Affordable Mortgage Options Made For You


We're committed to ensuring that individuals and families have the opportunity to find an affordable place to call home. With two programs designed for prospective homebuyers, we can help your dream of homeownership become a reality.  




Interested?

Our Mortgage Loan Officers are available to answer any questions you may have and to see if you qualify. Simple complete the form below and one of our lending professionals will contact you.

Get Pre-Qualified 


Find your way home with WSFS Mortgage.


Neighborhood Opportunity Program

This program is designed to help individuals and families with limited income realize their dreams of homeownership.1
If you're looking for...
  • bullet-point Low down payment options — up to 97% financing2
  • bullet-point Minimal reserves — flexible guidelines
  • bullet-point Homebuyer education program — helps borrowers prepare for the loan process and home ownership
  • bullet-point Competitive mortgage rates
  • bullet-point No Private Mortgage Insurance required3
Down Payment Grant Program

Designed to help individuals and families with limited savings, this program can provide up to $10,000 in down payment assistance and/or closing costs.
If you're looking for...
  • bullet-point Up to $10,000 assistance with down payment and/or closing costs for eligible borrowers4
  • bullet-point No required repayment for any grant funds awarded5
  • bullet-point Flexible guidelines
  • bullet-point Can be combined with other programs, including the WSFS Neighborhood Opportunity Program
  • bullet-point Homebuyer education program for first-time homebuyers
  • bullet-point 6% seller’s assist depending upon borrower down payment
  • bullet-point Competitive mortgage rates
1 Maximum household income limit is based on 80% of area median income published by HUD for 4-person household. Home must be a primary residence or second home, single-family dwelling, townhouse, planned unit development or condo. Loan program is subject to change. 2 Applies to qualified borrowers. 3 Applies to qualified loans below $100,000 an/or in a defined low- or moderate-income census tract. 4 May vary based on program underwriting guidelines. Home must be a primary residence located in a census tract where the population is at least a 50% majority minority census tract and the total household income cannot exceed 80% of the census tract median income as determined by the FFIEC Geocoding System/US Census. 5 1099-MISC will be issued to borrower on awarded funds. Grant funds awarded while funds last for the award program year. Loan program is subject to change.

Offer subject to credit approval.
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