The Cash or Credit You Need, When You Need It

No matter if you have small projects or big plans, a Personal Loan or Line of Credit can get you the funds you need quickly at a great rate without the need for collateral.

WSFS Bank Personal Loan Options

Get the funds you need fast

Personal Loan

When you need a little extra money, a Personal Loan is a great choice with fixed rates and convenient term options.
  • Fast access to funds with no application or origination fees
  • Fixed rates and 3 and 5-year terms available providing you with a consistent monthly payment[1]
  • Check your rate before you apply – won’t affect your credit score

convenient and flexible

Personal Line of Credit

If you need ongoing access to funds, a Personal Line of Credit may be the best option for you.
  • Borrow money when you need it up to your credit limit
  • Pay interest only on what you use
  • Link to a WSFS checking account for overdraft protection – no transfer fees

Why Choose a Personal Loan or Line of Credit?

A Personal Loan or Line of Credit lets you finance many major life events, here are a few examples:
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Home improvements

Increase your home’s value with renovations such as a kitchen or bath remodel.
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Large purchases

Purchase a car, fund a wedding or travel – whatever is important to you.
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Unexpected emergencies

Have access to cash for unplanned events such as large expenses.
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Debt consolidation

Consolidate debt into one single monthly payment.


What’s the difference between an unsecured and secured loan?

An unsecured personal loan doesn’t require any type of collateral to secure the loan. Rather than relying on assets as collateral, we look at information from your credit report along with income to determine loan qualifications. A secured personal loan is backed by collateral – like your home.

What is the difference between a loan and line of credit?

A loan is an amount of money that you borrow for a specified length of time. You will receive a one-time, lump sum that is then paid down with fixed monthly payments for the duration requested and agreed upon. A line of credit is a borrowing limit extended to you. The funds are available during the draw period up to the credit limit established. Monthly payments will be based upon the balance of the line of credit, and payments are variable and fluctuate with the Wall Street Journal Prime rate.
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Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.