Great option for consolidating debt

Student Loan Consolidation

Refinancing can take a huge burden off your back. By choosing one of our student loan consolidation options you can save a lot of money by refinancing your student loans to a lower interest rate.

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Key Features of Student Loan Consolidation

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Lower your Payments

You can reduce your interest rate, lower your monthly payments and save a lot of money over the lifetime of your loan.

Simplify Your Finances

Consolidate your private and federal student debt into one easy monthly payment.

Refinance a Little or a Lot

Refinance as little as $2,000 or up to $125,000 in undergraduate debt or $175,000 in graduate debt.

Additional Features and Benefits

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No origination fees

Pay no application or origination fees.
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Fixed & variable rate options

Choose from variable and fixed rate loan options.
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Rate discount

Receive a 0.25% rate discount with automatic payments from your WSFS checking account.

Interest Rates

Term Credit tier Variable rate[1] Fixed rate[1]
5 Years Tier 1 Prime 8.02% APR
5 Years Tier 2 Prime 8.12% APR
5 Years Tier 3 Prime 8.32% APR
5 Years Tier 4 Prime + 0.50% APR 8.72% APR
5 Years Tier 5 Prime + 1.50% APR 9.52% APR
10 Years Tier 1 Prime + 0.25% APR 8.52% APR
10 Years Tier 2 Prime + 0.25% APR 8.62% APR
10 Years Tier 3 Prime + 0.25% APR 8.82% APR
10 Years Tier 4 Prime + 0.75% APR 9.22% APR
10 Years Tier 5 Prime + 1.75% APR 10.02% APR
15 Years Tier 1 Prime + 0.50% APR 8.72% APR
15 Years Tier 2 Prime + 0.50% APR 8.82% APR
15 Years Tier 3 Prime + 0.50% APR 9.02% APR
15 Years Tier 4 Prime + 1.00% APR 9.42% APR
15 Years Tier 5 Prime + 2.00% APR 10.22% APR

Student Loan Consolidation Application Process

Choose what is most convenient for you.

Apply online

Enter the requested information online to determine your eligibility.

Apply over the phone

Prefer to speak with someone from the Student Loan Center about Private Student Loans?