Competitive Annual Interest Rate
Manage your debt by consolidating higher-rate credit cards into one lower-rate equity loan.
Tap into your home equity responsibly and conveniently by taking advantage of our highly competitive fixed interest rates.
Key Features
Terms to Meet Your Needs
Choose from terms up to 20 years.
Property
Owner-occupied primary single-family residences, second homes and condos are eligible.
Additional Benefits & Features Additional Benefits & Features
- Rate Discount – Get a 0.25% rate discount for making automatic payments from your WSFS checking account.
Interest Rates
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so that we can provide accurate rates for your location.
Tiers
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Promotional Rates
Bonus Rate Information for Qualifying Accounts
Requirements Requirements
Loan minimum is $5,000.
The following property types are not eligible for home equity loans or home equity lines of credit from WSFS Bank: mixed-use properties, life estates, co-ops, timeshares, working farms, commercial properties and land/lots. Primary residences, secondary residences and investment properties are eligible.
LTVs may vary from those listed for out-of-market residences and investment properties.
*Your actual Annual Percentage Rate (APR) may be different than the rate shown. Your APR is based on the specific characteristics of your credit application including but not limited to: evaluation of credit history, amount of credit requested, property type, and/or combined loan to value. The interest rate is fixed for the life of the loan. 3.99% Annual Percentage Rate (APR) is for loan amounts $100,000 or greater with 60 to 180-month term and a FICO score of 750 or higher, collateral property with CLTV up to 75%. Rate shown includes discount of 0.25% requiring automatic payment deductions from a WSFS Bank checking account. Payment example: The monthly payment per $1,000 borrowed at 3.99% APR for the featured term means you would make 180 payments of $7.39. Payments do not include taxes and insurance premiums. The actual payment obligation may be higher. We will pay closing costs on your behalf. If you pay off your loan within the first 36 months, you will be assessed $375 to reimburse us for those closing costs. Certain fees may apply to loans with collateral property in Maryland. Rates, terms and conditions are subject to change at any time.
Offer is subject to credit review and approval. Additional rates and terms are available.
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