Competitive Interest Rates
Replace those high-interest rates with one that fits your budget and lifestyle
If you helped finance your child’s education through a high-interest Parent PLUS or private parent loan, we can help! Have the freedom to focus on your other financial goals.
Key Features
15 Minutes & Done
Complete your entire application online in under 15 minutes
Refinance a Little or a Lot
Refinance as little as $2,000 or up to $125,000.
Additional Benefits & Features Additional Benefits & Features
- No origination fee.
- Fixed and variable rate options available.
- Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.
Interest Rates
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Tiers
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Promotional Rates
Bonus Rate Information for Qualifying Accounts
*The Annual Percentage Rates (APR) are effective as of January 28, 2020 and are subject to change. The rate for the variable rate loan is based on the average of the Prime Rate, as published in The Wall Street Journal on the first of each month for the last three months immediately preceding the quarterly adjustment date, which is currently 4.83%. If the first day of the month is not a business day, the preceding business day will be used. The rate is calculated each quarter by adding the average of the Prime Rate to the margins listed in the rate table above. Credit tier based on factors such as credit history and credit score. Borrowers must meet underwriting guidelines and are subject to credit review and approval.
