Early Pay

Do I need to enroll in Early Pay?

If you are already enrolled in direct deposit for your paycheck or recurring government benefits, you don’t need to do anything. If you do not currently receive direct deposit to a WSFS account, you can fill out our direct deposit form and give it to your employer, or use their form if they offer direct deposit. Once set up, qualified deposits will begin posting to your account earlier.

How will I know if my direct deposit qualifies?

The direct deposit must be to a WSFS Bank personal account and indicate that it is a payroll or recurring government benefit in the ACH description. Employers must send an electronic payment notification to WSFS at least two days before you typically receive your pay. Your pay will be deposited one day in advance if the notification is sent at least one day early. If the notification is not sent early enough, your funds will be available to you on the date you normally receive them.

How can I opt out of Early Pay?

You can opt out of receiving early direct deposit by calling 888.973.7226.

Are Social Security payments included in Early Pay?

Yes. Standard Social Security benefit payments qualify for Early Pay if they are being deposited directly to a personal (not business) account.

Will I get my tax refund or other one-time deposits early?

One-time payments from your employer or a government entity typically do not qualify for Early Pay as they are not considered payroll or recurring payments.

Are there any fees associated with Early Pay?

There are no costs or fees for receiving your pay early.

Are business accounts eligible for Early Pay?

No. Personal checking, savings, and money market accounts are the only accounts that qualify for Early Pay.

If I open a new account, will I qualify for Early Pay immediately?

No. To qualify for Early Pay, your account will need to be open for at least 30 days and in good standing, and it typically takes several weeks for an employer or government entity to switch direct deposit to a new account.

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Still Have Questions?

Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.