Lower Payment and Competitive Rates
Choose from different term options to consolidate your loans with competitive rates.
Federal loans not enough to cover the cost of college? Our Private Student Loans can be the answer to your funding needs.
Key Features
Competitive Interest Rates
And with good grades, potential for even lower rates.
Cosigner Release Available
Have your cosigner removed from your loan after 12 consecutive, on-time principal and interest payments during the repayment period.^
Additional Benefits & Features Additional Benefits & Features
- Cover the Cost of Your Education – Use your loan to pay for qualified education expenses, including tuition, room and board, books or a computer.
- Flexible Loan Amounts – Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.
- No origination fee.
- Fixed and variable rate options available.
- Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.
Interest Rates
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Tiers
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Promotional Rates
Bonus Rate Information for Qualifying Accounts
^To qualify independently, borrowers must meet underwriting guidelines and are subject to credit review and approval.
*Academic Credit Score (ACS) is a proprietary scoring model. The ACS model is unique compared to other credit-based scores because it is calculated by using your credit score and adjusting it based on your academic information and progress. If applying with a cosigner, the higher of the borrower’s FICO score and cosigner’s FICO score will be used in the calculation. The academic data that is considered in your ACS is broken into five categories: area of study, academic year, grade point average, full-time or part-time student, and cosigner availability. These five categories are weighted before combining the total with your credit score and calculating your ACS.
**The Annual Percentage Rates (APR) are effective as of May 25, 2022 and are subject to change. The rate for the variable rate loan is based on the average of the Prime Rate, as published in The Wall Street Journal on the first of each month for the last three months immediately preceding the quarterly adjustment date, which is currently 4.75%. If the first day of the month is not a business day, the preceding business day will be used. The rate is calculated each quarter by adding the average of the Prime Rate to the margins listed in the rate table above.
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