It’s never too early to plan for your future. A WSFS IRA Certificate of Deposit (CD) is a simple way to enjoy guaranteed returns.
Know exactly how much interest you’ll earn with terms from 3 to 84 months.
Choose between a traditional, Roth or Coverdell IRA, each with its own possible tax advantages.[1]
Certificates of deposit are FDIC insured up to applicable limits, keeping your money safe.
| TERM | MINIMUM TO OPEN | INTEREST RATE | APY[2] |
|---|---|---|---|
| 3 Month | $2,500 | 0.50% | 0.50% |
| 6 Month Special | $2,500 | 3.92% | 4.00% |
| 12 Month | $2,500 | 2.23% | 2.25% |
| 18 Month Special | $2,500 | 3.44% | 3.50% |
| 24 Month | $2,500 | 1.74% | 1.75% |
| 36 Month | $2,500 | 1.00% | 1.00% |
| 48 Month | $2,500 | 0.75% | 0.75% |
| 60 Month | $2,500 | 0.75% | 0.75% |
| 84 Month | $2,500 | 0.75% | 0.75% |
See Deposit Product Services Cost Summary here.
1 Please consult your tax advisor.
2 Annual Percentage Yield (APY). The interest rate and APY are effective as of May 08, 2025 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 6-month term, the penalty is 3 months’ interest. For a term from 7-12 months, the penalty is 6 months’ interest. For a term of 13 or more months, the penalty is 12 months’ interest. Fees could reduce earnings on the account. Additional restrictions may apply
