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Interest Rate Hedging

The Capital Markets team at WSFS works directly with commercial and corporate borrowers to deliver risk management strategies and products to optimally structure their debt financing needs.
By managing interest rate risk with hedging instruments, borrowers protect themselves against rising debt servicing costs. Interest rate hedging solutions are commonly used in conjunction with approaching debt refinancing, construction to permanent loans, term borrowings, interest rate resets, mergers and acquisitions, and commercial lines of credit.

Our Services

Strategic

Borrowers can use hedging instruments at the individual loan and portfolio level to fit their desired overall fixed-floating mix.

Pricing

Borrowers can achieve meaningfully lower debt service rates and payments than comparable conventional fixed rate loans.

Term

Borrowers can secure longer-term fixed rate financing compared to conventional fixed rate loan offerings.

Forward Rate Locks

Borrowers can eliminate interest rate risk on construction to permanent financing, future borrowings, and approaching rate resets and maturities.

Prepayment

Borrowers can restructure existing financing to take advantage of current market conditions and economics by leveraging a “blend & extend” structure.

Flexibility

Borrowers can fix all or a portion of both the term and the amount of their financing using a variety of hedging tools based on their risk tolerance and market view.

Frequently Asked Questions

What’s Your Risk Appetite?

A WSFS Capital Markets expert will help you find the right solution.

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