meet_the_team
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MEET THE TEAM

For more than 180 years, WSFS has been a trusted business partner in the community. Our experienced team offers local decision making and a level of service you won't find anywhere else.

SMALL BUSINESS TEAM & LEADERSHIP

Small Business Lending

lauren dambrosio

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Montgomery County, PA
Lauren D'Ambrosio
https://www.wsfsbank.com:443/~/media/Small-Business-Team/LaurenDAmbrosio_300x300.ashx

Lauren joined the WSFS Small Business team in March 2017, bringing with her a combined 20 years of experience as a lender with GE Capital and a fundraiser in the nonprofit sector. Her professional expertise and experience provides her with keen insight into how to help businesses succeed, including strategic planning, collaboration, profit and loss, data analysis, marketing, and decision-making.

Lauren received her bachelor’s degree in Liberal Arts from the University of Pennsylvania. She currently volunteers for several local organizations, including the Greater West Chester Chamber of Commerce, Camphill Schools, and the Downingtown East Golf Booster Club. In her spare time, she enjoys Pilates, yoga, golf and qigong.

ldambrosio@wsfsbank.com
610-314-5603
Montgomery County, PA
Small Business Relationship Manager
amy flynn

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New Castle County, DE
Amy Flynn
https://www.wsfsbank.com:443/~/media/Small-Business-Team/AmyFlynn_300x300.ashx

Amy joined WSFS in March 2008. She held various management and business lending positions in the Retail Banking division before transitioning to a full-time Small Business Relationship Manager. Prior to joining WSFS, Amy worked in management at Amazon.com and Williams-Sonoma.

Amy received her bachelor’s degree from the University of Delaware. She currently volunteers with the Del-Mar-Va Cub Scouts, and enjoys spending time with family, cooking and attending baseball games. She resides in Elkton, Maryland.

aflynn@wsfsbank.com
302-571-6875
New Castle County, DE
Small Business Relationship Manager
bill lang

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New Castle County, DE
Bill Lang
https://www.wsfsbank.com:443/~/media/Small-Business-Team/BillLang_300x300.ashx

Bill joined WSFS in 1991. He held various positions within the Bank in customer service and as a credit analyst before transitioning to a full-time Small Business Relationship Manager in 2006.

Bill received his bachelor’s and master’s degrees in Finance from St. Joseph’s University. He currently volunteers as a Board member for Brandywine Warriors, and as a Board member and treasurer for Shellcrest Swim Club. In his spare time, he enjoys coaching his son’s football team, exercising and spending time at the beach. Bill and his family reside in northern Delaware.

blang@wsfsbank.com
302-792-6440
New Castle County, DE
Small Business Relationship Manager
greg makosky

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Sussex County, DE
Greg Makosky
https://www.wsfsbank.com:443/~/media/Small-Business-Team/GregMakosky_300x300.ashx

Greg has served as a WSFS Small Business Relationship Manager for 8 years, bringing with him more than 20 years of experience starting, owning, operating, and serving small to medium sized businesses.

Greg received his bachelor’s degree in Applied Science from Indiana University of Pennsylvania. He currently volunteers with Meals on Wheels and as a coordinator with 1 Million Cups of Sussex County. In his spare time, he enjoys exercising, inventing, fishing and spending time with his family. Greg and his family reside in Milford, Delaware.

gmakosy@wsfsbank.com
302-360-0447
Sussex County, DE
Small Business Relationship Manager
annette mcnee

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Chester County, PA
Annette McNee
https://www.wsfsbank.com:443/~/media/Small-Business-Team/Annette_McNee_300x300.ashx

Annette joined WSFS in December 2014. Prior to joining WSFS, Annette served for a combined 35 years as a Small Business Relationship Manager and Retail Banker for several banks in southeastern Pennsylvania.

Annette received her bachelor’s degree in Agricultural Education from The Pennsylvania State University. She currently volunteers as a Board member for the Jeptha Abbott Chapter of DAR. In her spare time, she enjoys walking the bike trails with her husband and rescue dog Maddie, and salt water fishing in the Gulf of Mexico off the Florida coast. She resides in Schwenksville, Pennsylvania.

amcnee@wsfsbank.com
484-905-6883
Chester County, PA
Small Business Relationship Manager
ron miller

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Kent County, DE
Ron Miller
https://www.wsfsbank.com:443/~/media/Small-Business-Team/RonMiller_300x300.ashx

Ron joined WSFS in March 2011, bringing with him nearly 20 years of experience in Small Business lending and relationship management.

Ron received his bachelor’s degree in General Studies from Lock Haven University. In his spare time, he enjoys spending time with family, friends and his dogs, playing guitar, and an occasional round of golf. Ron resides in Camden, Delaware.

rmiller@wsfsbank.com
302-677-0934
Kent County, DE
Small Business Relationship Manager
nicole monroe-cole

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New Castle County, DE
Nicole Monroe-Cole
https://www.wsfsbank.com:443/~/media/Small-Business-Team/NicoleMonroe-Cole_300x300.ashx

Nicole joined WSFS in January 2011, bringing with her more than 15 years of experience in Commercial Banking and Cash Management. With WSFS, she was a Sales Officer in Cash Management before transitioning to Small Business as a Relationship Manager in 2015.

Nicole attended Delaware Technical Community College and Wilmington University. She currently volunteers with several local organizations, including MOT Little League, Middletown Area Chamber of Commerce, Relay for Life, Meals on Wheels and her homeowner’s association. In her spare time, she enjoys spending time with her family. Nicole resides in Middletown, Delaware with her husband and two children.

nmonroe-cole@wsfsbank.com
302-571-6857
New Castle County, DE
Small Business Relationship Manager
michael ponyi

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Delaware County, PA
Michael Ponyi
https://www.wsfsbank.com:443/~/media/Small-Business-Team/MichaelPonyi_300x300.ashx

Michael joined the WSFS Small Business team in February 2017. Prior to joining WSFS, Michael worked with Amtrak/Acela and Salomon Smith Barney Trading in New York, and as a banker with Citizens Bank and Citi Bank. He also owned and operated a Philadelphia Pretzel Factory store.

Michael grew up in the suburbs of Chicago and then received his bachelor’s degree in Economics from the University of Illinois. He served in the United States Marine Corps and was honorably discharged in 1989. In his spare time, he enjoys golf, fishing, and spending time with his family. Michael and his family reside in Doylestown, Pennsylvania.

mponyi@wsfsbank.com
215-880-6505
Delaware County, PA
Small Business Relationship Manager
jennifer sandner

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Main Line, PA
Jennifer Sandner
https://www.wsfsbank.com:443/~/media/Small-Business-Team/JenniferSandner_300x300_tag.ashx

Jennifer joined the WSFS Small Business team in September 2016. Prior to joining WSFS, she served as a Small Business Administration (SBA) Lender, Regional Manager, Branch Manager, Certified Consumer Lender, and Assistant Branch Manager for several local banks.

Jennifer received her bachelor’s degree in Finance from William Paterson University. She currently volunteers as a Board member for several local organizations, including Habitat for Humanity of Montgomery & Delaware Counties (Past Board President), as well as The Race for Peace Committee. She also volunteers in several capacities, including the Hospitality Committee, with Lima United Methodist Church. In her spare time, she enjoys spending time with her grandson and family, cooking and watching football. She resides in Media, Pennsylvania.

jsandner@wsfsbank.com
610-359-6917
Main Line, PA
Small Business Relationship Manager
patty tiano

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Delaware County, PA
Patty Tiano
https://www.wsfsbank.com:443/~/media/Small-Business-Team/PattyTiano_300x300.ashx

Patty joined the WSFS Small Business team in April 2015. She has extensive experience in Retail and Small Business Banking and has held various positions such as Credit Analyst, Business Development Officer, Small Business Lender, Retail Branch Market Manager, and Small Business Administration (SBA) Director. At one point in her career she sold print and television advertisements to help business owners formulate strategic marketing campaigns, thus increasing revenue and gaining additional demographic market share.

Patty attended Pennsylvania State University for two years and then transferred to St. Joseph’s University, where she graduated with a Bachelor’s Degree in Marketing and Management. In her spare time, she enjoys spending time with family, watching football, and laying on the beach. Patty resides in Springfield, Pennsylvania.

ptiano@wsfsbank.com
484-905-6889
Delaware County, PA
Small Business Relationship Manager

SBA Lending

mike ciaverelli

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Mike Ciavarelli
https://www.wsfsbank.com:443/~/media/Small-Business-Team/Michael-Ciavarelli-69737_300x300.ashx

Mike joined WSFS in February 2007. He served as a Small Business Relationship Manager and Small Business Banking Director before transitioning to the SBA team in January 2015. He started his banking career at First Pennsylvania Bank, and then through mergers and acquisitions worked for CoreStates, First Union and Wachovia Bank.

Mike completed the Consumer Bankers Association’s Graduate School of Retail Bank Management at the University of Virginia. He currently volunteers with St. Eugene’s Parish, CYO and Primos Secane Swim Club. Mike has also served as a past Chairman of the Delaware County Chamber of Commerce and Small Business Committee chair, as well as a past board member and finance committee member of the YMCA of Eastern Delaware County. In his spare time, he enjoys spending time with his family and relaxing at the beach in Sea Isle City, New Jersey. He resides in Secane, Pennsylvania with his wife and three children.

mciavarelli@wsfsbank.com
SBA Relationship Manager
tom dowling

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Tom Dowling
https://www.wsfsbank.com:443/~/media/Small-Business-Team/Tom-Dowling-69621-new_300x300.ashx

Tom joined the WSFS Small Business team in December 2017, bringing with him more than 25 years of commercial lending experience in the Greater Philadelphia area, with the last 20 years concentrated in SBA Lending as a PLP (Preferred Lenders Program) Lender.

Tom received his bachelor’s degree in Education from Pennsylvania State University, and attended the PA Bankers’ Central Pennsylvania Advanced School of Commercial Banking. He has volunteered with several local organizations and currently volunteers with the SPCA and Aid for Friends. He is active with the Penn State Alumni Association. In his spare time, he enjoys playing golf, working on home projects and hiking with his dogs. He resides in Philadelphia, Pennsylvania.

tdowling@wsfsbank.com
SBA Relationship Manager
darren federico

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Darren Federico
https://www.wsfsbank.com:443/~/media/Small-Business-Team/Darren-Federico-69756_300x300.ashx

Darren joined the WSFS Small Business team in June 2017, bringing with him nearly 28 years of experience serving the Delaware Valley market. Prior to joining WSFS, he served as a Sales Manager for Firstrust Bank’s SBA Finance Group, a position that included an opportunity to specialize in veterinary lending on a national basis. Darren has also held positions as a SBA Relationship Manager, Business Development Officer, and Business Banking Lender for local banks and private financing companies.

Darren received his bachelor’s degree in Business Administration from Widener University. He holds memberships with the Alliance of Merger & Acquisition Advisors, GFN Philadelphia and Chester County Think Tank. Darren currently volunteers with the Variety Club, and is a former youth lacrosse coach. In his spare time, he enjoys spending time with his family and friends, playing lacrosse, and long country rides on his motorcycle. He resides in Gilbertsville, Pennsylvania with his wife, son, daughter, two labs and a cat.

dfederico@wsfsbank.com
SBA Relationship Manager
larry frank

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Larry Frank
https://www.wsfsbank.com:443/~/media/Small-Business-Team/Larry-Frank-69667_300x300.ashx

Larry joined the WSFS Small Business team in April 2016. Prior to WSFS, he held various management positions in metropolitan Philadelphia before joining a Commercial Mortgage brokerage company. Afterwards, he used his experience working for the largest SBA lender in the country to hold positions as a lender trainer, residential lender, and a wholesale residential mortgage lender, before moving back into SBA. Larry has also served on the Pennsylvania Association of Mortgage Brokers in various capacities, including President.

Larry received his bachelor’s degree from The Pennsylvania State University and his master’s degree in Physical Education from Temple University. He currently volunteers with the National Multiple Sclerosis Society, as well as the Penn State Abington Advisory Board for the Entrepreneur and Innovation Minor. Larry is also an Ambassador with the Eastern Montgomery County Chamber of Commerce. In his spare time, he enjoys walking, gardening and meditation. He resides in Upper Dublin, Pennsylvania.

lfrank@wsfsbank.com
SBA Relationship Manager

Support Team

nancy maguire

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Nancy Maguire
https://www.wsfsbank.com:443/~/media/Small-Business-Team/NancyMaguire_tag_300x300.ashx

Nancy joined the WSFS Small Business team in October 2015. Prior to joining WSFS, Nancy served as a Branch Manager, Residential Loan Processor and a Small Business Portfolio Manager for Alliance Bank.

Nancy received her bachelor’s degree in Fine Arts at Mountview College in London. In her spare time, she enjoys the beach, spending time with her grandkids, and reading. She resides in Thorndale, Pennsylvania.

nmaguire@wsfsbank.com
Small Business Portfolio Manager
patti nolan

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Pattie Nolan
https://www.wsfsbank.com:443/~/media/Small-Business-Team/PattiNolan_300x300.ashx

Pattie joined the WSFS Small Business team in June 2016. Prior to joining WSFS, Pattie worked for the Montgomery County District Court. She also served for almost 20 years for Sovereign (now Sandner) Bank as a retail banker, sales assistant and as a member of the Small Business Administration (SBA) team.

Pattie received her associate’s degree in Accounting from Montgomery County Community College. She currently volunteers with Queen of Peace Church. In her spare time, she enjoys reading, going on vacation, and watching television. Pattie resides in Glenside, Pennsylvania.

pnolan@wsfsbank.com
Small Business Portfolio Manager
cheryl rodriquez

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Cheryl Rodriquez
https://www.wsfsbank.com:443/~/media/Small-Business-Team/CherylRodriquez_300x300.ashx

Cheryl joined WSFS in 2002. Cheryl served as an administrative professional before transitioning to the Small Business team as a Portfolio Manager in 2004. Prior to joining WSFS, Cheryl worked in administration for construction and recruiting firms.

Cheryl attended Delaware Technical Community College. In her spare time, she enjoys exercising, dancing and spending time with family. Cheryl and her family reside in Wilmington, Delaware.

crodriquez@wsfsbank.com
Small Business Relationship Manager
monique wannamaker

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Monique Wannamaker
https://www.wsfsbank.com:443/~/media/Small-Business-Team/MoniqueWannamaker_tag_300x300.ashx

Monique joined the WSFS Small Business team in March 2016. Early in her career, she studied abroad and traveled to Japan, and was then asked to join the foreign exchange financial program for Prudential Financial. Afterwards, Monique worked as a financial analyst for several banks in Delaware and New Jersey.

Monique received financial certifications from Rutgers University. She currently volunteers as a Christian Ministry Volunteer for Hospice. She is also a member of Minority Interchange, Inc., National Association of Black Accountants (NABA, Inc.), and World Finance Network (WFN). In her spare time, she enjoys event planning, making jewelry, crafting and traveling. Monique resides in Kent County, Delaware.

mwannamaker@wsfsbank.com
Small Business Portfolio Manager

Leadership

glenn kocher

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Glenn Kocher
https://www.wsfsbank.com:443/~/media/Small-Business-Team/Glenn-Kocher-69698_300x300.ashx

Glenn joined WSFS in 2002. He served as the Chief Credit Officer for 13 years before transitioning to the Small Business Team as Director in 2014. Prior to joining WSFS, Glenn worked as a CPA in New Castle and Sussex Counties, and as a banker with Delaware Trust, Bank of Delaware and PNC.

Glenn grew up in Delaware County and then received his bachelor’s degree in Business Administration from Drexel University. He volunteered as a Board member for the YMCA of Delaware for 17 years, serving on various committees. In his spare time, he enjoys biking, reading, the beach, and spending time with his family. Glenn and his family reside in Wilmington and Rehoboth Beach, Delaware.

gkocher@wsfsbank.com
Senior Vice President, Director of Small Business
anthony ryan

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Anthony Ryan
https://www.wsfsbank.com:443/~/media/Small-Business-Team/AnthonyRyan_300x300.ashx

Anthony joined WSFS in 2011, bringing with him 30 years of Retail and Small Business Banking experience. With WSFS, Anthony served as a Small Business Relationship Manager prior to transitioning to the Small Business Lending Team Leader.

Anthony received his bachelor’s degree in Economics and Philosophy from Trinity College Dublin. He currently volunteers as a Board member of several local organizations, including the Delaware County Chamber of Commerce, the Wilmington Economic Development Corporation (WEDCO), and the Garrett Williamson Foundation. In his spare time, he enjoys reading, playing golf, traveling and spending time at the beach.

aryan@wsfsbank.com
Vice President, Small Business Lending Team Leader