affordable mortgages

Unlock Your Dream of Homeownership

  • Receive up to $10,000 in down payment assistance and/or closing costs[1] – no repayment required[2]
  • Flexible guidelines to help those with limited income
  • Lender-paid mortgage insurance available
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Affordable Mortgage Options

We’re committed to ensuring that individuals and families can find an affordable place to call home.
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Two programs

Neighborhood Opportunity Program and WSFS Grant Program.
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Personalized service

A trusted mortgage team member will understand your needs and be with you at every step.
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Local expertise

Our mortgage team members are local with deep ties to the Greater Philadelphia and Delaware region.
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Trusted partner

Known in the community and trusted for nearly 200 years.
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Neighborhood Opportunity Program

Designed to help individuals and families with limited income realize their dreams of homeownership.[3]
  • Low Down Payment

    As little as 3% down payment options with flexible guidelines.[4]

  • No PMI Required[5]

    Save extra money monthly without private mortgage insurance.

  • Education Program

    Homebuyer education so you feel confident and prepared to become a homeowner.

Family in front of new home.

WSFS Grant Program

Designed to help individuals and families with limited savings to purchase a home.
  • Grants up to $10,000

    Grants can be used toward down payments or closing costs[1] – no repayment necessary.[2]

  • Combine With Other Programs

    You can combine the WSFS Grant Program with other WSFS, community and government programs.

  • Seller’s Assist

    Up to 6% seller’s assist.

  • Education Program

    Homebuyer education so you feel confident in becoming a homeowner.


Your eligibility for the Neighborhood Opportunity Program and the WSFS Grant Program depends on several factors, including your income, location and the amount of the loan. Please contact us to learn more about eligibility.

WSFS Mortgage Process

Our process makes it easy to get started, no matter what stage you are in your homebuying journey.

Get pre-qualified

Estimate how much you can borrow.

Get pre-approved

Start making offers with a pre-approval.

Apply now

Apply when you find the right mortgage for you.

Still have questions?

Our loan officers are here to help answer your questions.
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Meet the WSFS Mortgage Team

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We’re here to help. Complete the form below to be contacted by a member of the WSFS Mortgage team.