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  • Personal Checking
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Relationship Checking

For Customers who typically maintain higher balances and want to get more from their checking account, such as bonus rates and discounts on select services.

Apply Now

Or

Open in Person

Schedule a Visit

Key Features

Tiered Interest Rates

The higher your account balance, the more interest you will earn.

Earn Bonus Interest Rates

Receive bonus rates on qualifying accounts if you are over the age of 60 or make 15 or more debit card purchases/month.*

Rate Discount on Consumer Loans

Receive a rate discount on consumer loans with automatic payment from a WSFS checking account.^^^

Apply Now

Or

Open in Person

Schedule a Visit

Additional Benefits & Features Additional Benefits & Features

  • Unlimited check writing
  • No charge for using non-WSFS ATMs**
  • Receive a $20 discount on Safe Deposit Boxes
  • Receive a $10 credit toward any order of checks
  • Manage your accounts anywhere, anytime with Online and Mobile Banking
  • Convenient account access with a WSFS Visa® Debit Card with the Visa® Zero Liability Guarantee^

Interest Rates & Bonus Rate Information

Please select your state
so that we can provide accurate rates for your location.

Tiers Interest Rate APY
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
N/A N/A N/A
Minimum Balance Required to Obtain APY Interest Rate APY^^
$0.01 - $4,999 0.01% 0.01%
$5,000 - $9,999 0.01% 0.01%
$10,000 - $24,999 0.01% 0.01%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000 > 0.02% 0.02%
Minimum Balance Required to Obtain APY Interest Rate APY^^
$0.01 - $4,999 0.01% 0.01%
$5,000 - $9,999 0.01% 0.01%
$10,000 - $24,999 0.01% 0.01%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000 > 0.02% 0.02%
Minimum Balance Required to Obtain APY Interest Rate APY^^
$0.01 - $4,999 0.01% 0.01%
$5,000 - $9,999 0.01% 0.01%
$10,000 - $24,999 0.01% 0.01%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000 > 0.02% 0.02%
Minimum Balance Required to Obtain APY Interest Rate APY^^
$0.01 - $4,999 0.01% 0.01%
$5,000 - $9,999 0.01% 0.01%
$10,000 - $24,999 0.01% 0.01%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000 > 0.02% 0.02%
Minimum Balance Required to Obtain APY Interest Rate APY^^
$0.01 - $4,999 0.01% 0.01%
$5,000 - $9,999 0.01% 0.01%
$10,000 - $24,999 0.01% 0.01%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000 > 0.02% 0.02%
  • Tiers

  • Interest Rate

  • APY

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

  • N/A

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  • N/A

  • N/A

  • N/A

  • N/A

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  • N/A

  • N/A

  • N/A

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY^^

  • $0.01 - $4,999

  • 0.01%

  • 0.01%

  • $5,000 - $9,999

  • 0.01%

  • 0.01%

  • $10,000 - $24,999

  • 0.01%

  • 0.01%

  • $25,000 - $49,999

  • 0.02%

  • 0.02%

  • $50,000 - $99,999

  • 0.02%

  • 0.02%

  • $100,000 >

  • 0.02%

  • 0.02%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY^^

  • $0.01 - $4,999

  • 0.01%

  • 0.01%

  • $5,000 - $9,999

  • 0.01%

  • 0.01%

  • $10,000 - $24,999

  • 0.01%

  • 0.01%

  • $25,000 - $49,999

  • 0.02%

  • 0.02%

  • $50,000 - $99,999

  • 0.02%

  • 0.02%

  • $100,000 >

  • 0.02%

  • 0.02%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY^^

  • $0.01 - $4,999

  • 0.01%

  • 0.01%

  • $5,000 - $9,999

  • 0.01%

  • 0.01%

  • $10,000 - $24,999

  • 0.01%

  • 0.01%

  • $25,000 - $49,999

  • 0.02%

  • 0.02%

  • $50,000 - $99,999

  • 0.02%

  • 0.02%

  • $100,000 >

  • 0.02%

  • 0.02%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY^^

  • $0.01 - $4,999

  • 0.01%

  • 0.01%

  • $5,000 - $9,999

  • 0.01%

  • 0.01%

  • $10,000 - $24,999

  • 0.01%

  • 0.01%

  • $25,000 - $49,999

  • 0.02%

  • 0.02%

  • $50,000 - $99,999

  • 0.02%

  • 0.02%

  • $100,000 >

  • 0.02%

  • 0.02%

  • Minimum Balance Required to Obtain APY

  • Interest Rate

  • APY^^

  • $0.01 - $4,999

  • 0.01%

  • 0.01%

  • $5,000 - $9,999

  • 0.01%

  • 0.01%

  • $10,000 - $24,999

  • 0.01%

  • 0.01%

  • $25,000 - $49,999

  • 0.02%

  • 0.02%

  • $50,000 - $99,999

  • 0.02%

  • 0.02%

  • $100,000 >

  • 0.02%

  • 0.02%

Promotional Rates

Bonus Rate Information for Qualifying Accounts

WSFS Relationship Checking Bonus Interest Rates Relationship Checking Core Savings Money Market
Benefits Level 1: $5k in Relationship Checking or $25k in combined balances 0.01% N/A N/A
Benefits Level 2: $10k in Relationship Checking or $75k in combined balances 0.02% 0.02% N/A
Benefits Level 3: $25k in Relationship Checking or $125k in combined balances 0.03% 0.03% 0.20%
WSFS Relationship Checking Bonus Interest Rates Relationship Checking Core Savings Money Market
Benefits Level 1: $5k in Relationship Checking or $25k in combined balances 0.01% N/A N/A
Benefits Level 2: $10k in Relationship Checking or $75k in combined balances 0.02% 0.02% N/A
Benefits Level 3: $25k in Relationship Checking or $125k in combined balances 0.03% 0.03% 0.20%
WSFS Relationship Checking Bonus Interest Rates Relationship Checking Core Savings Money Market
Benefits Level 1: $5k in Relationship Checking or $25k in combined balances 0.01% N/A N/A
Benefits Level 2: $10k in Relationship Checking or $75k in combined balances 0.02% 0.02% N/A
Benefits Level 3: $25k in Relationship Checking or $125k in combined balances 0.03% 0.03% 0.20%
WSFS Relationship Checking Bonus Interest Rates Relationship Checking Core Savings Money Market
Benefits Level 1: $5k in Relationship Checking or $25k in combined balances 0.01% N/A N/A
Benefits Level 2: $10k in Relationship Checking or $75k in combined balances 0.02% 0.02% N/A
Benefits Level 3: $25k in Relationship Checking or $125k in combined balances 0.03% 0.03% 0.20%
WSFS Relationship Checking Bonus Interest Rates Relationship Checking Core Savings Money Market
Benefits Level 1: $5k in Relationship Checking or $25k in combined balances 0.01% N/A N/A
Benefits Level 2: $10k in Relationship Checking or $75k in combined balances 0.02% 0.02% N/A
Benefits Level 3: $25k in Relationship Checking or $125k in combined balances 0.03% 0.03% 0.20%
  • WSFS Relationship Checking Bonus Interest Rates

  • Relationship Checking

  • Core Savings

  • Money Market

  • Benefits Level 1: $5k in Relationship Checking or $25k in combined balances

  • 0.01%

  • N/A

  • N/A

  • Benefits Level 2: $10k in Relationship Checking or $75k in combined balances

  • 0.02%

  • 0.02%

  • N/A

  • Benefits Level 3: $25k in Relationship Checking or $125k in combined balances

  • 0.03%

  • 0.03%

  • 0.20%

  • WSFS Relationship Checking Bonus Interest Rates

  • Relationship Checking

  • Core Savings

  • Money Market

  • Benefits Level 1: $5k in Relationship Checking or $25k in combined balances

  • 0.01%

  • N/A

  • N/A

  • Benefits Level 2: $10k in Relationship Checking or $75k in combined balances

  • 0.02%

  • 0.02%

  • N/A

  • Benefits Level 3: $25k in Relationship Checking or $125k in combined balances

  • 0.03%

  • 0.03%

  • 0.20%

  • WSFS Relationship Checking Bonus Interest Rates

  • Relationship Checking

  • Core Savings

  • Money Market

  • Benefits Level 1: $5k in Relationship Checking or $25k in combined balances

  • 0.01%

  • N/A

  • N/A

  • Benefits Level 2: $10k in Relationship Checking or $75k in combined balances

  • 0.02%

  • 0.02%

  • N/A

  • Benefits Level 3: $25k in Relationship Checking or $125k in combined balances

  • 0.03%

  • 0.03%

  • 0.20%

  • WSFS Relationship Checking Bonus Interest Rates

  • Relationship Checking

  • Core Savings

  • Money Market

  • Benefits Level 1: $5k in Relationship Checking or $25k in combined balances

  • 0.01%

  • N/A

  • N/A

  • Benefits Level 2: $10k in Relationship Checking or $75k in combined balances

  • 0.02%

  • 0.02%

  • N/A

  • Benefits Level 3: $25k in Relationship Checking or $125k in combined balances

  • 0.03%

  • 0.03%

  • 0.20%

  • WSFS Relationship Checking Bonus Interest Rates

  • Relationship Checking

  • Core Savings

  • Money Market

  • Benefits Level 1: $5k in Relationship Checking or $25k in combined balances

  • 0.01%

  • N/A

  • N/A

  • Benefits Level 2: $10k in Relationship Checking or $75k in combined balances

  • 0.02%

  • 0.02%

  • N/A

  • Benefits Level 3: $25k in Relationship Checking or $125k in combined balances

  • 0.03%

  • 0.03%

  • 0.20%

Requirements Requirements

Monthly Maintenance Fee
$15

Avoid the Monthly Maintenance Fee
Simply maintain a $5,000 average monthly balance or $25,000 combined minimum balance per statement period.***

Minimum opening deposit is $100.

See account details here.

See Personal Deposit Services Cost Summary here.

Account Services Account Services

  • Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
  • Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
  • Online Account Statements – Go paperless, enhance security and maximize convenience.
  • Overdraft Protection Available – An extra layer of peace of mind for your checking account.
  • WSFS Snapshot Deposit – Deposit checks via your smartphone.
  • Account Activity Alerts – Receive email alerts about your account activity.
  • Automatic Loan Payments – Take advantage of interest rate discounts on consumer installment loans and consumer line of credit accounts when you set up automatic payments from your WSFS checking account.
  • Automated Telephone Banking – Get immediate access to account information over the phone by calling 1.888.WSFSBANK.

*Bonus interest rates on WSFS Relationship Checking require 15 debit card purchases within a statement cycle and require minimum average balances. The debit card purchase requirement is waived for customers over 60 years old.

**No charge on ATM transactions at non-WSFS ATMs; surcharges by the ATM owner may apply.

***Monthly average combined balances include checking, savings and money market accounts and all WSFS Consumer Loan and Lines outstanding excluding WSFS Mortgages and Credit Cards.

^Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

^^The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of February 1, 2023 and are subject to change. Fees assessed may reduce account earnings.

^^^Rate discount does not apply to the following products: lines of credit, student loans, CD-secured loans, lot loans or single payment loans.

Related Resources

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5 Ways to Save for a Big Purchase

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5 Tips for Keeping Your Mobile Device Secure

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Paying for College: What Do I Need to Know?

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