Jump directly to main content WSFS Logo Close ×
  • Login
  • Menu
Search WSFS Bank Search WSFS Bank
Close ×
    • Checking & Savings
    • Credit Cards
    • Online & Mobile Banking
    • Mortgages
    • Home Loans
    • Personal Loans
    • Student Loans
    • Auto Loans
    • Business Loans
    • Commercial Real Estate Loans
    • Bryn Mawr Trust
    • Private Banking
    • Personal Trust
    • Investment Services
    • Cash Management
    • Merchant Services
    • Institutional & Corporate Trust
    • SPV Management
    • Commercial Bank Owned Properties
    • Business Registration & Filing
    • Equipment Finance
    • Capital Markets
    • Mission
    • Our Companies
    • Investor Relations
    • Careers
    • Community
    • Security
    • Customer Service
    • PPP Loan Forgiveness
    • Find an ATM/Branch
    • Product Finder
    • Knowledge Center
    • FAQs
Log In
  • Account Log In

    Choose Account Type

    Personal Online Banking Small Business Online Banking Business Online Banking Business Lockbox Archive Investor360 Trust Client Account Access Built for Construction Loans WSFS Online Enrollment for Loan Payments WSFS One-Time Loan Payments WSFS Xpress Deposit Residential Loan Servicing
    • lock iconLog In
    • Trouble Logging in?
    • Enroll in Online Banking
  • Search WSFS Bank

WSFS Bank

Trouble logging in to Online Banking?

Call 1-866-305-9038.

  • Education Lending
  • Overview
  • Private Student Loans
  • Student Loan Consolidation
  • Parent Plus Loan Consolidation
apple-pay-ad

Private Student Loans

Federal loans not enough to cover the cost of college? Our Private Student Loans can be the answer to your funding needs.

Apply Now

Or

Call Us

1-888-665-9609

Key Features

Lower Payment and Competitive Rates

Choose from different term options to consolidate your loans with competitive rates.

Competitive Interest Rates

And with good grades, potential for even lower rates.

Cosigner Release Available

Have your cosigner removed from your loan after 12 consecutive, on-time principal and interest payments during the repayment period.^

Apply Now

Or

Call Us

1-888-665-9609

Additional Benefits & Features Additional Benefits & Features

  • Cover the Cost of Your Education – Use your loan to pay for qualified education expenses, including tuition, room and board, books or a computer.
  • Flexible Loan Amounts – Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.
  • No origination fee. 
  • Fixed and variable rate options available.
  • Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 0.75% APR 6.02% APR
Platinum Plus Prime + 1.00% APR 6.12% APR
Gold Honors Prime + 1.25% APR 6.32% APR
Gold Plus Prime + 1.50% APR 6.72% APR
Silver Honors Prime + 1.75% APR 7.52% APR
Silver Plus Prime + 2.00% APR 8.02% APR
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 0.75% APR 6.02% APR
Platinum Plus Prime + 1.00% APR 6.12% APR
Gold Honors Prime + 1.25% APR 6.32% APR
Gold Plus Prime + 1.50% APR 6.72% APR
Silver Honors Prime + 1.75% APR 7.52% APR
Silver Plus Prime + 2.00% APR 8.02% APR
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 0.75% APR 6.02% APR
Platinum Plus Prime + 1.00% APR 6.12% APR
Gold Honors Prime + 1.25% APR 6.32% APR
Gold Plus Prime + 1.50% APR 6.72% APR
Silver Honors Prime + 1.75% APR 7.52% APR
Silver Plus Prime + 2.00% APR 8.02% APR
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 0.75% APR 6.02% APR
Platinum Plus Prime + 1.00% APR 6.12% APR
Gold Honors Prime + 1.25% APR 6.32% APR
Gold Plus Prime + 1.50% APR 6.72% APR
Silver Honors Prime + 1.75% APR 7.52% APR
Silver Plus Prime + 2.00% APR 8.02% APR
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 0.75% APR 6.02% APR
Platinum Plus Prime + 1.00% APR 6.12% APR
Gold Honors Prime + 1.25% APR 6.32% APR
Gold Plus Prime + 1.50% APR 6.72% APR
Silver Honors Prime + 1.75% APR 7.52% APR
Silver Plus Prime + 2.00% APR 8.02% APR
  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 0.75% APR

  • 6.02% APR

  • Platinum Plus

  • Prime + 1.00% APR

  • 6.12% APR

  • Gold Honors

  • Prime + 1.25% APR

  • 6.32% APR

  • Gold Plus

  • Prime + 1.50% APR

  • 6.72% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 7.52% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 8.02% APR

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 0.75% APR

  • 6.02% APR

  • Platinum Plus

  • Prime + 1.00% APR

  • 6.12% APR

  • Gold Honors

  • Prime + 1.25% APR

  • 6.32% APR

  • Gold Plus

  • Prime + 1.50% APR

  • 6.72% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 7.52% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 8.02% APR

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 0.75% APR

  • 6.02% APR

  • Platinum Plus

  • Prime + 1.00% APR

  • 6.12% APR

  • Gold Honors

  • Prime + 1.25% APR

  • 6.32% APR

  • Gold Plus

  • Prime + 1.50% APR

  • 6.72% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 7.52% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 8.02% APR

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 0.75% APR

  • 6.02% APR

  • Platinum Plus

  • Prime + 1.00% APR

  • 6.12% APR

  • Gold Honors

  • Prime + 1.25% APR

  • 6.32% APR

  • Gold Plus

  • Prime + 1.50% APR

  • 6.72% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 7.52% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 8.02% APR

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 0.75% APR

  • 6.02% APR

  • Platinum Plus

  • Prime + 1.00% APR

  • 6.12% APR

  • Gold Honors

  • Prime + 1.25% APR

  • 6.32% APR

  • Gold Plus

  • Prime + 1.50% APR

  • 6.72% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 7.52% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 8.02% APR

Promotional Rates

Bonus Rate Information for Qualifying Accounts

^To qualify independently, borrowers must meet underwriting guidelines and are subject to credit review and approval.

*Academic Credit Score (ACS) is a proprietary scoring model. The ACS model is unique compared to other credit-based scores because it is calculated by using your credit score and adjusting it based on your academic information and progress. If applying with a cosigner, the higher of the borrower’s FICO score and cosigner’s FICO score will be used in the calculation. The academic data that is considered in your ACS is broken into five categories: area of study, academic year, grade point average, full-time or part-time student, and cosigner availability. These five categories are weighted before combining the total with your credit score and calculating your ACS.

**The Annual Percentage Rates (APR) are effective as of June 11, 2023 and are subject to change. The rate for the variable rate loan is based on the Prime Rate, as published in The Wall Street Journal on the first of each month. which is currently 8.25%. If the first day of the month is not a business day, the preceding business day will be used.



Related Resources

Education Lending

Paying for College: What Do I Need to Know?

Read Now
WSFS Knowledge Center Paying for College What to Know

Credit Cards

Using Credit Cards Responsibly: What to Know

Read Now
Using Credit Cards Responsibly

Savings

5 Ways to Save for a Big Purchase

Read Now
5 Ways to Save for a Big Purchase
Related Articles
Tips to Manage Your Borrowing and Debt as Interest Rates Rise

Tips to Manage Your Borrowing and Debt as Interest Rates Rise

Borrowing and credit can play a key role in reaching many major life milestones but need to be managed properly, particularly during periods of elevated interest rates, to avoid falling into debt. A survey from WSFS Bank found that 38% in the region are focusing more on paying down debt, and 37% are avoiding borrowing or taking out a loan as a result of rising costs of living and higher interest rates over the past year.

Read More
Tips to Help Build Your Credit and Use it Responsibly

Tips to Help Build Your Credit and Use it Responsibly

With interest rates continuing to rise, the need to borrow and use credit responsibly is more important than ever to avoid negatively impacting your financial stability. Borrowing plays an important role in your financial journey, and when used responsibly, credit can help you achieve many of your financial goals.

Read More
With Interest Rates Rising, Now is the Time to Fine Tune Your Credit and Spending Habits

With Interest Rates Rising, Now is the Time to Fine Tune Your Credit and Spending Habits

If you’ve been paying attention to financial news lately, topics such as inflation, rising interest rates and the housing market have been the predominant headlines. While much of the focus on rising interest rates has centered around how potential homebuyers are impacted and why they should act now to avoid paying more for the same home later, consumers should also be looking closely at any current debt and spending habits, too.

Read More
  • Follow WSFS on Twitter
  • Follow WSFS on Facebook
  • Follow WSFS on Instagram
  • Follow WSFS on LinkedIn
  • Follow WSFS on Youtube
  • Forbes Americas Best Bank
  • Company
  • About Us
  • Learn
  • FAQ
  • Careers
  • Community
  • Investor Relations
  • Security
  • Support
  • Contact Us
  • Customer Service
  • Find an ATM/Branch
  • Lost/Stolen Card
  • Order Checks
  • Routing Number
  • Site Map
  • Legal
  • Privacy Notice
  • CCPA Privacy Notice
  • Digital Privacy Policy
  • Terms Of Use
  • Accessibility Statement
  • Do Not Sell or Share My Information
Equal Housing Lender

2023 WSFS Bank, FSB | Member FDIC | NMLS #417673

This icon serves as a link to download the eSSENTIAL Accessibility assistive technology app for individuals with physical disabilities. It is featured as part of our commitment to diversity and inclusion.