Eligibility
Your eligibility for the WSFS Grant Program and the Neighborhood Opportunity Program depends on several factors, including your income, location and the amount of the loan. Please contact us to learn more about eligibility.
In observance of Independence Day, all banking offices will be closed on Friday, July 4, 2025.
affordable mortgages
Unlock Your Dream of Homeownership
- Receive up to $5,000 in down payment assistance and/or closing costs for eligible borrowers[1]
- Flexible guidelines to help those with limited income
- Lender-paid mortgage insurance available
Affordable Mortgage Options
We’re committed to ensuring that individuals and families can find an affordable place to call home.
Two programs
WSFS Grant Program and Neighborhood Opportunity Program.
Personalized service
A trusted mortgage team member will understand your needs and be with you at every step.
Local expertise
Our mortgage team members are local with deep ties to the Greater Philadelphia and Delaware region.
Trusted partner
Known in the community and trusted for nearly 200 years.
WSFS Grant Program
Designed to help individuals and families with limited savings to purchase a home.
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Grants up to $5,000[1]
Grants can be used toward down payments or closing costs[1] – no repayment necessary.[2]
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Combine With Other Programs
You can combine the WSFS Grant Program with other WSFS, community and government programs.
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Seller’s Assist
Up to 6% seller’s assist.
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Education Program
Homebuyer education so you feel confident in becoming a homeowner.
A Neighborhood Opportunity Program
Designed to help individuals and families with limited income realize their dreams of homeownership.[3]
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Low Down Payment
As little as 3% down payment options with flexible guidelines.[4]
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No PMI Required[5]
Save extra money monthly without private mortgage insurance.
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Education Program
Homebuyer education so you feel confident and prepared to become a homeowner.
WSFS Mortgage Process
Our process makes it easy to get started, no matter what stage you are in your homebuying journey.
Get pre-qualified
Estimate how much you can borrow.
Get pre-approved
Start making offers with a pre-approval.
Apply now
Apply when you find the right mortgage for you.
Still have questions?
Our loan officers are here to help answer your questions.
Meet the WSFS Mortgage Team
Other Products That May be Right for You
Check out these related products.
Special programs for qualifying homebuyers.
Mortgage programs available in all 50 states for primary residences, vacation homes and investment properties.
Questions?
We’re here to help. Complete the form below to be contacted by a member of the WSFS Mortgage team.
