Home Equity Loans

Tap into your home equity responsibly and conveniently by taking advantage of our highly competitive fixed interest rates.

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Key Features

Competitive Annual Interest Rate

Manage your debt by consolidating higher-rate credit cards into one lower-rate equity loan.

Terms to Meet Your Needs

Choose from terms up to 20 years.

Property

Owner-occupied primary single-family residences, second homes and condos are eligible.

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  • Rate Discount – Get a 0.25% rate discount for making automatic payments from your WSFS checking account.

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
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Loan Amount Term Loan to Value Ratio APR with Auto Deduct from WSFS Checking APR without Auto Deduct from WSFS Checking*
$5,000 - $49,999.99 60 Months Up to 85% 4.89% 5.14%
$5,000 - $49,999.99 120 Months Up to 85% 5.14% 5.39%
$5,000 - $49,999.99 180 Months Up to 85% 5.39% 5.64%
$5,000 - $49,999.99 240 Months Up to 85% 5.64% 5.89%
$50,000 - $99,999.99 60 Months Up to 85% 4.69% 4.94%
$50,000 - $99,999.99 120 Months Up to 85% 4.94% 5.19%
$50,000 - $99,999.99 180 Months Up to 85% 5.19% 5.44%
$50,000 - $99,999.99 240 Months Up to 85% 5.44% 5.69%
$100,000 + 60 Months Up to 85% 4.49% 4.74%
$100,000 + 120 Months Up to 85% 4.74% 4.99%
$100,000 + 180 Months Up to 85% 4.99% 5.24%
$100,000 + 240 Months Up to 85% 5.24% 5.49%
Loan Amount Term Loan to Value Ratio APR with Auto Deduct from WSFS Checking APR without Auto Deduct from WSFS Checking*
$5,000 - $49,999.99 60 Months Up to 85% 4.89% 5.14%
$5,000 - $49,999.99 120 Months Up to 85% 5.14% 5.39%
$5,000 - $49,999.99 180 Months Up to 85% 5.39% 5.64%
$5,000 - $49,999.99 240 Months Up to 85% 5.64% 5.89%
$50,000 - $99,999.99 60 Months Up to 85% 4.69% 4.94%
$50,000 - $99,999.99 120 Months Up to 85% 4.94% 5.19%
$50,000 - $99,999.99 180 Months Up to 85% 5.19% 5.44%
$50,000 - $99,999.99 240 Months Up to 85% 5.44% 5.69%
$100,000 + 60 Months Up to 85% 4.49% 4.74%
$100,000 + 120 Months Up to 85% 4.74% 4.99%
$100,000 + 180 Months Up to 85% 4.99% 5.24%
$100,000 + 240 Months Up to 85% 5.24% 5.49%
  • Tiers

  • Interest Rate

  • APY

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  • Loan Amount

  • Term

  • Loan to Value Ratio

  • APR with Auto Deduct from WSFS Checking

  • APR without Auto Deduct from WSFS Checking*

  • $5,000 - $49,999.99

  • 60 Months

  • Up to 85%

  • 4.89%

  • 5.14%

  • $5,000 - $49,999.99

  • 120 Months

  • Up to 85%

  • 5.14%

  • 5.39%

  • $5,000 - $49,999.99

  • 180 Months

  • Up to 85%

  • 5.39%

  • 5.64%

  • $5,000 - $49,999.99

  • 240 Months

  • Up to 85%

  • 5.64%

  • 5.89%

  • $50,000 - $99,999.99

  • 60 Months

  • Up to 85%

  • 4.69%

  • 4.94%

  • $50,000 - $99,999.99

  • 120 Months

  • Up to 85%

  • 4.94%

  • 5.19%

  • $50,000 - $99,999.99

  • 180 Months

  • Up to 85%

  • 5.19%

  • 5.44%

  • $50,000 - $99,999.99

  • 240 Months

  • Up to 85%

  • 5.44%

  • 5.69%

  • $100,000 +

  • 60 Months

  • Up to 85%

  • 4.49%

  • 4.74%

  • $100,000 +

  • 120 Months

  • Up to 85%

  • 4.74%

  • 4.99%

  • $100,000 +

  • 180 Months

  • Up to 85%

  • 4.99%

  • 5.24%

  • $100,000 +

  • 240 Months

  • Up to 85%

  • 5.24%

  • 5.49%

  • Loan Amount

  • Term

  • Loan to Value Ratio

  • APR with Auto Deduct from WSFS Checking

  • APR without Auto Deduct from WSFS Checking*

  • $5,000 - $49,999.99

  • 60 Months

  • Up to 85%

  • 4.89%

  • 5.14%

  • $5,000 - $49,999.99

  • 120 Months

  • Up to 85%

  • 5.14%

  • 5.39%

  • $5,000 - $49,999.99

  • 180 Months

  • Up to 85%

  • 5.39%

  • 5.64%

  • $5,000 - $49,999.99

  • 240 Months

  • Up to 85%

  • 5.64%

  • 5.89%

  • $50,000 - $99,999.99

  • 60 Months

  • Up to 85%

  • 4.69%

  • 4.94%

  • $50,000 - $99,999.99

  • 120 Months

  • Up to 85%

  • 4.94%

  • 5.19%

  • $50,000 - $99,999.99

  • 180 Months

  • Up to 85%

  • 5.19%

  • 5.44%

  • $50,000 - $99,999.99

  • 240 Months

  • Up to 85%

  • 5.44%

  • 5.69%

  • $100,000 +

  • 60 Months

  • Up to 85%

  • 4.49%

  • 4.74%

  • $100,000 +

  • 120 Months

  • Up to 85%

  • 4.74%

  • 4.99%

  • $100,000 +

  • 180 Months

  • Up to 85%

  • 4.99%

  • 5.24%

  • $100,000 +

  • 240 Months

  • Up to 85%

  • 5.24%

  • 5.49%

Promotional Rates

Bonus Rate Information for Qualifying Accounts

Loan minimum is $5,000.

The following property types are not eligible for home equity loans or home equity lines of credit from WSFS Bank: mixed-use properties, life estates, co-ops, timeshares, working farms, commercial properties and land/lots. Primary residences, secondary residences and investment properties are eligible.

LTVs may vary from those listed for out-of-market residences and investment properties.



*The Annual Percentage Rates (APR) are effective as of November 13, 2019 and are subject to change. For example, the monthly payment per $1,000 borrowed at 4.49% APR for 60 months means you would make 60 payments of $18.64 with payments from a WSFS Checking Account, and $18.75 at 4.74% for loans without automatic deduction. Payments do not include taxes and insurance premiums. The actual payment obligation may be higher. Minimum loan amount is $5,000. For owner occupied properties, we will pay closing costs on your behalf. If you pay off your loan within the first 36 months, you will be assessed $375 to reimburse us for those closing costs. Certain fees may apply to loans with collateral property in Maryland. Additional LTVs and rates are available. Offer is subject to credit review and approval.