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grow your savings securely

Fixed Rate CD

A WSFS Certificate of Deposit (CD) is a low-risk savings solution with a fixed interest rate and variable term options.

Key Features of a Fixed Rate CD

Fixed Rate of Return

Know exactly how much interest you’ll earn with no need to worry about shifts in the market.

A Term for Every Lifestyle and Need

Select the term that suits you best from 3 to 84 months.

FDIC Insured

Certificates of deposit are FDIC insured up to applicable limits, keeping your money safe.

Interest Rates

TERM

MINIMUM TO OPEN

INTEREST RATE
APY[1]

3 Month

$2,500

3.44%

3.50%

6 Month

$2,500

2.96%

3.00%

12 Month

$2,500

2.71%

2.75%

18 Month

$2,500

2.47%

2.50%

24 Month

$2,500

1.49%

1.50%

36 Month

$2,500

1.00%

1.00%

48 Month

$2,500

0.75%

0.75%

60 Month

$2,500

0.75%

0.75%

84 Month

$2,500

0.75%

0.75%

What You Need to Know

  • Minimum deposit is $2,500

See Deposit Product Services Cost Summary

Opening a Fixed-Rate CD is Easy!

Step 1:

Share your basic info for account setup. We’ll need some personal information to get your account started.

Step 2:

Make your first deposit. Minimum opening deposit is $2,500.

Step 3:

Check your email for a confirmation. Get online access right away and start using your account.


Other Products That May be Right for You

Check out these related products.

High-Yield Money Market

Earn premium rates while maintaining easy access to your money.

Core Savings

Simple savings account with the lowest monthly balance requirement.

Relationship Checking

A checking account with a wider range of benefits that rewards a deeper relationship with WSFS.

Questions?

Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.

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Disclosures

See Deposit Product Services Cost Summary here.

1 Annual Percentage Yield (APY). The interest rate and APY are effective as of March 28, 2026 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 3-month term, the penalty is 30 days’ interest. For a 6-month term, the penalty is 3 months’ interest. For a term from 7-12 months, the penalty is 6 months’ interest. For a term of 13 or more months, the penalty is 12 months’ interest. Fees could reduce earnings on the account. Additional restrictions may apply.