Lower Payment and Competitive Rates
Choose from different term options to consolidate your loans with competitive rates.
Thinking about consolidating your student loan debt? We can help.
Key Features
Refinance a Little or a Lot
Refinance as little as $2,000 or up to $125,000 in undergraduate debt or $175,000 in graduate debt.
Cosigner Release Available
Have your cosigner removed from your loan after 12 consecutive, on-time principal and interest payments during the repayment period.^
Additional Benefits & Features Additional Benefits & Features
- Simplify Your Finances – Consolidate your private and federal student debt into one easy monthly payment.
- Refinance as little as $2,000 or up to $125,000 in undergraduate debt or $175,000 in graduate debt.
- No origination fee.
- Fixed and variable rate options available.
- Receive a 0.25% rate discount for making automatic payments from your WSFS checking account.
Interest Rates
Please select your state
so that we can provide accurate rates for your location.
Tiers
Interest Rate
APY
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Promotional Rates
Bonus Rate Information for Qualifying Accounts
^To qualify independently, borrowers must meet underwriting guidelines and are subject to credit review and approval.
*The Annual Percentage Rates (APR) are effective as of May 25, 2022 and are subject to change. The rate for the variable rate loan is based on the average of the Prime Rate, as published in The Wall Street Journal on the first of each month for the last three months immediately preceding the quarterly adjustment date, which is currently 4.75%. If the first day of the month is not a business day, the preceding business day will be used. The rate is calculated each quarter by adding the average of the Prime Rate to the margins listed in the rate table above.
Credit tier based on factors such as credit history and credit score.
Related Articles
With Interest Rates Rising, Now is the Time to Fine Tune Your Credit and Spending Habits
If you’ve been paying attention to financial news lately, topics such as inflation, rising interest rates and the housing market have been the predominant headlines. While much of the focus on rising interest rates has centered around how potential homebuyers are impacted and why they should act now to avoid paying more for the same home later, consumers should also be looking closely at any current debt and spending habits, too.
Read More
Feeling Spring Fever? Now’s a Great Time to Tap Into Your Home’s Equity
The past year has seen home values increase at a rapid pace, spurring stiff competition in the homebuying market. And while potential homebuyers continue their search amid these conditions, higher home values are proving beneficial for another group of people—homeowners with record high, tappable home equity who have no intention of moving.
Read More
How To Build and Responsibly Use Credit
March is National Credit Education Month, which serves as a good reminder of the importance of responsibly using credit during your financial journey. It is important, however, to remember that building your credit and living within your means should remain in focus throughout the year and not just the month of March. Whether you’re just getting started with borrowing or need a refresher on the basics, here are a few tips to help build and responsibly manage credit for your needs.
Read More