Disclosures
1 Annual Percentage Yield (APY) is effective as of February 11, 2025 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 – $9,999.99 = 0.03%, $10,000 – $24,999.99 = 2.10%, $25,000 – $49,999.99 = 2.35%, $50,000 – $99,999.99 = 2.60% and $100,000+ = 3.60%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
2 Annual Percentage Yield (APY). The interest rate and APY are effective as of February 11, 2025 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 6-month term, the penalty is 3 months’ interest. For a term from 7-12 months, the penalty is 6 months’ interest. For a term of 13 or more months, the penalty is 12 months’ interest. Fees could reduce earnings on the account. Additional restrictions may apply.
*Early Pay requires eligible direct deposit to your WSFS Bank account. Direct deposits that are eligible for Early Pay include Automated Clearing House (ACH) transactions that WSFS Bank has determined to be compensation for employment or government benefit payments based on the transaction entry description. If the originating entity, such as an employer, has submitted the ACH file at least two days prior to the effective payment date, WSFS Bank may make the funds available up to two days earlier than the effective date for any WSFS Bank Clients who are recipients. When and if these funds can be credited early is dependent on the payer’s payment instructions, how the transaction is coded, and when the payment file is submitted by the payer. This also means that timing of available funds may vary between payment periods. WSFS Bank does not guarantee that you will receive early credit for eligible direct deposits and you should always confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll, tax payments, and other automated payments to your account may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by calling WSFS Bank at 888.973.7226. New accounts must be opened for 30 days to be eligible for Early Pay.