Early Pay

If you are already enrolled in direct deposit for your paycheck or recurring government benefits, you don’t need to do anything. If you do not currently receive direct deposit to a WSFS account, you can fill out our direct deposit form and give it to your employer, or use their form if they offer direct deposit. Once set up, qualified deposits will begin posting to your account earlier.

The direct deposit must be to a WSFS Bank personal account and indicate that it is a payroll or recurring government benefit in the ACH description. Employers must send an electronic payment notification to WSFS at least two days before you typically receive your pay. Your pay will be deposited one day in advance if the notification is sent at least one day early. If the notification is not sent early enough, your funds will be available to you on the date you normally receive them.

You can opt out of receiving early direct deposit by calling 888.973.7226.

Yes. Standard Social Security benefit payments qualify for Early Pay if they are being deposited directly to a personal (not business) account.

One-time payments from your employer or a government entity typically do not qualify for Early Pay as they are not considered payroll or recurring payments.

There are no costs or fees for receiving your pay early.

No. Personal checking, savings, and money market accounts are the only accounts that qualify for Early Pay.

No. To qualify for Early Pay, your account will need to be open for at least 30 days and in good standing, and it typically takes several weeks for an employer or government entity to switch direct deposit to a new account.