Jump directly to main content WSFS Logo Close ×
  • Login
  • Menu
Search WSFS Bank
Close ×
    • Checking & Savings
    • Credit Cards
    • Online & Mobile Banking
    • Mortgages
    • Home Loans
    • Personal Loans
    • Student Loans
    • Auto Loans
    • Business Loans
    • Commercial Real Estate Loans
    • Private Banking
    • Personal Trust
    • Investment Services
    • Cash Management
    • Merchant Services
    • Institutional & Corporate Trust
    • Global Capital Markets
    • SPV Management
    • Commercial Bank Owned Properties
    • Equipment Finance
    • Mission
    • Our Companies
    • Investor Relations
    • Careers
    • Community
    • Security
    • Customer Service
    • Find an ATM/Branch
    • Knowledge Center
    • WSFS iQ
    • FAQs
Log In
  • Account Log In

    Choose Account Type

    Personal Online Banking Small Business Online Banking Business Online Banking Business Lockbox Archive Investor360 Trust Client Account Access WSFS Online Enrollment for Loan Payments WSFS One-Time Loan Payments
    • lock iconLog In
    • Trouble Logging in?
    • Enroll in Online Banking
  • Open an Account

WSFS Bank

Trouble logging in to Online Banking?

Call 1-866-305-9038.

  • Education Lending
  • Overview
  • Private Student Loans
  • Student Loan Consolidation
  • Parent Plus Loan Consolidation
apple-pay-ad
mobile-cash-ad

Private Student Loans

Federal loans not enough to cover the cost of college? Our Private Student Loans can be the answer to your funding needs.

Apply Now

Or

Call Us

1-888-665-9609

Key Features

Lower Payment and Competitive Rates

Choose from different term options to consolidate your loans with competitive rates.

Competitive Interest Rates

And with good grades, potential for even lower rates.

Cosigner Release Available

Have your cosigner removed from your loan after 12 consecutive, on-time principal and interest payments during the repayment period.^

Apply Now

Or

Call Us

1-888-665-9609

Additional Benefits & Features Additional Benefits & Features

  • Cover the Cost of Your Education – Use your loan to pay for qualified education expenses, including tuition, room and board, books or a computer.
  • Flexible Loan Amounts – Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.
  • No origination fee. 
  • Fixed and variable rate options available.
  • Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 1.00% APR 5.00% APR
Platinum Plus Prime + 1.25% APR 5.75% APR
Gold Honors Prime + 1.50% APR 6.00% APR
Gold Plus Prime + 1.60% APR 6.25% APR
Silver Honors Prime + 1.75% APR 6.50% APR
Silver Plus Prime + 2.00% APR 6.75% APR
ACS Grade* Variable Rate** Fixed Rate**
Platinum Honors Prime + 1.00% APR 5.00% APR
Platinum Plus Prime + 1.25% APR 5.75% APR
Gold Honors Prime + 1.50% APR 6.00% APR
Gold Plus Prime + 1.60% APR 6.25% APR
Silver Honors Prime + 1.75% APR 6.50% APR
Silver Plus Prime + 2.00% APR 6.75% APR
  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 1.00% APR

  • 5.00% APR

  • Platinum Plus

  • Prime + 1.25% APR

  • 5.75% APR

  • Gold Honors

  • Prime + 1.50% APR

  • 6.00% APR

  • Gold Plus

  • Prime + 1.60% APR

  • 6.25% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 6.50% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 6.75% APR

  • ACS Grade*

  • Variable Rate**

  • Fixed Rate**

  • Platinum Honors

  • Prime + 1.00% APR

  • 5.00% APR

  • Platinum Plus

  • Prime + 1.25% APR

  • 5.75% APR

  • Gold Honors

  • Prime + 1.50% APR

  • 6.00% APR

  • Gold Plus

  • Prime + 1.60% APR

  • 6.25% APR

  • Silver Honors

  • Prime + 1.75% APR

  • 6.50% APR

  • Silver Plus

  • Prime + 2.00% APR

  • 6.75% APR

Promotional Rates

Bonus Rate Information for Qualifying Accounts

^To qualify independently, borrowers must meet underwriting guidelines and are subject to credit review and approval.

*Academic Credit Score (ACS) is a proprietary scoring model. The ACS model is unique compared to other credit-based scores because it is calculated by using your credit score and adjusting it based on your academic information and progress. If applying with a cosigner, the higher of the borrower’s FICO score and cosigner’s FICO score will be used in the calculation. The academic data that is considered in your ACS is broken into five categories: area of study, academic year, grade point average, full-time or part-time student, and cosigner availability. These five categories are weighted before combining the total with your credit score and calculating your ACS.

**The Annual Percentage Rates (APR) are effective as of January 21, 2021 and are subject to change. The rate for the variable rate loan is based on the average of the Prime Rate, as published in The Wall Street Journal on the first of each month for the last three months immediately preceding the quarterly adjustment date, which is currently 4.75%. If the first day of the month is not a business day, the preceding business day will be used. The rate is calculated each quarter by adding the average of the Prime Rate to the margins listed in the rate table above.



Related Resources

Education Lending

Paying for College: What Do I Need to Know?

Read Now
WSFS Knowledge Center Paying for College What to Know

Credit Cards

Using Credit Cards Responsibly: What to Know

Read Now
knowledge_center_article_image

Savings

5 Ways to Save for a Big Purchase

Read Now
image
Related Articles

When Buying a New (or New to You) Car, Plan Ahead and Stick to Your Strategy

For some people, buying a car can be a nerve-wracking experience. The auto industry has made great strides in creating no-hassle, enjoyable car buying experiences, but there’s still a lot to consider such as down payments, financing, and what price point realistically fits into your budget.

Read More

Tips for Helping Your Clients Get Their Mortgage–and Their Dream Home–Faster

A recent WSFS Bank survey found that homebuyers feel high levels of anxiety when purchasing a home even more than when getting married by a wide margin (64% vs. 36%). As we have all seen in recent months, the inventory shortage is contributing to multiple offers and even more anxiety for buyers.

Read More

How to Choose the Right Loan to Remodel Your Home, Make a Large Purchase or Consolidate Debt

With so much talk around home buying and refinance rates driving the housing market this summer and fall, many want to capitalize on the low rates. Homeowners are choosing to make improvements to their existing houses to accommodate remote working and schooling, or other comforts to gain more living space.

Read More
  • Follow WSFS on Twitter
  • Follow WSFS on Facebook
  • Follow WSFS on Instagram
  • Follow WSFS on LinkedIn
  • Follow WSFS on Youtube
  • Equal Housing Lender
  • Cyveillance Site Seal
  • Company
  • About Us
  • Learn
  • FAQ
  • Careers
  • Community
  • Investor Relations
  • Support
  • Contact Us
  • Customer Service
  • Find an ATM/Branch
  • Lost/Stolen Card
  • Order Checks
  • Routing Number
  • Legal
  • Security
  • Privacy Policy
  • Digital Privacy Policy
  • Terms Of Use
  • ADA Accessibility
  • Site Map

© 2021 WSFS Bank, FSB | Member FDIC | NMLS #417673