Private Student Loans

Federal loans not enough to cover the cost of college? Our Private Student Loans can be the answer to your funding needs.

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1-888-665-9609

Key Features

Lower Payment and Competitive Rates

Choose from different term options to consolidate your loans with competitive rates.

Competitive Interest Rates

And with good grades, potential for even lower rates.

Cosigner Release Available

Have your cosigner removed from your loan after 48 consecutive, on-time principal and interest payments during the repayment period.^

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Or

Call Us

1-888-665-9609

  • Cover the Cost of Your Education – Use your loan to pay for qualified education expenses, including tuition, room and board, books or a computer.
  • Flexible Loan Amounts – Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.
  • No origination fee. 
  • Fixed and variable rate options available.
  • Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
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ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 1.00% APR 5.00% APR
Platinum Plus Prime + 1.25% APR 5.75% APR
Gold Honors Prime + 1.50% APR 6.00% APR
Gold Plus Prime + 1.60% APR 6.25% APR
Silver Honors Prime + 1.75% APR 6.50% APR
Silver Plus Prime + 2.00% APR 6.75% APR
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 1.00% APR 5.00% APR
Platinum Plus Prime + 1.25% APR 5.75% APR
Gold Honors Prime + 1.50% APR 6.00% APR
Gold Plus Prime + 1.60% APR 6.25% APR
Silver Honors Prime + 1.75% APR 6.50% APR
Silver Plus Prime + 2.00% APR 6.75% APR
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  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 1.00% APR

  • 5.00% APR

  • Platinum Plus

  • Prime + 1.25% APR

  • 5.75% APR

  • Gold Honors

  • Prime + 1.50% APR

  • 6.00% APR

  • Gold Plus

  • Prime + 1.60% APR

  • 6.25% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 6.50% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 6.75% APR

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 1.00% APR

  • 5.00% APR

  • Platinum Plus

  • Prime + 1.25% APR

  • 5.75% APR

  • Gold Honors

  • Prime + 1.50% APR

  • 6.00% APR

  • Gold Plus

  • Prime + 1.60% APR

  • 6.25% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 6.50% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 6.75% APR

Promotional Rates

Bonus Rate Information for Qualifying Accounts

^To qualify independently, borrowers must meet underwriting guidelines and are subject to credit review and approval.

*Academic Credit Score (ACS) is a proprietary scoring model. The ACS model is unique compared to other credit-based scores because it is calculated by using your credit score and adjusting it based on your academic information and progress. If applying with a cosigner, the higher of the borrower’s FICO score and cosigner’s FICO score will be used in the calculation. The academic data that is considered in your ACS is broken into five categories: area of study, academic year, grade point average, full-time or part-time student, and cosigner availability. These five categories are weighted before combining the total with your credit score and calculating your ACS.

**The Annual Percentage Rates (APR) are effective as of December 11, 2017 and are subject to change. The rate for the variable rate loan is based on the average of the Prime Rate, as published in The Wall Street Journal on the first of each month for the last three months immediately preceding the quarterly adjustment date, which is currently 4.25%. If the first day of the month is not a business day, the preceding business day will be used. The rate is calculated each quarter by adding the average of the Prime Rate to the margins listed in the rate table above.