Fraudulent calling attempts are on the rise. Scammers are posing as WSFS Associates – using fake caller IDs and personal details to gain your trust. NEVER share your account passwords or verification codes on unsolicited calls. Verify the call by hanging up and notifying us directly at 888.973.7226 7am-7pm ET (M-F) and 9am-3pm ET (on weekends).

See all Personal Checking
interest & perks

Relationship Checking

A checking account with a wider range of benefits that rewards a deeper relationship with WSFS.

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Key Features of Relationship Checking

Tiered Interest Rates

The higher your account balance, the more interest you will earn.

Earn Bonus Interest Rates

Receive bonus rates on qualifying accounts if you are over the age of 60 or make 15 or more debit card purchases per month.[1]

Additional Features

Receive $20 discount on safe deposit boxes, $10 credit towards any check order and no charge for using non-WSFS ATMs.[2]

Included With Your Relationship Checking Account

Early Pay

Get paid up to two days early with Early Pay[3]

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Online & Mobile Access

Bank when and how you want with WSFS Online & Mobile Banking.

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WSFS Bank Visa Debit Card

Convenient account access with the Visa Zero Liability Guarantee.[4]

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Mobile Payment Solutions

Pay your way with PayPal®, Apple Pay® and Samsung Pay®.

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Mobile Check Deposit

Use Snapshot® Deposit to easily deposit checks right from your smartphone to start earning more.

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Banking Office & ATM Access

Access to 80+ banking offices and one of the largest ATM networks in the region.

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Overdraft Protection

Link to your WSFS Savings account for Overdraft Protection at no cost to you.

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Interest Rates

minimum to obtain apy

interest rate
APY[5]

$0.01-$4,999.99

0.01%

0.01%

$5,000-$9,999.99

0.01%

0.01%

$10,000-$24,999.99

0.01%

0.01%

$25,000-$49,999.99

0.02%

0.02%

$50,000-$99,999.99

0.02%

0.02%

$100,000+

0..02%

0.02%
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Bonus Interest Rates

WSFS Relationship Checking Bonus Interest Rates

Relationship Checking
Core Savings
Money Market/High-Yield Money Market

Benefits Level 1: $5k in Relationship Checking or $25k in combined balances

0.01%

N/A

N/A

Benefits Level 2: $10k in Relationship Checking or $75k in combined balances

0.02%

0.02%

N/A

Benefits Level 3: $25k in Relationship Checking or $125k in combined balances

0.03%

0.03%

0.20%
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What You Need to Know

  • Simply maintain a $5,000 average monthly balance or a $25,000 combined average monthly balance per statement period to avoid a $15 monthly fee. Monthly average combined balances include checking, savings and money market accounts and all WSFS Consumer Loan and Lines outstanding excluding WSFS Mortgages and Credit Cards.
  • Minimum balance requirement is waived for the first three months of account opening so you have time to build up your balance.
  • Minimum opening deposit is $100.
See account details See Deposit Product Services Cost Summary

Opening a Relationship Checking Account is Easy!

Step 1:

Share your basic information for account setup. We’ll need some personal information to get your account started.

Step 2:

Make your first deposit. Minimum opening deposit is $100.

Step 3:

Check your email for a confirmation. Get online access right away and start using your account.

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Help Your Children Learn to Earn, Save, and Spend Wisely

Greenlight puts kids and teens on the path to lifelong money management skills.

What is Greenlight?

Greenlight is a free[6] financial education app and debit card designed specifically for kids and teens to use, all under parental supervision.

Parental Controls

Parents receive real-time spending notifications, can quickly send money to their child’s card, set spending limits by category, and more.

Real-life Financial Skills for Kids

With their own debit card, kids learn the value of earning and saving – and have fun along the way.

Learn More

FAQs

Yes. Relationship Checking is our higher-interest checking account. See interest rate table above.

In order to qualify for bonus interest on qualifying WSFS accounts, you must be over the age of 60 or make 15 or more debit card purchases per month.[1]

There is no charge on ATM transactions at WSFS ATMs and non-WSFS ATMs; however, surcharges by the ATM owner may apply.

All FAQs

Other Products That May be Right for You

Check out these related products.

High-Yield Money Market

Earn premium rates while maintaining easy access to your money.

Learn more

Fixed Rate CD

Know exactly how much interest you will earn on your savings with different time frames to meet your savings needs.

Learn more

Cash Back Visa® Credit Card

Earn unlimited cash back on everyday spending with our 3-2-1 Cash Back Program and 0% balance transfers for nine billing cycles.

Learn more

Questions?

Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.

Find a WSFS

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Disclosures

See account details here.

See Deposit Product Services Cost Summary here.

1 Bonus interest rates on WSFS Relationship Checking require 15 debit card purchases within a statement cycle and require minimum average balances. The debit card purchase requirement is waived for customers over 60 years old.

2 No charge on ATM transactions at non-WSFS ATMs; surcharges by the ATM owner may apply.

3 Early Pay requires eligible direct deposit to your WSFS Bank account. Direct deposits that are eligible for Early Pay include Automated Clearing House (ACH) transactions that WSFS Bank has determined to be compensation for employment or government benefit payments based on the transaction entry description. If the originating entity, such as an employer, has submitted the ACH file at least two days prior to the effective payment date, WSFS Bank may make the funds available up to two days earlier than the effective date for any WSFS Bank Customers who are recipients. When and if these funds can be credited early is dependent on the payer’s payment instructions, how the transaction is coded, and when the payment file is submitted by the payer. This also means that timing of available funds may vary between payment periods. WSFS Bank does not guarantee that you will receive early credit for eligible direct deposits and you should always confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll, tax payments, and other automated payments to your account may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by calling WSFS Bank at 888.973.7226. New accounts must be opened for 30 days to be eligible for Early Pay.

4 Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

5 Annual Percentage Yield (APY). The interest rate and APY are effective as of March 25, 2026 and are subject to change. Fees assessed to accounts may reduce earnings. Personal Accounts only.

PayPal is a trademark of PayPal, Inc., registered in the United States and other countries.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

6 WSFS Bank Clients are eligible for the Greenlight SELECT plan at no cost when they connect their WSFS Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in fees directly to WSFS Bank Clients. Upon termination of promotion, Clients will be responsible for associated monthly fees. See terms for details. Offer ends 3/4/2027. Offer subject to change and partner participation.

The Greenlight platform and Greenlight debit card are not WSFS Bank products and are not managed by WSFS Bank. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

Card images shown are illustrative and may vary from the card you receive.

Snapshot Deposit is available 30 days after account opening. The WSFS Mobile Banking App is required to use Snapshot Deposit.