IRA CD - Fixed Rate IRA Certificate of Deposit

Fixed Rate IRA CD

For Customers who want to earn interest on their retirement savings while enjoying the peace of mind a CD offers.

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Key Features

Fixed Rate of Return

Continue to earn interest at a fixed rate, no matter what the future brings.

A Term for Every Lifestyle and Need

Select the account term that suits you best.

Potential Tax Advantages

Consult your tax advisor.

Open in Person

Schedule a Visit

Call Us

1-888-WSFSBANK

Additional Benefits & Features Additional Benefits & Features

Terms range from 3 to 84 months.
Automatically renews for the same term.
Traditional, Roth and Coverdell Education IRA CDs available.
Your account is FDIC insured to maximum permitted by law.*

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers	Interest Rate	APY
N/A	N/A	N/A
N/A	N/A	N/A
N/A	N/A	N/A
N/A	N/A	N/A

Term	Minimum Deposit	Interest Rate	APY**
3 Months	$2,500	0.50%	0.50%
6 Months	$2,500	1.49%	1.50%
11 Months	$2,500	4.88%	5.00%
12 Months	$2,500	2.23%	2.25%
18 Months	$2,500	1.98%	2.00%
24 Months	$2,500	1.74%	1.75%
36 Months	$2,500	1.00%	1.00%
48 Months	$2,500	0.75%	0.75%
60 Months	$2,500	0.75%	0.75%
84 Months	$2,500	0.75%	0.75%

Term	Minimum Deposit	Interest Rate	APY**
3 Months	$2,500	0.50%	0.50%
6 Months	$2,500	1.49%	1.50%
11 Months	$2,500	4.88%	5.00%
12 Months	$2,500	2.23%	2.25%
18 Months	$2,500	1.98%	2.00%
24 Months	$2,500	1.74%	1.75%
36 Months	$2,500	1.00%	1.00%
48 Months	$2,500	0.75%	0.75%
60 Months	$2,500	0.75%	0.75%
84 Months	$2,500	0.75%	0.75%

Term	Minimum Deposit	Interest Rate	APY**
3 Months	$2,500	0.50%	0.50%
6 Months	$2,500	1.49%	1.50%
11 Months	$2,500	4.88%	5.00%
12 Months	$2,500	2.23%	2.25%
18 Months	$2,500	1.98%	2.00%
24 Months	$2,500	1.74%	1.75%
36 Months	$2,500	1.00%	1.00%
48 Months	$2,500	0.75%	0.75%
60 Months	$2,500	0.75%	0.75%
84 Months	$2,500	0.75%	0.75%

Term	Minimum Deposit	Interest Rate	APY**
3 Months	$2,500	0.50%	0.50%
6 Months	$2,500	1.49%	1.50%
11 Months	$2,500	4.88%	5.00%
12 Months	$2,500	2.23%	2.25%
18 Months	$2,500	1.98%	2.00%
24 Months	$2,500	1.74%	1.75%
36 Months	$2,500	1.00%	1.00%
48 Months	$2,500	0.75%	0.75%
60 Months	$2,500	0.75%	0.75%
84 Months	$2,500	0.75%	0.75%

Term	Minimum Deposit	Interest Rate	APY**
3 Months	$2,500	0.50%	0.50%
6 Months	$2,500	1.49%	1.50%
11 Months	$2,500	4.88%	5.00%
12 Months	$2,500	2.23%	2.25%
18 Months	$2,500	1.98%	2.00%
24 Months	$2,500	1.74%	1.75%
36 Months	$2,500	1.00%	1.00%
48 Months	$2,500	0.75%	0.75%
60 Months	$2,500	0.75%	0.75%
84 Months	$2,500	0.75%	0.75%

Tiers
Interest Rate
APY

Bonus Rate Information for Qualifying Accounts

Requirements Requirements

Minimum opening deposit is $2,500.

You may be subject to a 10% early withdrawal penalty. Please consult your tax advisor.

See Deposit Product Services Cost Summary here.

Account Services Account Services

Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.

*You may obtain additional information by visiting a branch, calling 1-888-WSFSBANK or visiting fdic.gov/edie/fdic_info.html and fdic.gov/edie/index.html.

**Annual Percentage Yield (APY) is current as of October 4, 2023, and is subject to change. The minimum deposit to open and minimum balance required to earn the disclosed APY is $2,500. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Other terms and rates are available. Additional terms and conditions may apply. Offer not available for municipal deposits or brokered CDs.