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Americans Under 40 Figure Out Their Financial Future

WSFS Contributor

2 min read

January 15, 2026

An illustration of two people reviewing their finances.

According to a WSFS Bank Study of Millennials and Gen Z consumers, 65% of respondents describe their overall financial situation as either “good” or “excellent,” and nearly six in 10 (58%) are optimistic that they’ll achieve their financial goals one day.

While respondents remain optimistic when it comes to their finances, 43% said they frequently have trouble paying everyday living expenses, with 19% saying it happens to them “constantly.” Check out the infographic below to learn more about the study’s key findings.