Refinancing Options
- Conventional Fixed and Adjustable-Rate Mortgages
- FHA Mortgages
- Jumbo Mortgages
- Construction Home Loans
- Government Streamlined Refinance Program
- No-Cost Refinance Program
- Mortgage Assistance Program
Save Money on your current mortgage
Refinance Your Mortgage
- Save money and lower your monthly payment
- Reduce your interest rate and adjust your term
- Get cash out if needed
Why Choose WSFS to Refinance Your Mortgage?
World-class service, local decision-making power and a range of mortgage options to achieve your goals.
Personalized approach
A trusted mortgage team member will understand your needs and be with you at every step.
Variety of programs
Choose from many refinancing options to best suit your needs.
No obligation
Our mortgage team will help determine if a refinance is the right option for you, no obligation.
WSFS Mortgage Process
Our process makes it easy to get started, no matter what stage you are in your homebuying journey.
Get pre-qualified
Estimate how much you can borrow.
Get pre-approved
Start making offers with a pre-approval.
Apply now
Apply when you find the right mortgage for you.
Still have questions?
Our loan officers are here to help answer your questions.
FAQs
What is mortgage refinancing and how does it work?
Mortgage refinancing is the process of obtaining a new mortgage to replace your existing one. Refinancing allows you to potentially get a lower interest rate, change the length of your loan or switch from an adjustable-rate to a fixed-rate mortgage. This can help you save money on monthly payments and interest over the life of the loan. Refinancing works by taking out a new loan to pay off your existing mortgage, and then repaying the new loan over time.
What are the benefits of refinancing a mortgage?
There are several benefits to refinancing a mortgage, including potentially lower monthly payments, reduced interest rates and the ability to switch from an adjustable-rate to a fixed-rate mortgage. Refinancing can also help you build equity in your home faster, and it can provide you with extra cash if you have built up equity in your home.
How do I know if refinancing my mortgage is a good idea?
Refinancing your mortgage can be a good idea if you can get a lower interest rate, reduce your monthly payments or shorten the length of your loan. You should also consider your financial situation, credit score and long-term goals. If you plan to stay in your home for several more years and can save money by refinancing, then it may be a good idea. However, if you plan to move soon, refinancing may not be the best option for you.
Meet the WSFS Mortgage Team
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Questions?
We’re here to help. Complete the form below to be contacted by a member of the WSFS Mortgage team.
