Tiered Interest Rates
The higher your account balance, the more interest you will earn.
For Customers who typically maintain higher balances and want to get more from their checking account, such as bonus rates and discounts on select services.
Key Features
Earn Bonus Interest Rates
Receive bonus rates on qualifying accounts if you are over the age of 60 or make 15 or more debit card purchases/month.*
Rate Discount on Consumer Loans
Receive a rate discount on consumer loans with automatic payment from a WSFS checking account.^^^
Additional Benefits & Features Additional Benefits & Features
- Unlimited check writing
- No charge for using non-WSFS ATMs**
- Receive a $20 discount on Safe Deposit Boxes
- Receive a $10 credit toward any order of checks
- Manage your accounts anywhere, anytime with Online and Mobile Banking
- Convenient account access with a WSFS Visa® Debit Card with the Visa® Zero Liability Guarantee^
Interest Rates & Bonus Rate Information
Please select your state
so that we can provide accurate rates for your location.
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Promotional Rates
Bonus Rate Information for Qualifying Accounts
Requirements Requirements
Monthly Maintenance Fee
$15
Avoid the Monthly Maintenance Fee
Simply maintain a $5,000 average monthly balance or $25,000 combined minimum balance per statement period.***
Minimum opening deposit is $100.
Account Services Account Services
- Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
- Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
- Online Account Statements – Go paperless, enhance security and maximize convenience.
- Overdraft Protection Available – An extra layer of peace of mind for your checking account.
- WSFS Snapshot Deposit – Deposit checks via your smartphone.
- Account Activity Alerts – Receive email alerts about your account activity.
- Automatic Loan Payments – Take advantage of interest rate discounts on consumer installment loans and consumer line of credit accounts when you set up automatic payments from your WSFS checking account.
- Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.
*Bonus interest rates on WSFS Relationship Checking require 15 debit card purchases within a statement cycle and require minimum average balances. The debit card purchase requirement is waived for customers over 60 years old.
**No charge on ATM transactions at non-WSFS ATMs; surcharges by the ATM owner may apply.
***Monthly average combined balances include checking, savings and money market accounts and all WSFS Consumer Loan and Lines outstanding excluding WSFS Mortgages and Credit Cards.
^Visa®’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.
^^The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of September 18, 2020 and are subject to change. Fees assessed may reduce account earnings.
^^^Rate discount does not apply to the following products: lines of credit, student loans, CD-secured loans, lot loans or single payment loans.
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