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  • Personal Savings
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Fixed Rate CD

For Customers who want to grow their savings with the confidence that their money is secure while earning a competitive rate.

Apply Now

Or

Open in Person

Schedule a Visit

Key Features

Fixed Rate of Return

Continue to earn interest at a fixed rate, no matter what the future brings.

A Term for Every Lifestyle and Need

Select the account term that suits you best.

Competitive Interest Rates

Earn fixed interest that compounds daily.

Apply Now

Or

Open in Person

Schedule a Visit

Additional Benefits & Features Additional Benefits & Features

  • Terms range from 6 to 60 months.
  • Automatically renews for the same term.
  • Your account is FDIC insured to maximum permitted by law.**

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
Term Minimum Deposit Interest Rate APY*
3 Months $2,500 0.03% 0.03%
6 Months $2,500 0.05% 0.05%
12 Months $2,500 0.12% 0.12%
18 Months $2,500 0.15% 0.15%
24 Months $2,500 0.40% 0.40%
36 Months $2,500 0.15% 0.15%
48 Months $2,500 0.15% 0.15%
60 Months $2,500 0.15% 0.15%
Term Minimum Deposit Interest Rate APY*
3 Months $2,500 0.03% 0.03%
6 Months $2,500 0.05% 0.05%
12 Months $2,500 0.12% 0.12%
18 Months $2,500 0.15% 0.15%
24 Months $2,500 0.40% 0.40%
36 Months $2,500 0.15% 0.15%
48 Months $2,500 0.15% 0.15%
60 Months $2,500 0.15% 0.15%
Term Minimum Deposit Interest Rate APY*
3 Months $2,500 0.03% 0.03%
6 Months $2,500 0.05% 0.05%
12 Months $2,500 0.12% 0.12%
18 Months $2,500 0.15% 0.15%
24 Months $2,500 0.40% 0.40%
36 Months $2,500 0.15% 0.15%
48 Months $2,500 0.15% 0.15%
60 Months $2,500 0.15% 0.15%
Term Minimum Deposit Interest Rate APY*
3 Months $2,500 0.03% 0.03%
6 Months $2,500 0.05% 0.05%
12 Months $2,500 0.12% 0.12%
18 Months $2,500 0.15% 0.15%
24 Months $2,500 0.40% 0.40%
36 Months $2,500 0.15% 0.15%
48 Months $2,500 0.15% 0.15%
60 Months $2,500 0.15% 0.15%
Term Minimum Deposit Interest Rate APY*
3 Months $2,500 0.03% 0.03%
6 Months $2,500 0.05% 0.05%
12 Months $2,500 0.12% 0.12%
18 Months $2,500 0.15% 0.15%
24 Months $2,500 0.40% 0.40%
36 Months $2,500 0.15% 0.15%
48 Months $2,500 0.15% 0.15%
60 Months $2,500 0.15% 0.15%
  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

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  • N/A

  • N/A

  • N/A

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  • N/A

  • N/A

  • N/A

  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 3 Months

  • $2,500

  • 0.03%

  • 0.03%

  • 6 Months

  • $2,500

  • 0.05%

  • 0.05%

  • 12 Months

  • $2,500

  • 0.12%

  • 0.12%

  • 18 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 24 Months

  • $2,500

  • 0.40%

  • 0.40%

  • 36 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 48 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 60 Months

  • $2,500

  • 0.15%

  • 0.15%

  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 3 Months

  • $2,500

  • 0.03%

  • 0.03%

  • 6 Months

  • $2,500

  • 0.05%

  • 0.05%

  • 12 Months

  • $2,500

  • 0.12%

  • 0.12%

  • 18 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 24 Months

  • $2,500

  • 0.40%

  • 0.40%

  • 36 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 48 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 60 Months

  • $2,500

  • 0.15%

  • 0.15%

  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 3 Months

  • $2,500

  • 0.03%

  • 0.03%

  • 6 Months

  • $2,500

  • 0.05%

  • 0.05%

  • 12 Months

  • $2,500

  • 0.12%

  • 0.12%

  • 18 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 24 Months

  • $2,500

  • 0.40%

  • 0.40%

  • 36 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 48 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 60 Months

  • $2,500

  • 0.15%

  • 0.15%

  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 3 Months

  • $2,500

  • 0.03%

  • 0.03%

  • 6 Months

  • $2,500

  • 0.05%

  • 0.05%

  • 12 Months

  • $2,500

  • 0.12%

  • 0.12%

  • 18 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 24 Months

  • $2,500

  • 0.40%

  • 0.40%

  • 36 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 48 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 60 Months

  • $2,500

  • 0.15%

  • 0.15%

  • Term

  • Minimum Deposit

  • Interest Rate

  • APY*

  • 3 Months

  • $2,500

  • 0.03%

  • 0.03%

  • 6 Months

  • $2,500

  • 0.05%

  • 0.05%

  • 12 Months

  • $2,500

  • 0.12%

  • 0.12%

  • 18 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 24 Months

  • $2,500

  • 0.40%

  • 0.40%

  • 36 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 48 Months

  • $2,500

  • 0.15%

  • 0.15%

  • 60 Months

  • $2,500

  • 0.15%

  • 0.15%

Promotional Rates

Bonus Rate Information for Qualifying Accounts

Requirements Requirements

Minimum opening deposit is $2,500.

See Deposit Product Services Cost Summary here.

Account Services Account Services

  • Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.

*Annual Percentage Yield (APY) is effective as of May 25, 2022. We may change the interest rate and APY at any time without prior notice. The minimum deposit required to open this CD/IRA is $2,500. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 6 month term, the penalty is 3 months' interest. For a term from 7-12 months, the penalty is 6 months' interest. For a term of 13 or more months, the penalty is 12 months' interest. Fees could reduce earnings on the account. Additional restrictions may apply.

**You may obtain additional information by visiting a branch, calling 1-888-WSFSBANK or visiting fdic.gov/edie/fdic_info.html and fdic.gov/edie/index.html.

Related Resources

Savings

Strategies for Managing Your Money and Budgeting

Read Now
WSFS Knowledge Center Strategies for managing your money and budgeting

Savings

Saving for Retirement in Your 20s, 30s and 40s

Read Now
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Investment Management

Investing 101

Read Now
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