Tiered Interest Rates
The more you save, the more you earn – up to 4.00% APY.
For Customers who maintain larger balances and are looking for a competitive rate of return with easy access to their funds.
Key Features
Flexibility
Earn more for your money while keeping your cash accessible.
FDIC Insured
Your account balance is insured up to the FDIC’s allowable limits.
Additional Benefits & Features Additional Benefits & Features
- Make unlimited deposits into your account.** Snapshot deposit makes it easy to deposit checks without ever having to visit a branch
- Manage your accounts anytime, anywhere with Online and Mobile Banking
- Overdraft protection available when you link your money market account to your WSFS checking account**
- Convenient account access with a WSFS Visa Debit Card with the Visa Zero Liability Guarantee***
Interest Rates
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Tiers
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Promotional Rates
Bonus Rate Information for Qualifying Accounts
Requirements Requirements
Monthly Maintenance Fee
$15
Avoid the Monthly Maintenance Fee
Simply maintain a minimum daily balance of $10,000 per statement period.^
Minimum opening deposit is $100.
See account details here.
See Deposit Product Services Cost Summary here.
$15
Avoid the Monthly Maintenance Fee
Simply maintain a minimum daily balance of $10,000 per statement period.^
Minimum opening deposit is $100.
See account details here.
See Deposit Product Services Cost Summary here.
Account Services Account Services
- Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
- Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
- Online Account Statements – Go paperless, enhance security and maximize convenience.
- Overdraft Protection Available – An extra layer of peace of mind for your checking account.
- Account Activity Alerts – Receive email alerts about your account activity.
- Automated Telephone Banking – Get immediate access to account information over the phone by calling 1.888.WSFSBANK.
Prefer a fixed term?
Our 11-Month CD offers 4.50% APY* with a minimum of only $2,500.
Learn More
* Personal Accounts Only. The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of October 4, 2023 and are subject to change. Fees assessed to accounts may reduce earnings.
** You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. We may close your account, take away any ability to transfer and write checks or convert the account to a checking or other transaction account if these restrictions are violated.
*** Visa®’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.
^ The minimum balance requirement is waived for the first 3 months after the account opening date.
Frequently Asked Questions
Q. What is a High-Yield Money Market Account (MMA)?A. High-Yield Money Market Account is a type of account that offers a higher interest rate and limited check-writing abilities. It provides a safe place to store your money while earning interest at a rate that is higher than a traditional savings account.
Q. Are there any fees?
A. You will not be charged any fees if you maintain a minimum of $10,000 in your account.
Q. What is the minimum monthly balance requirement?
A. You can open a High-Yield Money Market Account with a minimum of $100. If you maintain a minimum daily balance of at least $10,000 per statement period, you will not be charged a $15 monthly maintenance fee. You have a three-month grace period to meet the monthly minimum balance requirement.
Q. Can I add money to my High-Yield Money Market Account?
A. Yes, you can add money to your account anytime. The High-Yield Money Market Account has a tiered interest rate, so the more you save, the more you earn.
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