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Parent Plus Loan Consolidation

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Call 1-866-305-9038.

  • Education Lending
  • Overview
  • Private Student Loans
  • Student Loan Consolidation
  • Parent Plus Loan Consolidation
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Parent Plus Loan Consolidation

If you helped finance your child’s education through a high-interest Parent PLUS or private parent loan, we can help! Have the freedom to focus on your other financial goals.

Apply Now

Or

Call Us

1-888-665-9609

Key Features

Competitive Interest Rates

Replace those high-interest rates with one that fits your budget and lifestyle

15 Minutes & Done

Complete your entire application online in under 15 minutes

Refinance a Little or a Lot

Refinance as little as $2,000 or up to $175,000.

Apply Now

Or

Call Us

1-888-665-9609

Additional Benefits & Features Additional Benefits & Features

  • No origination fee.
  • Fixed and variable rate options available.
  • Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 6.52% APR
5 Years Tier 2 Prime 6.62% APR
5 Years Tier 3 Prime 6.82% APR
5 Years Tier 4 Prime + 0.50% APR 7.22% APR
5 Years Tier 5 Prime + 1.50% APR 8.02% APR
10 Years Tier 1 Prime + 0.25% APR 7.02% APR
10 Years Tier 2 Prime + 0.25% APR 7.12% APR
10 Years Tier 3 Prime + 0.25% APR 7.32% APR
10 Years Tier 4 Prime + 0.75% APR 7.72% APR
10 Years Tier 5 Prime + 1.75% APR 8.52% APR
15 Years Tier 1 Prime + 0.50% APR 7.22% APR
15 Years Tier 2 Prime + 0.50% APR 7.32% APR
15 Years Tier 3 Prime + 0.50% APR 7.52% APR
15 Years Tier 4 Prime + 1.00% APR 7.92% APR
15 Years Tier 5 Prime + 2.00% APR 8.72% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 6.52% APR
5 Years Tier 2 Prime 6.62% APR
5 Years Tier 3 Prime 6.82% APR
5 Years Tier 4 Prime + 0.50% APR 7.22% APR
5 Years Tier 5 Prime + 1.50% APR 8.02% APR
10 Years Tier 1 Prime + 0.25% APR 7.02% APR
10 Years Tier 2 Prime + 0.25% APR 7.12% APR
10 Years Tier 3 Prime + 0.25% APR 7.32% APR
10 Years Tier 4 Prime + 0.75% APR 7.72% APR
10 Years Tier 5 Prime + 1.75% APR 8.52% APR
15 Years Tier 1 Prime + 0.50% APR 7.22% APR
15 Years Tier 2 Prime + 0.50% APR 7.32% APR
15 Years Tier 3 Prime + 0.50% APR 7.52% APR
15 Years Tier 4 Prime + 1.00% APR 7.92% APR
15 Years Tier 5 Prime + 2.00% APR 8.72% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 6.52% APR
5 Years Tier 2 Prime 6.62% APR
5 Years Tier 3 Prime 6.82% APR
5 Years Tier 4 Prime + 0.50% APR 7.22% APR
5 Years Tier 5 Prime + 1.50% APR 8.02% APR
10 Years Tier 1 Prime + 0.25% APR 7.02% APR
10 Years Tier 2 Prime + 0.25% APR 7.12% APR
10 Years Tier 3 Prime + 0.25% APR 7.32% APR
10 Years Tier 4 Prime + 0.75% APR 7.72% APR
10 Years Tier 5 Prime + 1.75% APR 8.52% APR
15 Years Tier 1 Prime + 0.50% APR 7.22% APR
15 Years Tier 2 Prime + 0.50% APR 7.32% APR
15 Years Tier 3 Prime + 0.50% APR 7.52% APR
15 Years Tier 4 Prime + 1.00% APR 7.92% APR
15 Years Tier 5 Prime + 2.00% APR 8.72% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 6.52% APR
5 Years Tier 2 Prime 6.62% APR
5 Years Tier 3 Prime 6.82% APR
5 Years Tier 4 Prime + 0.50% APR 7.22% APR
5 Years Tier 5 Prime + 1.50% APR 8.02% APR
10 Years Tier 1 Prime + 0.25% APR 7.02% APR
10 Years Tier 2 Prime + 0.25% APR 7.12% APR
10 Years Tier 3 Prime + 0.25% APR 7.32% APR
10 Years Tier 4 Prime + 0.75% APR 7.72% APR
10 Years Tier 5 Prime + 1.75% APR 8.52% APR
15 Years Tier 1 Prime + 0.50% APR 7.22% APR
15 Years Tier 2 Prime + 0.50% APR 7.32% APR
15 Years Tier 3 Prime + 0.50% APR 7.52% APR
15 Years Tier 4 Prime + 1.00% APR 7.92% APR
15 Years Tier 5 Prime + 2.00% APR 8.72% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 6.52% APR
5 Years Tier 2 Prime 6.62% APR
5 Years Tier 3 Prime 6.82% APR
5 Years Tier 4 Prime + 0.50% APR 7.22% APR
5 Years Tier 5 Prime + 1.50% APR 8.02% APR
10 Years Tier 1 Prime + 0.25% APR 7.02% APR
10 Years Tier 2 Prime + 0.25% APR 7.12% APR
10 Years Tier 3 Prime + 0.25% APR 7.32% APR
10 Years Tier 4 Prime + 0.75% APR 7.72% APR
10 Years Tier 5 Prime + 1.75% APR 8.52% APR
15 Years Tier 1 Prime + 0.50% APR 7.22% APR
15 Years Tier 2 Prime + 0.50% APR 7.32% APR
15 Years Tier 3 Prime + 0.50% APR 7.52% APR
15 Years Tier 4 Prime + 1.00% APR 7.92% APR
15 Years Tier 5 Prime + 2.00% APR 8.72% APR

  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 6.52% APR

  • 5 Years

  • Tier 2

  • Prime

  • 6.62% APR

  • 5 Years

  • Tier 3

  • Prime

  • 6.82% APR

  • 5 Years

  • Tier 4

  • Prime + 0.50% APR

  • 7.22% APR

  • 5 Years

  • Tier 5

  • Prime + 1.50% APR

  • 8.02% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 7.02% APR

  • 10 Years

  • Tier 2

  • Prime + 0.25% APR

  • 7.12% APR

  • 10 Years

  • Tier 3

  • Prime + 0.25% APR

  • 7.32% APR

  • 10 Years

  • Tier 4

  • Prime + 0.75% APR

  • 7.72% APR

  • 10 Years

  • Tier 5

  • Prime + 1.75% APR

  • 8.52% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 7.22% APR

  • 15 Years

  • Tier 2

  • Prime + 0.50% APR

  • 7.32% APR

  • 15 Years

  • Tier 3

  • Prime + 0.50% APR

  • 7.52% APR

  • 15 Years

  • Tier 4

  • Prime + 1.00% APR

  • 7.92% APR

  • 15 Years

  • Tier 5

  • Prime + 2.00% APR

  • 8.72% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 6.52% APR

  • 5 Years

  • Tier 2

  • Prime

  • 6.62% APR

  • 5 Years

  • Tier 3

  • Prime

  • 6.82% APR

  • 5 Years

  • Tier 4

  • Prime + 0.50% APR

  • 7.22% APR

  • 5 Years

  • Tier 5

  • Prime + 1.50% APR

  • 8.02% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 7.02% APR

  • 10 Years

  • Tier 2

  • Prime + 0.25% APR

  • 7.12% APR

  • 10 Years

  • Tier 3

  • Prime + 0.25% APR

  • 7.32% APR

  • 10 Years

  • Tier 4

  • Prime + 0.75% APR

  • 7.72% APR

  • 10 Years

  • Tier 5

  • Prime + 1.75% APR

  • 8.52% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 7.22% APR

  • 15 Years

  • Tier 2

  • Prime + 0.50% APR

  • 7.32% APR

  • 15 Years

  • Tier 3

  • Prime + 0.50% APR

  • 7.52% APR

  • 15 Years

  • Tier 4

  • Prime + 1.00% APR

  • 7.92% APR

  • 15 Years

  • Tier 5

  • Prime + 2.00% APR

  • 8.72% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 6.52% APR

  • 5 Years

  • Tier 2

  • Prime

  • 6.62% APR

  • 5 Years

  • Tier 3

  • Prime

  • 6.82% APR

  • 5 Years

  • Tier 4

  • Prime + 0.50% APR

  • 7.22% APR

  • 5 Years

  • Tier 5

  • Prime + 1.50% APR

  • 8.02% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 7.02% APR

  • 10 Years

  • Tier 2

  • Prime + 0.25% APR

  • 7.12% APR

  • 10 Years

  • Tier 3

  • Prime + 0.25% APR

  • 7.32% APR

  • 10 Years

  • Tier 4

  • Prime + 0.75% APR

  • 7.72% APR

  • 10 Years

  • Tier 5

  • Prime + 1.75% APR

  • 8.52% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 7.22% APR

  • 15 Years

  • Tier 2

  • Prime + 0.50% APR

  • 7.32% APR

  • 15 Years

  • Tier 3

  • Prime + 0.50% APR

  • 7.52% APR

  • 15 Years

  • Tier 4

  • Prime + 1.00% APR

  • 7.92% APR

  • 15 Years

  • Tier 5

  • Prime + 2.00% APR

  • 8.72% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 6.52% APR

  • 5 Years

  • Tier 2

  • Prime

  • 6.62% APR

  • 5 Years

  • Tier 3

  • Prime

  • 6.82% APR

  • 5 Years

  • Tier 4

  • Prime + 0.50% APR

  • 7.22% APR

  • 5 Years

  • Tier 5

  • Prime + 1.50% APR

  • 8.02% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 7.02% APR

  • 10 Years

  • Tier 2

  • Prime + 0.25% APR

  • 7.12% APR

  • 10 Years

  • Tier 3

  • Prime + 0.25% APR

  • 7.32% APR

  • 10 Years

  • Tier 4

  • Prime + 0.75% APR

  • 7.72% APR

  • 10 Years

  • Tier 5

  • Prime + 1.75% APR

  • 8.52% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 7.22% APR

  • 15 Years

  • Tier 2

  • Prime + 0.50% APR

  • 7.32% APR

  • 15 Years

  • Tier 3

  • Prime + 0.50% APR

  • 7.52% APR

  • 15 Years

  • Tier 4

  • Prime + 1.00% APR

  • 7.92% APR

  • 15 Years

  • Tier 5

  • Prime + 2.00% APR

  • 8.72% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 6.52% APR

  • 5 Years

  • Tier 2

  • Prime

  • 6.62% APR

  • 5 Years

  • Tier 3

  • Prime

  • 6.82% APR

  • 5 Years

  • Tier 4

  • Prime + 0.50% APR

  • 7.22% APR

  • 5 Years

  • Tier 5

  • Prime + 1.50% APR

  • 8.02% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 7.02% APR

  • 10 Years

  • Tier 2

  • Prime + 0.25% APR

  • 7.12% APR

  • 10 Years

  • Tier 3

  • Prime + 0.25% APR

  • 7.32% APR

  • 10 Years

  • Tier 4

  • Prime + 0.75% APR

  • 7.72% APR

  • 10 Years

  • Tier 5

  • Prime + 1.75% APR

  • 8.52% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 7.22% APR

  • 15 Years

  • Tier 2

  • Prime + 0.50% APR

  • 7.32% APR

  • 15 Years

  • Tier 3

  • Prime + 0.50% APR

  • 7.52% APR

  • 15 Years

  • Tier 4

  • Prime + 1.00% APR

  • 7.92% APR

  • 15 Years

  • Tier 5

  • Prime + 2.00% APR

  • 8.72% APR

Promotional Rates

Bonus Rate Information for Qualifying Accounts

*The Annual Percentage Rates (APR) are effective as of June 11, 2023 and are subject to change. The rate for the variable rate loan is based on the Prime Rate, as published in The Wall Street Journal on the first of each month. which is currently 8.25%. If the first day of the month is not a business day, the preceding business day will be used.



Related Resources

Education Lending

Paying for College: What Do I Need to Know?

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5 Ways to Save for a Big Purchase

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