For Customers who maintain larger balances and are looking for a competitive rate of return with easy access to their funds.
Key Features
Competitive Interest Rates
Earn a competitive rate on larger balances.
Link Your Accounts and Earn
Link your money market with a WSFS Relationship Checking account to earn a higher rate of interest.
FDIC Insured
Your account is FDIC insured to maximum permitted by law.
Make unlimited deposits into your account* Snapshot deposit makes it easy to deposit checks without ever having to visit a branch
Manage your accounts anytime, anywhere with Online and Mobile Banking
Overdraft protection available when you link your money market account to your WSFS checking account*
Convenient account access with a WSFS Visa Debit Card with the Visa Zero Liability Guarantee**
Interest Rates
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so that we can provide accurate rates for your location.
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Delaware
Maryland
New Jersey
Pennsylvania
Virginia
Tiers
Interest Rate
APY
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
$1,000,000+
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
$1,000,000+
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
$1,000,000+
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
$1,000,000+
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
$1,000,000+
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
Minimum Balance Required to Obtain APY
Interest Rate
APY***
$0.01 - $4,999
0.03%
0.03%
$5,000 - $9,999
0.03%
0.03%
$10,000 - $24,999
2.23%
2.25%
$25,000 - $49,999
2.47%
2.50%
$50,000 - $99,999
2.71%
2.75%
$100,000 - $249,999
3.92%
4.00%
$250,000 - $499,999
3.92%
4.00%
$500,000 - $999,999
3.92%
4.00%
Bonus Rate Information for Qualifying Accounts
Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
Online Account Statements – Go paperless, enhance security and maximize convenience.
Overdraft Protection Available – An extra layer of peace of mind for your checking account.
Account Activity Alerts – Receive email alerts about your account activity.
Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.
*You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. Federal regulations require compliance with these restrictions. We may be required to close your account, take away any ability to transfer and write checks or convert the account to a checking or other transaction account if these restrictions are violated.
**Visa® ’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa® , or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.
***Personal Accounts Only. The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of April 1, 2023 and are subject to change. Fees assessed to accounts may reduce earnings.
^The minimum balance requirement is waived for the first 3 months after the account opening date.