Is there a fee for Cash Advances?

Yes. The fee is 3% of the amount, with a minimum of $10 (no maximum).  And cash advances begin to accrue finance charges immediately – there is no grace period on cash advances.  There are also several types of “Cash Equivalent” purchases that count as Cash Advances, including purchases of traveler’s checks, savings bonds, foreign currency, money orders, wire transfers, lottery tickets, gift cards, purchases or reloading of prepaid cards, gaming chips and other methods used for gambling transactions.