Great option for school expenses

Private Student Loans

Federal loans not enough to cover the cost of college? Our Private Student Loans can be the answer to your funding needs.

A mother and son embracing.

Key Features of a Private Student Loan

A group of college students.

Cover the Cost of Your Education

Use your loan to pay for qualified education expenses, including tuition, room and board, books or a computer.

Flexible Loan Amounts

Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.

Get Better Rates with a Co-signer

Co-signers play a critical role in helping borrowers to secure the best Private Student Loans and qualify for a lower loan rate.[1]

Additional Features and Benefits

Icon of a stack of dollar bills with a band around them.

No origination fees

Pay no application or origination fees.
Icon representing variable rates of stocks.

Fixed & variable rate options

Choose from variable and fixed rate loan options.
Icon of a chart with a jagged decreasing arrow.

Rate discount

Receive a 0.25% rate discount with automatic payments from your WSFS checking account.
ACS Grade[2] Variable Rates[3] Fixed Rates[3]
Platinum Honors Prime + 0.75% APR 8.02% APR
Platinum Plus Prime + 1.00% APR 8.12% APR
Gold Honors Prime + 1.25% APR 8.32% APR
Gold Plus Prime + 1.50% APR 8.72% APR
Silver Honors Prime + 1.75% APR 9.52% APR
Silver Plus Prime + 2.00% APR 10.02% APR

Private Student Loan Application Process

Choose what is most convenient for you.

Apply online

Enter the requested information online to determine your eligibility.

Apply over the phone

Prefer to speak with someone from the Student Loan Center about Private Student Loans?


Do I need a co-signer?

A co-signer is not required, but it may improve your chances of getting approved. Private Student Loans offered are credit-based, so a credit and income review will be performed. It can be difficult as a student to have an established credit history and a steady source of income, so a co-signer may help meet the loan application guidelines. Furthermore, a co-signer with an established credit history may help you qualify for better terms that could save you money in the long term.

How much can I borrow with a WSFS Private Student Loan?

Borrow as little as $2,000 or up to $30,000 per academic year for a maximum of $100,000 in undergraduate loans or $125,000 in graduate loans.