What You Need to Know
- Minimum opening deposit is $2,500
It’s never too early to plan for your future. A WSFS IRA Certificate of Deposit (CD) is a simple way to enjoy guaranteed returns.
Know exactly how much interest you’ll earn with terms from 3 to 84 months.
Choose between a traditional, Roth or Coverdell IRA, each with its own possible tax advantages.[1]
Certificates of deposit are FDIC insured up to applicable limits, keeping your money safe.
See Deposit Product Services Cost Summary here.
1 Please consult your tax advisor.
2 Annual Percentage Yield (APY). The interest rate and APY are effective as of October 08, 2025 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 3-month term, the penalty is 30 days’ interest. For a 6-month term, the penalty is 3 months’ interest. For a term from 7-12 months, the penalty is 6 months’ interest. For a term of 13 or more months, the penalty is 12 months’ interest. Fees could reduce earnings on the account. Additional restrictions may apply