Eligibility
Your eligibility for the Neighborhood Opportunity Program and the WSFS Grant Program depends on several factors, including your income, location and the amount of the loan. Please contact us to learn more about eligibility.
As little as 3% down payment options with flexible guidelines.[4]
Save extra money monthly without private mortgage insurance.
Homebuyer education so you feel confident and prepared to become a homeowner.
Grants can be used toward down payments or closing costs[1] – no repayment necessary.[2]
You can combine the WSFS Grant Program with other WSFS, community and government programs.
Up to 6% seller’s assist.
Homebuyer education so you feel confident in becoming a homeowner.
Your eligibility for the Neighborhood Opportunity Program and the WSFS Grant Program depends on several factors, including your income, location and the amount of the loan. Please contact us to learn more about eligibility.
1 May vary based on program underwriting guidelines. Home must be a primary residence located in a census tract where the population is at least a 50% majority minority census tract and the total household income cannot exceed 100% of the census tract median income as determined by the FFIEC Geocoding System/US Census.
2 1099-MISC will be issued to borrower on awarded funds. Grant funds awarded while funds last for the award program year. Loan program is subject to change.
3 Maximum household income limit is based on 80% of area median income published by HUD for 4-person household. Home must be a primary residence or second home, single-family dwelling, townhouse, planned unit development or condo. Loan program is subject to change.
4 Applies to qualified borrowers.
5 Applies to qualified loans below $100,000 and/or in a defined low- or moderate-income census tract or meets defined program credit requirements.
Ask your WSFS Mortgage Loan Officer for more details. This is not a commitment to lend. Borrowers must meet underwriting guidelines and are subject to credit review and approval.