*The Annual Percentage Rates (APR) are effective as of March 28, 2026 and are subject to change. The offer, rates and terms described are for Home Equity Lines of Credit. Introductory rate offer requires a maximum loan to value of 90%. LTVs may vary from those listed for loan amounts of greater than $750,000. The introductory rate will apply for the first six (6) billing cycles after your HELOC is opened. After the introductory period expires, the APR on any existing balance will convert to the applicable non-discounted variable APR for the life of the loan. Your non-discounted variable APR may vary based on changes to the Prime Rate as listed in the Wall Street Journal, currently 6.75%. 6.50% APR – 8.00% APR are for line of credit amounts ranging from $25,000 – $2,500,000. Minimum APR of 3.00% after the introductory rate period. Maximum APR is 18%. Minimum line amount is $25,000. Offer subject to credit approval. Home Equity Line Credit can be drawn on for a 10-year period, during which a minimum monthly interest payment is required. If you pay only the amount of interest that is due, once the interest-only period ends, you will still owe the original amount that you borrowed, and your monthly payment will increase because you must pay back the principal as well as the interest—even if the interest rates remain the same. Fees to open these lines may range from $0 to $1,365 depending on the amount of the line and the state in which the property is located. A recapture fee of $375 will be imposed if your account is closed within 36 months of opening. Other fees may apply. Property insurance and flood insurance, if applicable, are required.
1 Payment example: The monthly payment per $1,000 borrowed at 7.24% APR for a 15-year term means you would make 180 payments of $9.12. Payments do not include taxes and insurance premiums. The actual payment obligation may be higher. We will pay closing costs on your behalf.
2 You can exercise the option to convert to a fixed rate only during the following period or periods: During the Draw Period and up to 13 months prior to the end of the Repayment Period. You may have up to three (3) Fixed-Rate Conversion Loans outstanding at any one time. Minimum amount required to convert is $5,000.
3 The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.
The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) requires Associates of WSFS Bank who act as residential Mortgage Loan Originators (MLOs) to federally register with the Nationwide Mortgage Licensing System and Registry. MLOs must obtain a unique identifier and maintain registration. Click here to see a complete list of WSFS MLOs and their Nationwide Mortgage Licensing System (NMLS) ID#. Consumers may look up MLOs by their NMLS ID# by clicking here.
