Money Market Account

Money Market

For Customers who want to earn higher interest than traditional savings accounts offer, with the flexibility to access their money easily.

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Key Features

Tiered Interest Rates

The higher your account balance, the more interest you will earn.

Link Your Accounts and Earn

Link your money market with a WSFS Relationship Checking account to earn a higher rate of interest.

FDIC Insured

Your account is FDIC insured to maximum permitted by law.

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Open in Person

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Additional Benefits & Features Additional Benefits & Features

Make unlimited deposits into your account.*
Overdraft protection available when you link your money market account to your WSFS checking account.*
Manage your accounts anywhere, anytime with Online and Mobile Banking.
Convenient account access with a WSFS Visa® Debit Card with the Visa® Zero Liability Guarantee.**

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers	Interest Rate	APY
N/A	N/A	N/A
N/A	N/A	N/A
N/A	N/A	N/A
N/A	N/A	N/A

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.10%	0.10%
$5,000 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.25%	0.25%
$25,000 - $49,999	0.25%	0.25%
$50,000 - $99,999	0.25%	0.25%
$100,000 - $249,999	0.40%	0.40%
$250,000 - $499,999	0.40%	0.40%
$500,000 - $999,999	0.50%	0.50%
$1,000,000 >	0.50%	0.50%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.10%	0.10%
$5,000 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.25%	0.25%
$25,000 - $49,999	0.25%	0.25%
$50,000 - $99,999	0.25%	0.25%
$100,000 - $249,999	0.40%	0.40%
$250,000 - $499,999	0.40%	0.40%
$500,000 - $999,999	0.50%	0.50%
$1,000,000 >	0.50%	0.50%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.10%	0.10%
$5,000 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.25%	0.25%
$25,000 - $49,999	0.25%	0.25%
$50,000 - $99,999	0.25%	0.25%
$100,000 - $249,999	0.40%	0.40%
$250,000 - $499,999	0.40%	0.40%
$500,000 - $999,999	0.50%	0.50%
$1,000,000 >	0.50%	0.50%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.10%	0.10%
$5,000 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.25%	0.25%
$25,000 - $49,999	0.25%	0.25%
$50,000 - $99,999	0.25%	0.25%
$100,000 - $249,999	0.40%	0.40%
$250,000 - $499,999	0.40%	0.40%
$500,000 - $999,999	0.50%	0.50%
$1,000,000 >	0.50%	0.50%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.10%	0.10%
$5,000 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.25%	0.25%
$25,000 - $49,999	0.25%	0.25%
$50,000 - $99,999	0.25%	0.25%
$100,000 - $249,999	0.40%	0.40%
$250,000 - $499,999	0.40%	0.40%
$500,000 - $999,999	0.50%	0.50%
$1,000,000 >	0.50%	0.50%

Tiers
Interest Rate
APY

Bonus Rate Information for Qualifying Accounts

Requirements Requirements

Monthly Maintenance Fee
$12

Avoid the Monthly Maintenance Fee
Simply maintain a minimum daily balance of $5,000 per statement period.^

Minimum opening deposit is $100.

See account details here.

See Deposit Product Services Cost Summary here.

Account Services Account Services

Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
Online Account Statements – Go paperless, enhance security and maximize convenience.
Overdraft Protection Available – An extra layer of peace of mind for your checking account.
Account Activity Alerts – Receive email alerts about your account activity.
Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.

*You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. We may close your account, take away any ability to transfer and write checks or convert the account to a checking or other transaction account if these restrictions are violated.

**Visa®’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

***Personal Accounts Only. The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of October 4, 2023 and are subject to change. Fees assessed to accounts may reduce earnings.

^The minimum balance requirement is waived for the first 3 months after the account opening date.

Tips to Help You Save for Large Purchases

Budgeting and saving play a key role in your financial journey, particularly when it comes time for larger expenditures. A recent WSFS study found 35% of regional respondents had a goal to save for a large purchase such as a wedding, car or vacation, but 25% of respondents with this goal were less confident they could achieve it than they were last year.

Tips to Take Advantage of Rising Interest Rates for Your Savings

Interest rates have continued to climb to levels not seen in recent years and have impacted many consumers’ financial situation and goals. A recent WSFS study found that regional respondents said building an emergency fund (52%) is their top goal, followed by increasing savings in retirement accounts (49%).

CDs and Money Markets – Safe Paths to Increased Savings

With inflation continuing to drive costs higher for everyday products and services, large purchases like vehicles and more, many people are looking for ways to save and keep a balanced budget in any way they can.