USDA
USDA

USDA Mortgage Program

Promoting homeownership in rural communities

The WSFS USDA Mortgage Program1 is designed to provide affordable mortgage solutions for homebuyers and homeowners in our rural communities.

As a community bank, our goal is to promote prosperity and quality of life in the rural communities we serve.

To learn more about this special program, eligibility and affordability, please contact us here or call 1-888-992-7729.

Features of USDA Mortgage Program:
  • Purchases and refinances of a primary residence
  • Up to 100% financing
  • Low rates
  • Subsidized mortgage insurance payments
How Much Would My Monthly Payment Be?

1 Borrowers must: 1) meet income-eligibility; 2) occupy the property as primary residence; 3) be a U.S. Citizen, U.S. non-citizen national or Qualified Alien; 4) have the legal capacity to incur the loan obligation; 5) have not been suspended or debarred from participation in federal programs; 6) demonstrate the willingness to meet credit obligations in a timely manner; 7) purchase a property that meets all program criteria as determined by the USDA.

Minimum credit score is 620.

Ask your WSFS Mortgage Loan Officer for more details. This is not a commitment to lend. Borrowers must meet underwriting guidelines and are subject to credit review and approval.