Get the funds you need fast

Personal Loan

A personal loan is versatile – use it for anything like large unplanned expenses, debt consolidation, vacations or even wedding expenses. With no collateral needed, it’s a great lending alternative to credit cards or secured financing.

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Key Features of a Personal Loan

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Check Your Rate – Won’t Affect Your Credit Score

Tell us a little about yourself and your goals and we’ll customize the loan options you qualify for. If you like what you see, apply on the spot.[1]

Check Your Rate

Fast Access to Funds with No Application or Origination Fees

Quick approvals mean fast access to funds, as soon as the next business day in most cases.[2]

Fixed Rate and Loan Terms

One consistent monthly payment with a fixed term and rate makes budgeting a breeze.


Included With Your Personal Loan

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Low interest rates

Typically lower than most credit cards.
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Low minimum loan amount

Borrow as little or as much as you need: $5,000 ‑ $50,000.
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Flexible terms

Terms available from 36 to 60 months.[3]

Why Choose a Personal Loan?

  • Debt consolidation: consolidate debt into one single monthly payment
  • Pay off outstanding balances on high-interest credit cards
  • Renovate your home
  • Fund your wedding
  • Take a vacation
  • Purchase or fix your car

Fast and Hassle-Free Personal Loan Process

Step 1: Get your rate & options

Fill out a form to check your eligibility and rate options in just a few minutes, with no impact to your credit score. If one of the options works for you, continue to apply.

Step 2: Apply

If you choose to apply, WSFS will perform a hard credit pull which may impact your credit score. You will get a decision on your loan by email.

Step 3: Get your funds

If approved, 99% of personal loan funds are sent 1 business day after signing[2]. Funds will be deposited into the designated checking account you provided.


Who qualifies for a personal loan?

Residents of Delaware, Pennsylvania and New Jersey who meet other eligibility requirements.

How can I use a personal loan?

Personal loans offer flexibility to pay for the things you planned for – and those you didn’t. You can use a personal loan to consolidate high-interest debt (credit cards), cover an unexpected medical bill, relocate, weddings, home improvements and more.

Will checking my rate affect my credit score?

No – checking your rate will not impact your credit score.

Do I need collateral for a personal loan?

No, unlike other types of loans, a personal loan from WSFS is unsecured, which means no collateral or equity in property is needed.

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Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.