Jump directly to main content WSFS Logo Close ×
  • Login
  • Menu
Search WSFS Bank Search WSFS Bank
Close ×
    • Checking & Savings
    • Credit Cards
    • Online & Mobile Banking
    • Mortgages
    • Home Loans
    • Personal Loans
    • Student Loans
    • Auto Loans
    • Business Loans
    • Commercial Real Estate Loans
    • Bryn Mawr Trust
    • Private Banking
    • Personal Trust
    • Investment Services
    • Cash Management
    • Merchant Services
    • Institutional & Corporate Trust
    • SPV Management
    • Commercial Bank Owned Properties
    • Business Registration & Filing
    • Equipment Finance
    • Capital Markets
    • Mission
    • Our Companies
    • Investor Relations
    • Careers
    • Community
    • Security
    • Customer Service
    • PPP Loan Forgiveness
    • Find an ATM/Branch
    • Product Finder
    • Knowledge Center
    • FAQs
Log In
  • Account Log In

    Choose Account Type

    Personal Online Banking Small Business Online Banking Business Online Banking Business Lockbox Archive Investor360 Trust Client Account Access Built for Construction Loans WSFS Online Enrollment for Loan Payments WSFS One-Time Loan Payments WSFS Xpress Deposit Residential Loan Servicing
    • lock iconLog In
    • Trouble Logging in?
    • Enroll in Online Banking
  • Search WSFS Bank

WSFS Bank

Trouble logging in to Online Banking?

Call 1-866-305-9038.

Earn up to
4.00% APY*
with a High-Yield Money Market Account

Open Account
  • Personal Savings
  • Overview
  • High Yield Money Market
  • Money Market
  • Core Savings
  • Fixed Rate CD
  • Fixed Rate IRA CD
  • All Purpose Club
  • Compare Savings Accounts

High-Yield Money Market

For Customers who maintain larger balances and are looking for a competitive rate of return with easy access to their funds.

Open Account

Key Features

Tiered Interest Rates

The more you save, the more you earn – up to 4.00% APY.

Flexibility

Earn more for your money while keeping your cash accessible.

FDIC Insured

Your account balance is insured up to the FDIC’s allowable limits.

Open Account

Additional Benefits & Features Additional Benefits & Features

  • Make unlimited deposits into your account.** Snapshot deposit makes it easy to deposit checks without ever having to visit a branch
  • Manage your accounts anytime, anywhere with Online and Mobile Banking
  • Overdraft protection available when you link your money market account to your WSFS checking account**
  • Convenient account access with a WSFS Visa Debit Card with the Visa Zero Liability Guarantee***

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
Minimum Balance Required to Obtain APY Interest Rate APY*
$0.01 - $4,999 0.03% 0.03%
$5,000 - $9,999 0.03% 0.03%
$10,000 - $24,999 2.23% 2.25%
$25,000 - $49,999 2.47% 2.50%
$50,000 - $99,999 2.71% 2.75%
$100,000 - $249,999 3.92% 4.00%
$250,000 - $499,999 3.92% 4.00%
$500,000 - $999,999 3.92% 4.00%
$1,000,000+ 3.92% 4.00%
Minimum Balance Required to Obtain APY Interest Rate APY*
$0.01 - $4,999 0.03% 0.03%
$5,000 - $9,999 0.03% 0.03%
$10,000 - $24,999 2.23% 2.25%
$25,000 - $49,999 2.47% 2.50%
$50,000 - $99,999 2.71% 2.75%
$100,000 - $249,999 3.92% 4.00%
$250,000 - $499,999 3.92% 4.00%
$500,000 - $999,999 3.92% 4.00%
$1,000,000+ 3.92% 4.00%
Minimum Balance Required to Obtain APY Interest Rate APY*
$0.01 - $4,999 0.03% 0.03%
$5,000 - $9,999 0.03% 0.03%
$10,000 - $24,999 2.23% 2.25%
$25,000 - $49,999 2.47% 2.50%
$50,000 - $99,999 2.71% 2.75%
$100,000 - $249,999 3.92% 4.00%
$250,000 - $499,999 3.92% 4.00%
$500,000 - $999,999 3.92% 4.00%
$1,000,000+ 3.92% 4.00%
Minimum Balance Required to Obtain APY Interest Rate APY*
$0.01 - $4,999 0.03% 0.03%
$5,000 - $9,999 0.03% 0.03%
$10,000 - $24,999 2.23% 2.25%
$25,000 - $49,999 2.47% 2.50%
$50,000 - $99,999 2.71% 2.75%
$100,000 - $249,999 3.92% 4.00%
$250,000 - $499,999 3.92% 4.00%
$500,000 - $999,999 3.92% 4.00%
$1,000,000+ 3.92% 4.00%
Minimum Balance Required to Obtain APY Interest Rate APY*
$0.01 - $4,999 0.03% 0.03%
$5,000 - $9,999 0.03% 0.03%
$10,000 - $24,999 2.23% 2.25%
$25,000 - $49,999 2.47% 2.50%
$50,000 - $99,999 2.71% 2.75%
$100,000 - $249,999 3.92% 4.00%
$250,000 - $499,999 3.92% 4.00%
$500,000 - $999,999 3.92% 4.00%
$1,000,000+ 3.92% 4.00%
  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY*

  • $0.01 - $4,999

  • 0.03%

  • 0.03%

  • $5,000 - $9,999

  • 0.03%

  • 0.03%

  • $10,000 - $24,999

  • 2.23%

  • 2.25%

  • $25,000 - $49,999

  • 2.47%

  • 2.50%

  • $50,000 - $99,999

  • 2.71%

  • 2.75%

  • $100,000 - $249,999

  • 3.92%

  • 4.00%

  • $250,000 - $499,999

  • 3.92%

  • 4.00%

  • $500,000 - $999,999

  • 3.92%

  • 4.00%

  • $1,000,000+

  • 3.92%

  • 4.00%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY*

  • $0.01 - $4,999

  • 0.03%

  • 0.03%

  • $5,000 - $9,999

  • 0.03%

  • 0.03%

  • $10,000 - $24,999

  • 2.23%

  • 2.25%

  • $25,000 - $49,999

  • 2.47%

  • 2.50%

  • $50,000 - $99,999

  • 2.71%

  • 2.75%

  • $100,000 - $249,999

  • 3.92%

  • 4.00%

  • $250,000 - $499,999

  • 3.92%

  • 4.00%

  • $500,000 - $999,999

  • 3.92%

  • 4.00%

  • $1,000,000+

  • 3.92%

  • 4.00%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY*

  • $0.01 - $4,999

  • 0.03%

  • 0.03%

  • $5,000 - $9,999

  • 0.03%

  • 0.03%

  • $10,000 - $24,999

  • 2.23%

  • 2.25%

  • $25,000 - $49,999

  • 2.47%

  • 2.50%

  • $50,000 - $99,999

  • 2.71%

  • 2.75%

  • $100,000 - $249,999

  • 3.92%

  • 4.00%

  • $250,000 - $499,999

  • 3.92%

  • 4.00%

  • $500,000 - $999,999

  • 3.92%

  • 4.00%

  • $1,000,000+

  • 3.92%

  • 4.00%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY*

  • $0.01 - $4,999

  • 0.03%

  • 0.03%

  • $5,000 - $9,999

  • 0.03%

  • 0.03%

  • $10,000 - $24,999

  • 2.23%

  • 2.25%

  • $25,000 - $49,999

  • 2.47%

  • 2.50%

  • $50,000 - $99,999

  • 2.71%

  • 2.75%

  • $100,000 - $249,999

  • 3.92%

  • 4.00%

  • $250,000 - $499,999

  • 3.92%

  • 4.00%

  • $500,000 - $999,999

  • 3.92%

  • 4.00%

  • $1,000,000+

  • 3.92%

  • 4.00%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY*

  • $0.01 - $4,999

  • 0.03%

  • 0.03%

  • $5,000 - $9,999

  • 0.03%

  • 0.03%

  • $10,000 - $24,999

  • 2.23%

  • 2.25%

  • $25,000 - $49,999

  • 2.47%

  • 2.50%

  • $50,000 - $99,999

  • 2.71%

  • 2.75%

  • $100,000 - $249,999

  • 3.92%

  • 4.00%

  • $250,000 - $499,999

  • 3.92%

  • 4.00%

  • $500,000 - $999,999

  • 3.92%

  • 4.00%

  • $1,000,000+

  • 3.92%

  • 4.00%

Promotional Rates

Bonus Rate Information for Qualifying Accounts

Requirements Requirements

Monthly Maintenance Fee
$15

Avoid the Monthly Maintenance Fee
Simply maintain a minimum daily balance of $10,000 per statement period.^
Minimum opening deposit is $100.

See account details here.
See Deposit Product Services Cost Summary here.

Account Services Account Services

  • Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
  • Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
  • Online Account Statements – Go paperless, enhance security and maximize convenience.
  • Overdraft Protection Available – An extra layer of peace of mind for your checking account.
  • Account Activity Alerts – Receive email alerts about your account activity.
  • Automated Telephone Banking – Get immediate access to account information over the phone by calling 1.888.WSFSBANK.


Open Account


Prefer a fixed term?
Our 11-Month CD offers 4.35% APY* with a minimum of only $2,500.
Learn More

* Personal Accounts Only. The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of April 1, 2023 and are subject to change. Fees assessed to accounts may reduce earnings.

** You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. We may close your account, take away any ability to transfer and write checks or convert the account to a checking or other transaction account if these restrictions are violated.

*** Visa®’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

^ The minimum balance requirement is waived for the first 3 months after the account opening date.

Frequently Asked Questions

Q. What is a High-Yield Money Market Account (MMA)?
A. High-Yield Money Market Account is a type of account that offers a higher interest rate and limited check-writing abilities. It provides a safe place to store your money while earning interest at a rate that is higher than a traditional savings account.

Q. Are there any fees?
A. You will not be charged any fees if you maintain a minimum of $10,000 in your account.

Q. What is the minimum monthly balance requirement?
A. You can open a High-Yield Money Market Account with a minimum of $100. If you maintain a minimum daily balance of at least $10,000 per statement period, you will not be charged a $15 monthly maintenance fee. You have a three-month grace period to meet the monthly minimum balance requirement.

Q. Can I add money to my High-Yield Money Market Account?
A. Yes, you can add money to your account anytime. The High-Yield Money Market Account has a tiered interest rate, so the more you save, the more you earn.
Related Products
4.00% APY*
11-Month CD Special
Open Account

Related Resources

Savings

Strategies for Managing Your Money and Budgeting

Read Now
Strategies for Managing Your Money and Budgeting

Savings

5 Ways to Save for a Big Purchase

Read Now
5 Ways to Save for a Big Purchase

Savings

Saving for Retirement in Your 20s, 30s and 40s

Read Now
Saving for Retirement in Your 20s, 30s and 40s
Related Articles
The Benefits of High-Yield Money Markets as a Savings Tool

The Benefits of High-Yield Money Markets as a Savings Tool

With interest rates rising and record high inflation over the past year, many consumers are looking for ways to save more money. For those who have built up a solid nest egg, rising interest rates can present an opportunity to grow their savings through tools like high-yield money markets.

Read More
CDs and Money Markets – Safe Paths to Increased Savings

CDs and Money Markets – Safe Paths to Increased Savings

With inflation continuing to drive costs higher for everyday products and services, large purchases like vehicles and more, many people are looking for ways to save and keep a balanced budget in any way they can.

Read More
Looking to Boost Your Savings with Easy Access to Your Money? A Money Market Account May be a Good Fit

Looking to Boost Your Savings with Easy Access to Your Money? A Money Market Account May be a Good Fit

These days, many Americans find themselves with a surplus of cash in their checking accounts due to reduced expenses, stimulus payments and more. While keeping money in checking accounts is much safer than stashing cash around the house, there is another great way to save your extra cash – a money market account – safely with access as easy as your checking account.

Read More
  • Follow WSFS on Twitter
  • Follow WSFS on Facebook
  • Follow WSFS on Instagram
  • Follow WSFS on LinkedIn
  • Follow WSFS on Youtube
  • Forbes Americas Best Bank
  • Company
  • About Us
  • Learn
  • FAQ
  • Careers
  • Community
  • Investor Relations
  • Support
  • Contact Us
  • Customer Service
  • Find an ATM/Branch
  • Lost/Stolen Card
  • Order Checks
  • Routing Number
  • Legal
  • Security
  • Privacy Notice
  • Digital Privacy Policy
  • Terms Of Use
  • Accessibility Statement
  • Site Map
Equal Housing Lender

2023 WSFS Bank, FSB | Member FDIC | NMLS #417673

This icon serves as a link to download the eSSENTIAL Accessibility assistive technology app for individuals with physical disabilities. It is featured as part of our commitment to diversity and inclusion.