High-Yield Money Market Account

High-Yield Money Market

For Customers who maintain larger balances and are looking for a competitive rate of return with easy access to their funds.

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Key Features

Competitive Interest Rates

Earn a competitive rate on larger balances.

Link Your Accounts and Earn

Link your money market with a WSFS Relationship Checking account to earn a higher rate of interest.

FDIC Insured

Your account is FDIC insured to maximum permitted by law.

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Open in Person

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Additional Benefits & Features Additional Benefits & Features

Make unlimited deposits into your account* Snapshot deposit makes it easy to deposit checks without ever having to visit a branch
Manage your accounts anytime, anywhere with Online and Mobile Banking
Overdraft protection available when you link your money market account to your WSFS checking account*
Convenient account access with a WSFS Visa Debit Card with the Visa Zero Liability Guarantee**

Interest Rates

Please select your state
so that we can provide accurate rates for your location.

Tiers	Interest Rate	APY
N/A	N/A	N/A
N/A	N/A	N/A
N/A	N/A	N/A
N/A	N/A	N/A

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.03%	0.03%
$5,000 - $9,999	0.03%	0.03%
$10,000 - $24,999	1.98%	2.00%
$25,000 - $49,999	2.23%	2.25%
$50,000 - $99,999	2.47%	2.50%
$100,000 - $249,999	3.10%	3.15%
$250,000 - $499,999	3.10%	3.15%
$500,000 - $999,999	3.10%	3.15%
$1,000,000+	3.10%	3.15%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.03%	0.03%
$5,000 - $9,999	0.03%	0.03%
$10,000 - $24,999	1.98%	2.00%
$25,000 - $49,999	2.23%	2.25%
$50,000 - $99,999	2.47%	2.50%
$100,000 - $249,999	3.10%	3.15%
$250,000 - $499,999	3.10%	3.15%
$500,000 - $999,999	3.10%	3.15%
$1,000,000+	3.10%	3.15%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.03%	0.03%
$5,000 - $9,999	0.03%	0.03%
$10,000 - $24,999	1.98%	2.00%
$25,000 - $49,999	2.23%	2.25%
$50,000 - $99,999	2.47%	2.50%
$100,000 - $249,999	3.10%	3.15%
$250,000 - $499,999	3.10%	3.15%
$500,000 - $999,999	3.10%	3.15%
$1,000,000+	3.10%	3.15%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.03%	0.03%
$5,000 - $9,999	0.03%	0.03%
$10,000 - $24,999	1.98%	2.00%
$25,000 - $49,999	2.23%	2.25%
$50,000 - $99,999	2.47%	2.50%
$100,000 - $249,999	3.10%	3.15%
$250,000 - $499,999	3.10%	3.15%
$500,000 - $999,999	3.10%	3.15%
$1,000,000+	3.10%	3.15%

Minimum Balance Required to Obtain APY	Interest Rate	APY***
$0.01 - $4,999	0.03%	0.03%
$5,000 - $9,999	0.03%	0.03%
$10,000 - $24,999	1.98%	2.00%
$25,000 - $49,999	2.23%	2.25%
$50,000 - $99,999	2.47%	2.50%
$100,000 - $249,999	3.10%	3.15%
$250,000 - $499,999	3.10%	3.15%
$500,000 - $999,999	3.10%	3.15%
$1,000,000+	3.10%	3.15%

Tiers
Interest Rate
APY

Bonus Rate Information for Qualifying Accounts

Requirements Requirements

Monthly Maintenance Fee
$15

Avoid the Monthly Maintenance Fee
Simply maintain a minimum daily balance of $10,000 per statement period.^
Minimum opening deposit is $100.

See account details here.
See Deposit Product Services Cost Summary here.

Account Services Account Services

Direct Deposit – Sign up to have your payroll, pension, Social Security or any regularly received income deposited directly to your account.
Automatic Savings – Make automatic transfers from your checking to your savings or money market account. You choose the amount and how often.
Online Account Statements – Go paperless, enhance security and maximize convenience.
Overdraft Protection Available – An extra layer of peace of mind for your checking account.
Account Activity Alerts – Receive email alerts about your account activity.
Automated Telephone Banking – Get immediate access to account information over the phone by calling 1-888-WSFSBANK.

*You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. Federal regulations require compliance with these restrictions. We may be required to close your account, take away any ability to transfer and write checks or convert the account to a checking or other transaction account if these restrictions are violated.

**Visa^®’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa^®, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. It also excludes a transaction made by a person authorized to transact business on the account and/or a transaction made by a cardholder that exceeds the authority given by the account owner.

***Personal Accounts Only. The interest rate and Annual Percentage Yield (APY) for these accounts are effective as of February 1, 2023 and are subject to change. Fees assessed to accounts may reduce earnings.

^The minimum balance requirement is waived for the first 3 months after the account opening date.

Looking to Boost Your Savings with Easy Access to Your Money? A Money Market Account May be a Good Fit

These days, many Americans find themselves with a surplus of cash in their checking accounts due to reduced expenses, stimulus payments and more. While keeping money in checking accounts is much safer than stashing cash around the house, there is another great way to save your extra cash – a money market account – safely with access as easy as your checking account.

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Saving for Retirement in Your 20s, 30s and 40s

When it comes to retirement savings, starting early is the way to go. Even if you’re saving 1-2% of your income, that money has 40-plus years to reap the benefits of interest and market gains.<br>