guaranteed returns

Small Business Certificate of Deposit (CD)

Small Business CDs offer a competitive and guaranteed rate of return on business savings.

  • Earn 3.75% APY[1] with a 7-month CD
  • Earn 3.50% APY[1] with a 13-month CD

Key Features of a Small Business CD

Fixed Rate of Return

Earn a predictable return with competitive rates. No need to worry about shifts in the market.

Variety of Terms Available

Choose from 3 months to 84 months.

FDIC Insured

Certificates of Deposit are FDIC insured up to applicable limits, keeping your money safe.

Interest Rates

Tier

Minimum Deposit

Interest Rate
APY[1]

3 Month

$2,500

2.96%

3.00%

6 Month

$2,500

2.96%

3.00%

7 Month

$2,500

3.68%

3.75%

12 Month

$2,500

2.71%

2.75%

13 Month

$2,500

3.44%

3.50%

18 Month

$2,500

2.47%

2.50%

24 Month

$2,500

1.49%

1.50%

36 Month

$2,500

1.00%

1.00%

48 Month

$2,500

0.75%

0.75%

60 Month

$2,500

0.75%

0.75%

84 Month

$2,500

0.75%

0.75%

Opening a Small Business CD

Visit your nearest banking office

Schedule an appointment today with a WSFS Associate closest to you.

Speak to a WSFS Small Business team member

Click the link below to be contacted by a Small Business team member.


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Disclosures

1 Annual Percentage Yield (APY) is current as of July 16, 2026 and is subject to change. The minimum deposit to open and minimum balance required to earn the disclosed APY is $2,500. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Other terms and rates are available. Additional terms and conditions may apply. Offer not available for municipal deposits or brokered CDs.