For Finding a New Home
Purchase a Home
If you're looking for...
Conventional fixed and adjustable competitive rates with flexible terms- Primary residences, vacation homes and investment properties
- Specialized Programs (including FHA and Jumbo)
For those with limited incomes1
Neighborhood Opportunity Program
If you're looking for...
- Low down payment options — up to 97% financing2
- Minimal reserves — flexible guidelines
- Homebuyer education program — helps borrowers prepare for the loan process and home ownership
- Seller's assist up to 6% depending on the loan-to-value
- Competitive mortgage rates
- No Private Mortgage Insurance required3
For those with limited savings
Down Payment Grant Program
If you're looking for...
- Up to $10,000 assistance with down payment and/or closing costs for eligible borrowers4
- No required repayment for any grant funds awarded5
- Flexible guidelines
- Can be combined with other programs, including the WSFS Neighborhood Opportunity Program
- Homebuyer education program for first-time homebuyers
- 6% seller’s assist depending upon borrower down payment
- Competitive mortgage rates
For the Home You Love
First-Time Homebuyer Mortgage
If you're looking for...
- 95% or 97% financing options
- Programs available with or without monthly mortgage premiums
- Down payment and closing cost assistance
short or Long-Term Savings
Refinance Your Home
If you're looking for...
- Reduced term length, rates or payments
- Cash-out refinance options
- Conventional or specialized programs
our Chance to Give Back
VA Mortgage
If you're looking for...
- Up to 100% financing on purchasing or refinancing
- No mortgage insurance payments
- Low rates
For Rural Homeownership
USDA Mortgage
If you're looking for...
- Up to 100% financing on purchasing or refinancing
- Subsidized mortgage insurance payments
- Low rates
Our Mortgage Products
Custom Home Mortgage
Ready to build your dream home or renovate the one you already have?
First-Time Homebuyers
See if you qualify for assistance to reduce down payments and closing costs.
Reverse Mortgage
Convert your equity into tax-free cash, a line of credit, and/or monthly income.
VA Mortgage Program
Helps to provide affordability for those who have served our country.
WSFS Mortgages
Buying a home can be a little overwhelming - getting the right mortgage shouldn't be.
With world-class service, local decision-making power, and a range of mortgage products to choose from, WSFS Bank is your key to a good mortgage and a great home.
Apply Now- Get Pre-Qualified
- Already Started? Resume Application
Meet the Team
Your WSFS Mortgages team is made up of experienced industry leaders who offer a hands-on, communicative, and cooperative approach. Learn more about us, then contact your local WSFS Mortgage Loan Officer to get started. We're happy to assist you!
Meet the Team
Our people make the difference in how we serve our Customers, Community and each other. Browse our listings and join our team!
Search Careers
Curious About Your Costs?
If you’re wondering what your interest rate and monthly payments might be, give our mortgage calculators a try. And, as always, feel free to contact us for help. We're right here!
Calculate Now- Learn More about our mortgage assistance program
- Have questions? Contact Us
Property Damage Claims — For information about property damage and insurance claims, please click here.
Related Articles
WSFS Down Payment Grant Program Helps Eligible Borrowers Achieve the Dream of Home Ownership
For many families in the Greater Philadelphia and Delaware region, the dream of owning a home can seem financially daunting, even out of reach. While there are many local, state and federal programs designed to help homebuyers achieve this dream, coming up with upfront costs, such as down payment and closing expenses, can be challenging, especially in low- to- moderate income areas.
Read More
Thinking About Buying a Home in the Region? Now Is a Great Time to Act
Over the past two years, people throughout the region—and the country—have decided to move to areas that better fit their work arrangements, lifestyle preferences, and many more reasons. As we enter the traditional “spring homebuying season,” a few trends are beginning to emerge that suggest now is a great time to get into (or back into) a new home search.
Read More
WSFS Mortgage Offers New Program to Help Customers Realize Their Dream of Homeownership
For many aspiring homebuyers, the biggest challenge to achieving their dream of homeownership is the upfront costs. Add in rising prices, stiff competition and bidding wars for houses over the past year, and the obstacles can seem overwhelming.
Read More
Find A Branch or ATM
The Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) requires Associates of WSFS Bank who act as residential Mortgage Loan Originators (MLOs) to federally register with the Nationwide Mortgage Licensing System and Registry. MLOs must obtain a unique identifier and maintain registration. Click here to see a complete list of WSFS MLOs and their Nationwide Mortgage Licensing System (NMLS) ID#. Consumers may look up MLOs by their NMLS ID# by clicking here.
1 Maximum household income limit is based on 80% of area median income published by HUD for 4-person household. Home must be a primary
residence or second home, single-family dwelling, townhouse, planned unit development or condo. Loan program is subject to change. 2 Applies to qualified borrowers. 3 Applies to qualified loans below $100,000 an/or in a defined low- or moderate-income census tract. 4 May vary based on program underwriting guidelines. Home must be a primary residence located in a census tract where the population is at least
a 50% majority minority census tract and the total household income cannot exceed 80% of the census tract median income as determined by the FFIEC Geocoding System/US Census. 5 1099-MISC will be issued to borrower on awarded funds. Grant funds awarded while funds last for the award program year. Loan program is subject to change.
Offer subject to credit approval.