options with set repayment terms.
Lines of Credit provide flexible, easily accessible funds for times when you need additional cash flow, have seasonal inventory needs or see unexpected business opportunities. Pay interest only on the outstanding balance each month.
Letters of Credit ensure smooth business transactions and reduce risk for importers, exporters and other businesses.
SBA Loans provide an alternative to traditional financing. By partnering with the U.S. Small Business Administration, we can offer longer terms, a lower down payment and flexible underwriting. It’s a great option for new and growing businesses.