Fraudulent calling attempts are on the rise. Scammers are posing as WSFS Associates – using fake caller IDs and personal details to gain your trust. NEVER share your account passwords or verification codes on unsolicited calls. Verify the call by hanging up and notifying us directly at 888.973.7226 7am-7pm ET (M-F) and 9am-3pm ET (on weekends).

say yes to getting paid earlier

Early Pay is here!

WSFS Bank now has Early Pay, which allows Clients to receive eligible direct deposits from their employers up to two days early.[1] Early Pay is also available for recurring government benefits, such as Social Security payments.

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You’re Going to Love Getting Paid Earlier

Eligible direct deposits will land in your account up to TWO days in advance, so you can use your funds sooner than you could previously. How great is that?

It’s automatic

You don’t need to sign up for Early Pay. It will happen automatically with all eligible direct deposits.

Icon of a flying dollar bill.

It’s free

There are no costs or fees associated with Early Pay.

Get notified

Set up an alert in Online Banking and we’ll notify you as soon as your early deposit is available.

Don’t have a WSFS Checking Account or Direct Deposit Set Up?

Open a WSFS Checking Account

If you don’t already have a WSFS Checking account, compare our accounts and choose the right one for you.

Set Up Direct Deposit With Your Employer

To have your pay deposited into your account early, set up direct deposit. It’s easy!

Set Up Direct Deposit for Government Benefits

If you receive funds from the U.S. Treasury, you can set up direct deposit online or by calling 800.333.1795.

FAQs

If you are already enrolled in direct deposit for your paycheck or recurring government benefits, you don’t need to do anything. If you do not currently receive direct deposit to a WSFS account, you can fill out our direct deposit form and give it to your employer, or use their form if they offer direct deposit. Once set up, qualified deposits will begin posting to your account earlier.

The direct deposit must be to a WSFS Bank personal account and indicate that it is a payroll or recurring government benefit in the ACH description. Employers must send an electronic payment notification to WSFS at least two days before you typically receive your pay. Your pay will be deposited one day in advance if the notification is sent at least one day early. If the notification is not sent early enough, your funds will be available to you on the date you normally receive them.

Yes. Standard Social Security benefit payments qualify for Early Pay if they are being deposited directly to a personal (not business) account.

One-time payments from your employer or a government entity typically do not qualify for Early Pay as they are not considered payroll or recurring payments.

There are no costs or fees for receiving your pay early.

No. Personal checking, savings, and money market accounts are the only accounts that qualify for Early Pay.

No. To qualify for Early Pay, your account will need to be open for at least 30 days and in good standing, and it typically takes several weeks for an employer or government entity to switch direct deposit to a new account.

You can opt out of receiving early direct deposit by calling 888.973.7226.

Questions?

Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.

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Disclosures

1 Early Pay requires eligible direct deposit to your WSFS Bank account. Direct deposits that are eligible for Early Pay include Automated Clearing House (ACH) transactions that WSFS Bank has determined to be compensation for employment or government benefit payments based on the transaction entry description. If the originating entity, such as an employer, has submitted the ACH file at least two days prior to the effective payment date, WSFS Bank may make the funds available up to two days earlier than the effective date for any WSFS Bank Clients who are recipients. When and if these funds can be credited early is dependent on the payer’s payment instructions, how the transaction is coded, and when the payment file is submitted by the payer. This also means that timing of available funds may vary between payment periods. WSFS Bank does not guarantee that you will receive early credit for eligible direct deposits and you should always confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll, tax payments, and other automated payments to your account may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by calling WSFS Bank at 888.973.7226. New accounts must be opened for 30 days to be eligible for Early Pay.