Fixed Rate IRA CD

For Customers who want to earn interest on their retirement savings while enjoying the peace of mind a CD offers.

Open in Person

Schedule a Visit

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Call Us

1-888-WSFSBANK

Key Features

Fixed Rate of Return

Continue to earn interest at a fixed rate, no matter what the future brings.

A Term for Every Lifestyle and Need

Select the account term that suits you best.

Potential Tax Advantages

Consult your tax advisor.

Open in Person

Schedule a Visit

Or

Call Us

1-888-WSFSBANK

  • Terms range from 6 to 60 months.
  • Automatically renews for the same term.
  • Traditional, Roth and Coverdell Education IRA CDs available.
  • Your account is FDIC insured to maximum permitted by law.**

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
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Term Minimum Deposit Interest Rate APY*
6 Months $2,500 0.15% 0.15%
12 Months $2,500 0.30% 0.30%
18 Months $2,500 0.35% 0.35%
24 Months $2,500 0.50% 0.50%
36 Months $2,500 1.00% 1.00%
48 Months $2,500 1.00% 1.00%
60 Months $2,500 1.24% 1.25%
Term Minimum Deposit Interest Rate APY*
6 Months $2,500 0.15% 0.15%
12 Months $2,500 0.30% 0.30%
18 Months $2,500 0.50% 0.50%
24 Months $2,500 1.00% 1.00%
36 Months $2,500 1.34% 1.35%
48 Months $2,500 1.00% 1.00%
60 Months $2,500 1.24% 1.25%
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  • APY

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  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 6 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 12 Months

  • $2,500

  • 0.30%

  • 0.30%

  • 18 Months

  • $2,500

  • 0.35%

  • 0.35%

  • 24 Months

  • $2,500

  • 0.50%

  • 0.50%

  • 36 Months

  • $2,500

  • 1.00%

  • 1.00%

  • 48 Months

  • $2,500

  • 1.00%

  • 1.00%

  • 60 Months

  • $2,500

  • 1.24%

  • 1.25%

  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 6 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 12 Months

  • $2,500

  • 0.30%

  • 0.30%

  • 18 Months

  • $2,500

  • 0.50%

  • 0.50%

  • 24 Months

  • $2,500

  • 1.00%

  • 1.00%

  • 36 Months

  • $2,500

  • 1.34%

  • 1.35%

  • 48 Months

  • $2,500

  • 1.00%

  • 1.00%

  • 60 Months

  • $2,500

  • 1.24%

  • 1.25%

Promotional Rates

Bonus Rate Information for Qualifying Accounts

Minimum opening deposit is $2,500.

You may be subject to a 10% early withdrawal penalty. Please consult your tax advisor.

See Deposit Product Services Cost Summary here.

  • Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.

*Annual Percentage Yield (APY) is effective as of December 13, 2017. We may change the interest rate and APY at any time without prior notice. The minimum deposit required to open this CD/IRA is $2,500. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer valid in WSFS Bank locations in Delaware only and not available for municipal deposits or brokered CDs. Additional restrictions may apply.

**You may obtain additional information by visiting a branch, calling 1-888-WSFSBANK or visiting fdic.gov/edie/fdic_info.html and fdic.gov/edie/index.html.