Jump directly to main content WSFS Logo Close ×
  • Login
  • Menu
Search WSFS Bank
Close ×
    • Checking & Savings
    • Credit Cards
    • Online & Mobile Banking
    • Mortgages
    • Home Loans
    • Personal Loans
    • Student Loans
    • Auto Loans
    • Business Loans
    • Commercial Real Estate Loans
    • Bryn Mawr Trust
    • Private Banking
    • Personal Trust
    • Investment Services
    • Cash Management
    • Merchant Services
    • Institutional & Corporate Trust
    • SPV Management
    • Commercial Bank Owned Properties
    • Business Registration & Filing
    • Equipment Finance
    • Capital Markets
    • Mission
    • Our Companies
    • Investor Relations
    • Careers
    • Community
    • Security
    • Customer Service
    • PPP Loan Forgiveness
    • Find an ATM/Branch
    • Product Finder
    • Knowledge Center
    • WSFS iQ
    • FAQs
Log In
  • Account Log In

    Choose Account Type

    Personal Online Banking Small Business Online Banking Business Online Banking Business Lockbox Archive Investor360 Trust Client Account Access Built for Construction Loans WSFS Online Enrollment for Loan Payments WSFS One-Time Loan Payments BMT Business Standalone RDC Residential Loan Servicing
    • lock iconLog In
    • Trouble Logging in?
    • Enroll in Online Banking

Parent Plus Loan Consolidation

Trouble logging in to Online Banking?

Call 1-866-305-9038.

  • Education Lending
  • Overview
  • Private Student Loans
  • Student Loan Consolidation
  • Parent Plus Loan Consolidation
apple-pay-ad
mobile-cash-ad

Parent Plus Loan Consolidation

If you helped finance your child’s education through a high-interest Parent PLUS or private parent loan, we can help! Have the freedom to focus on your other financial goals.

Apply Now

Or

Call Us

1-888-665-9609

Key Features

Competitive Interest Rates

Replace those high-interest rates with one that fits your budget and lifestyle

15 Minutes & Done

Complete your entire application online in under 15 minutes

Refinance a Little or a Lot

Refinance as little as $2,000 or up to $175,000.

Apply Now

Or

Call Us

1-888-665-9609

Additional Benefits & Features Additional Benefits & Features

  • No origination fee.
  • Fixed and variable rate options available.
  • Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 4.24% APR
5 Years Tier 2 Prime + 0.50% APR 4.74% APR
5 Years Tier 3 Prime + 1.50% APR 6.04% APR
10 Years Tier 1 Prime + 0.25% APR 5.04% APR
10 Years Tier 2 Prime + 0.75% APR 5.49% APR
10 Years Tier 3 Prime + 1.75% APR 6.14% APR
15 Years Tier 1 Prime + 0.50% APR 5.24% APR
15 Years Tier 2 Prime + 1.00% APR 5.64% APR
15 Years Tier 3 Prime + 2.00% APR 6.24% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 4.24% APR
5 Years Tier 2 Prime + 0.50% APR 4.74% APR
5 Years Tier 3 Prime + 1.50% APR 6.04% APR
10 Years Tier 1 Prime + 0.25% APR 5.04% APR
10 Years Tier 2 Prime + 0.75% APR 5.49% APR
10 Years Tier 3 Prime + 1.75% APR 6.14% APR
15 Years Tier 1 Prime + 0.50% APR 5.24% APR
15 Years Tier 2 Prime + 1.00% APR 5.64% APR
15 Years Tier 3 Prime + 2.00% APR 6.24% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 4.24% APR
5 Years Tier 2 Prime + 0.50% APR 4.74% APR
5 Years Tier 3 Prime + 1.50% APR 6.04% APR
10 Years Tier 1 Prime + 0.25% APR 5.04% APR
10 Years Tier 2 Prime + 0.75% APR 5.49% APR
10 Years Tier 3 Prime + 1.75% APR 6.14% APR
15 Years Tier 1 Prime + 0.50% APR 5.24% APR
15 Years Tier 2 Prime + 1.00% APR 5.64% APR
15 Years Tier 3 Prime + 2.00% APR 6.24% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 4.24% APR
5 Years Tier 2 Prime + 0.50% APR 4.74% APR
5 Years Tier 3 Prime + 1.50% APR 6.04% APR
10 Years Tier 1 Prime + 0.25% APR 5.04% APR
10 Years Tier 2 Prime + 0.75% APR 5.49% APR
10 Years Tier 3 Prime + 1.75% APR 6.14% APR
15 Years Tier 1 Prime + 0.50% APR 5.24% APR
15 Years Tier 2 Prime + 1.00% APR 5.64% APR
15 Years Tier 3 Prime + 2.00% APR 6.24% APR
Term Credit Tier Variable Rate* Fixed Rate*
5 Years Tier 1 Prime 4.24% APR
5 Years Tier 2 Prime + 0.50% APR 4.74% APR
5 Years Tier 3 Prime + 1.50% APR 6.04% APR
10 Years Tier 1 Prime + 0.25% APR 5.04% APR
10 Years Tier 2 Prime + 0.75% APR 5.49% APR
10 Years Tier 3 Prime + 1.75% APR 6.14% APR
15 Years Tier 1 Prime + 0.50% APR 5.24% APR
15 Years Tier 2 Prime + 1.00% APR 5.64% APR
15 Years Tier 3 Prime + 2.00% APR 6.24% APR
  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 4.24% APR

  • 5 Years

  • Tier 2

  • Prime + 0.50% APR

  • 4.74% APR

  • 5 Years

  • Tier 3

  • Prime + 1.50% APR

  • 6.04% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 5.04% APR

  • 10 Years

  • Tier 2

  • Prime + 0.75% APR

  • 5.49% APR

  • 10 Years

  • Tier 3

  • Prime + 1.75% APR

  • 6.14% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 5.24% APR

  • 15 Years

  • Tier 2

  • Prime + 1.00% APR

  • 5.64% APR

  • 15 Years

  • Tier 3

  • Prime + 2.00% APR

  • 6.24% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 4.24% APR

  • 5 Years

  • Tier 2

  • Prime + 0.50% APR

  • 4.74% APR

  • 5 Years

  • Tier 3

  • Prime + 1.50% APR

  • 6.04% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 5.04% APR

  • 10 Years

  • Tier 2

  • Prime + 0.75% APR

  • 5.49% APR

  • 10 Years

  • Tier 3

  • Prime + 1.75% APR

  • 6.14% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 5.24% APR

  • 15 Years

  • Tier 2

  • Prime + 1.00% APR

  • 5.64% APR

  • 15 Years

  • Tier 3

  • Prime + 2.00% APR

  • 6.24% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 4.24% APR

  • 5 Years

  • Tier 2

  • Prime + 0.50% APR

  • 4.74% APR

  • 5 Years

  • Tier 3

  • Prime + 1.50% APR

  • 6.04% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 5.04% APR

  • 10 Years

  • Tier 2

  • Prime + 0.75% APR

  • 5.49% APR

  • 10 Years

  • Tier 3

  • Prime + 1.75% APR

  • 6.14% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 5.24% APR

  • 15 Years

  • Tier 2

  • Prime + 1.00% APR

  • 5.64% APR

  • 15 Years

  • Tier 3

  • Prime + 2.00% APR

  • 6.24% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 4.24% APR

  • 5 Years

  • Tier 2

  • Prime + 0.50% APR

  • 4.74% APR

  • 5 Years

  • Tier 3

  • Prime + 1.50% APR

  • 6.04% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 5.04% APR

  • 10 Years

  • Tier 2

  • Prime + 0.75% APR

  • 5.49% APR

  • 10 Years

  • Tier 3

  • Prime + 1.75% APR

  • 6.14% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 5.24% APR

  • 15 Years

  • Tier 2

  • Prime + 1.00% APR

  • 5.64% APR

  • 15 Years

  • Tier 3

  • Prime + 2.00% APR

  • 6.24% APR

  • Term

  • Credit Tier

  • Variable Rate*

  • Fixed Rate*

  • 5 Years

  • Tier 1

  • Prime

  • 4.24% APR

  • 5 Years

  • Tier 2

  • Prime + 0.50% APR

  • 4.74% APR

  • 5 Years

  • Tier 3

  • Prime + 1.50% APR

  • 6.04% APR

  • 10 Years

  • Tier 1

  • Prime + 0.25% APR

  • 5.04% APR

  • 10 Years

  • Tier 2

  • Prime + 0.75% APR

  • 5.49% APR

  • 10 Years

  • Tier 3

  • Prime + 1.75% APR

  • 6.14% APR

  • 15 Years

  • Tier 1

  • Prime + 0.50% APR

  • 5.24% APR

  • 15 Years

  • Tier 2

  • Prime + 1.00% APR

  • 5.64% APR

  • 15 Years

  • Tier 3

  • Prime + 2.00% APR

  • 6.24% APR

Promotional Rates

Bonus Rate Information for Qualifying Accounts

*The Annual Percentage Rates (APR) are effective as of May 25, 2022 and are subject to change. The rate for the variable rate loan is based on the average of the Prime Rate, as published in The Wall Street Journal on the first of each month for the last three months immediately preceding the quarterly adjustment date, which is currently 4.75%. If the first day of the month is not a business day, the preceding business day will be used. The rate is calculated each quarter by adding the average of the Prime Rate to the margins listed in the rate table above.



Related Resources

Education Lending

Paying for College: What Do I Need to Know?

Read Now
WSFS Knowledge Center Paying for College What to Know

Credit Cards

Using Credit Cards Responsibly: What to Know

Read Now
knowledge_center_article_image

Savings

5 Ways to Save for a Big Purchase

Read Now
image
Related Articles

With Interest Rates Rising, Now is the Time to Fine Tune Your Credit and Spending Habits

If you’ve been paying attention to financial news lately, topics such as inflation, rising interest rates and the housing market have been the predominant headlines. While much of the focus on rising interest rates has centered around how potential homebuyers are impacted and why they should act now to avoid paying more for the same home later, consumers should also be looking closely at any current debt and spending habits, too.

Read More

Feeling Spring Fever? Now’s a Great Time to Tap Into Your Home’s Equity

The past year has seen home values increase at a rapid pace, spurring stiff competition in the homebuying market. And while potential homebuyers continue their search amid these conditions, higher home values are proving beneficial for another group of people—homeowners with record high, tappable home equity who have no intention of moving.

Read More

How To Build and Responsibly Use Credit

March is National Credit Education Month, which serves as a good reminder of the importance of responsibly using credit during your financial journey. It is important, however, to remember that building your credit and living within your means should remain in focus throughout the year and not just the month of March. Whether you’re just getting started with borrowing or need a refresher on the basics, here are a few tips to help build and responsibly manage credit for your needs.

Read More
  • Follow WSFS on Twitter
  • Follow WSFS on Facebook
  • Follow WSFS on Instagram
  • Follow WSFS on LinkedIn
  • Follow WSFS on Youtube
  • Forbes Americas Best Bank
  • Company
  • About Us
  • Learn
  • FAQ
  • Careers
  • Community
  • Investor Relations
  • Support
  • Contact Us
  • Customer Service
  • Find an ATM/Branch
  • Lost/Stolen Card
  • Order Checks
  • Routing Number
  • Legal
  • Security
  • Privacy Notice
  • Digital Privacy Policy
  • Terms Of Use
  • ADA Accessibility
  • Site Map

Equal Housing Lender © 2022 WSFS Bank, FSB | Member FDIC | NMLS #417673