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Consumer Banking

Shelly Kavanagh

Senior Vice President, Director of Retail Delivery
  • [email protected]
Shelly Kavanagh

Read Articles by Shelly Kavanagh

  • A Strategic Guide to Boosting Your Credit Score for Your Home Search

    A Strategic Guide to Boosting Your Credit Score for Your Home Search

    Your credit score can open doors, or close them, playing a significant role in some of life’s biggest moments, especially…

    • Article
    | 5 min read
  • Navigating the Financial Journey of Parenthood

    Welcoming a new baby is one of life’s most exciting milestones. It’s a time filled with joy and anticipation, but…

    • Article
    | 3 min read
  • A Guide to Managing Post-Holiday Debt

    The holidays are a time of generosity and joy, but once the decorations are packed away, the arrival of credit…

    • Article
    | 3 min read
  • Six Ways to Start Your Personal Finances Off on the Right Foot in 2026

    If managing your finances is at the top of your list for 2026, you’re not alone. Some of the most…

    • Article
    | 4 min read
  • How to Map Out Your Financial Plan Ahead of a Move

    If you are planning to move within the next year, it’s never too early to unpack your financial picture. Whether…

    • Article
    | 4 min read
  • Planning Your Financial Future Next Year and Beyond

    The new year is a great time to reset and plan for the months ahead, especially when it comes to…

    • Article
    | 2 min read
  • Understanding The High Cost of Hidden Fees

    Tapping your card or clicking “Confirm Purchase” has never been easier, but those simple actions can come with hidden costs.…

    • Article
    | 3 min read
  • Setting the Groundwork to Build Your Child’s Credit History

    As you prepare your child for the future, it’s important to include their finances in the equation. Raising financially savvy…

    • Article
    | 3 min read
  • What Could Fed Interest Rate Cuts Mean for Savings and CDs?

    The Federal Reserve’s most recent cuts could mean changes for savings accounts and certificates of deposit (CDs). While these macroeconomic shifts are…

    • Article
    | 3 min read
  • Cash or Card: Which Payment Option Should You Choose at Checkout?

    Cash or Card: Which Payment Option Should You Choose at Checkout?

    Cash or card? It’s a common question many of us encounter when we reach the checkout line at the grocery…

    • Article
    | 4 min read
  • A woman drinking from a mug and using a laptop.

    New Year, New Finances: 5 Practical Tips to Boost Your Financial Health

    The end of one year and beginning of another is an opportunity for a fresh start, including for your finances.…

    • Article
    | 4 min read
  • Back to College Preview

    Back-to-School: How College Students Can Effectively Manage Their Finances

    It’s hard to believe the beginning of the school year is already almost here. Starting college or heading back to campus…

    • Article
    | 3 min read
  • A woman using her laptop.

    Consolidate or Refinance? How to Effectively Manage Your Borrowing and Debt

    After months of elevated interest rates, many consumers are looking for some relief. The good news: The Federal Reserve is expected…

    • Article
    | 3 min read
  • A man and a woman window shopping.

    How to Manage Your Holiday Expenses Without Overspending

    It’s hard to believe, but the holiday season is just around the corner. Rising costs and inflation remained the top…

    • Article
    | 3 min read
  • Vacation Budgeting: 4 Tips for Travel that Won’t Break the Bank

    Vacation Budgeting: 4 Tips for Travel that Won’t Break the Bank

    Vacation season is heating up with the weather. With rising costs still impacting many consumers’ finances it is crucial to…

    • Article
    | 3 min read
  • A man and a woman looking at documents.

    3 Tips to Help Strengthen Your Personal Finances

    With the first half of 2024 in the rearview mirror already, now is a great time to revisit and fine…

    • Article
    | 4 min read
  • Graduate Finances Featured Image

    How Recent Grads Can Set Themselves Up for Financial Success

    Graduation season is an exciting time for many families. Whether it is a college, high school or vocational graduation, this occasion…

    • Article
    | 3 min read
  • Woman smiling and looking at a cell phone.

    7 Ways to Get the Most out of Online and Mobile Banking

    Online and mobile banking continue to see increased adoption from consumers, and for good reason, as they provide quite a…

    • Article
    | 3 min read
  • Credit Resource

    National Credit Education Month: Tips to Improve Your Credit

    National Credit Education Month takes place each March and can be a great time to refresh your finances as we…

    • Article
    | 3 min read
  • Man relaxing on the couch looking at bank card and cell phone.

    How to Rein in Your Debt and Build Your Credit

    Goal setting is often top-of-mind for many consumers around the New Year. As you look to set your goals for…

    • Article
    | 3 min read
  • A young woman shopping online with her credit card.

    How to Manage Your Credit and Borrowing as Interest Rates Rise

    With interest rates rising to levels not seen in years, now is the time to ensure you have a firm…

    • Article
    | 3 min read
  • A female business owner working on the company’s finances.

    Put a Money Market to Work For Your Small Business

    In a high interest rate environment, it’s critical for small businesses to optimize cash flow, operations, sales and profits. Sometimes,…

    • Article
    | 3 min read
  • A young woman reviewing her finances.

    How to Adjust Your Spending Patterns and Grow Your Savings

    The past few years have presented challenging – and rapidly evolving – financial situations for many consumers. The economic climate…

    • Article
    | 3 min read
  • A woman reviewing receipts and her finances.

    How to Balance Your Borrowing Needs and Savings Goals

    Inflation and rising interest rates over the past year-plus have impacted many consumers’ financial goals, making it more expensive to…

    • Article
    | 3 min read
  • A couple reviewing their finances.

    How to Build Your Emergency Fund

    Planning for regular expenses can be difficult enough, particularly during periods of high inflation, but what if you’re faced with…

    • Article
    | 3 min read
  • A customer and a car salesman signing paperwork for a new car.

    Tips to Help You Save for Large Purchases

    Budgeting and saving play a key role in your financial journey, particularly when it comes time for larger expenditures. A recent…

    • Article
    | 3 min read
  • A couple paying with a credit card.

    Tips to Manage Increased Holiday Spending Costs This Year

    With the continued impact of inflation on consumer costs, this year’s post-Thanksgiving shopping weekend and Cyber Monday saw spending at…

    • Article
    | 3 min read
  • A woman using a laptop.

    Tips for Recent Grads to Take Control of Their Finances

    Congratulations, you just graduated! Whether you’re celebrating a high school, college or trade school graduation, this can be one of the…

    • Article
    | 3 min read
  • A couple laughing in front of their computer.

    Tips to Take Advantage of Rising Interest Rates for Your Savings

    Interest rates have continued to climb to levels not seen in recent years and have impacted many consumers’ financial situation…

    • Article
    | 3 min read
  • A mother and daughter looking at a cell phone.

    Invest in a CD to Maximize Your Savings as Interest Rates Rise

    As the Federal Reserve continues to raise its benchmark interest rate to fight inflation, many consumers are looking for ways…

    • Article
    | 3 min read
  • A businessman and a couple reviewing documents.

    The Benefits of High-Yield Money Markets as a Savings Tool

    With interest rates rising and record high inflation over the past year, many consumers are looking for ways to save…

    • Article
    | 3 min read
  • A business handshake.

    CDs and Money Markets – Safe Paths to Increased Savings

    With inflation continuing to drive costs higher for everyday products and services, large purchases like vehicles and more, many people…

    • Article
    | 3 min read