save money on your current mortgage

Refinance Your Mortgage

Save money and lower your monthly payment
Reduce your interest rate and adjust your term
Get cash out if needed

Why Choose WSFS to Refinance Your Mortgage?

World-class service, local decision-making power and a range of mortgage options to achieve your goals.

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Personalized approach

A trusted mortgage team member will understand your needs and be with you at every step.

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Variety of programs

Choose from many refinancing options to best suit your needs.

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No obligation

Our mortgage team will help determine if a refinance is the right option for you, no obligation.

WSFS Mortgage Process

Our process makes it easy to get started, no matter what stage you are in your homebuying journey.

Get pre-qualified

Estimate how much you can borrow.

Get Pre-Qualified

Get pre-approved

Start making offers with a pre-approval.

Apply now

Apply when you find the right mortgage for you.

Apply Now

Still have questions?

Our loan officers are here to help answer your questions.

Refinancing Options

Conventional Fixed and Adjustable-Rate Mortgages
FHA Mortgages
Jumbo Mortgages
Construction Home Loans
Government Streamlined Refinance Program
No-Cost Refinance Program
Mortgage Assistance Program

FAQs

Mortgage refinancing is the process of obtaining a new mortgage to replace your existing one. Refinancing allows you to potentially get a lower interest rate, change the length of your loan or switch from an adjustable-rate to a fixed-rate mortgage. This can help you save money on monthly payments and interest over the life of the loan. Refinancing works by taking out a new loan to pay off your existing mortgage, and then repaying the new loan over time.

There are several benefits to refinancing a mortgage, including potentially lower monthly payments, reduced interest rates and the ability to switch from an adjustable-rate to a fixed-rate mortgage. Refinancing can also help you build equity in your home faster, and it can provide you with extra cash if you have built up equity in your home.

Refinancing your mortgage can be a good idea if you can get a lower interest rate, reduce your monthly payments or shorten the length of your loan. You should also consider your financial situation, credit score and long-term goals. If you plan to stay in your home for several more years and can save money by refinancing, then it may be a good idea. However, if you plan to move soon, refinancing may not be the best option for you.

All FAQs