A WSFS Certificate of Deposit (CD) is a low-risk savings solution with a fixed interest rate and variable term options.
Know exactly how much interest you’ll earn with no need to worry about shifts in the market.
Select the term that suits you best from 3 to 84 months.
Certificates of deposit are FDIC insured up to applicable limits, keeping your money safe.
| TERM | MINIMUM TO OPEN | INTEREST RATE | APY[1] |
|---|---|---|---|
| 3 Month | $2,500 | 0.50% | 0.50% |
| 6 Month Special | $2,500 | 3.92% | 4.00% |
| 12 Month | $2,500 | 2.23% | 2.25% |
| 18 Month Special | $2,500 | 3.44% | 3.50% |
| 24 Month | $2,500 | 1.74% | 1.75% |
| 36 Month | $2,500 | 1.00% | 1.00% |
| 48 Month | $2,500 | 0.75% | 0.75% |
| 60 Month | $2,500 | 0.75% | 0.75% |
| 84 Month | $2,500 | 0.75% | 0.75% |
See Deposit Product Services Cost Summary here.
1 Annual Percentage Yield (APY). The interest rate and APY are effective as of July 27, 2025 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 6-month term, the penalty is 3 months’ interest. For a term from 7-12 months, the penalty is 6 months’ interest. For a term of 13 or more months, the penalty is 12 months’ interest. Fees could reduce earnings on the account. Additional restrictions may apply.
