Fraudulent calling attempts are on the rise. Scammers are posing as WSFS Associates – using fake caller IDs and personal details to gain your trust. NEVER share your account passwords or verification codes on unsolicited calls. Verify the call by hanging up and notifying us directly at 888.973.7226 7am-7pm ET (M-F) and 9am-3pm ET (on weekends).

See all Mortgage Programs
affordable mortgages

Unlock Your Dream of Homeownership

  • Receive up to $5,000 in down payment assistance and/or closing costs for eligible borrowers[1]
  • Flexible guidelines to help those with limited income
  • Lender-paid mortgage insurance available
Get Pre-Qualified Questions?

Affordable Mortgage Options

We’re committed to ensuring that individuals and families can find an affordable place to call home.

Icon of two coins interlocked.

Two programs

WSFS Grant Program and Neighborhood Opportunity Program.

Icon of a person with a coin beside them.

Personalized service

A trusted mortgage team member will understand your needs and be with you at every step.

Icon of a house with a love heart in it.

Local expertise

Our mortgage team members are local with deep ties to the Greater Philadelphia and Delaware region.

Icon of a handshake.

Trusted partner

Known in the community and trusted for nearly 200 years.

WSFS Grant Program

Designed to help individuals and families with limited savings to purchase a home.

Grants up to $5,000[1]

Grants can be used toward down payments or closing costs[1] – no repayment necessary.[2]

Combine With Other Programs

You can combine the WSFS Grant Program with other WSFS, community and government programs.

Seller’s Assist

Up to 6% seller’s assist.

Education Program

Homebuyer education so you feel confident in becoming a homeowner.

A Neighborhood Opportunity Program

Designed to help individuals and families with limited income realize their dreams of homeownership.[3]

Low Down Payment

As little as 3% down payment options with flexible guidelines.[4]

No PMI Required[5]

Save extra money monthly without private mortgage insurance.

Education Program

Homebuyer education so you feel confident and prepared to become a homeowner.

Eligibility

Your eligibility for the WSFS Grant Program and the Neighborhood Opportunity Program depends on several factors, including your income, location and the amount of the loan. Please contact us to learn more about eligibility.

WSFS Mortgage Process

Our process makes it easy to get started, no matter what stage you are in your homebuying journey.

Get pre-qualified

Estimate how much you can borrow.

Get Pre-Qualified

Get pre-approved

Start making offers with a pre-approval.

Contact Us

Apply now

Apply when you find the right mortgage for you.

Apply Now

Still have questions?

Our loan officers are here to help answer your questions.

Contact Us
Icon of WSFS team members with stars beneath them.

Meet the WSFS Mortgage Team

View Team

Other Products That May be Right for You

Check out these related products.

First-Time Homebuyer Program

Special programs for qualifying homebuyers.

Learn more

Purchase a Home

Mortgage programs available in all 50 states for primary residences, vacation homes and investment properties.

Learn more

Questions?

We’re here to help. Complete the form below to be contacted by a member of the WSFS Mortgage team.

Get Answers

Recent Articles

  • Owe the IRS Money? Common Tax Scams You Need to Watch For

    Security

    Owe the IRS Money? Common Tax Scams You Need to Watch For
    • Article
    | 3 min read
  • A Strategic Guide to Boosting Your Credit Score for Your Home Search

    Home Ownership

    A Strategic Guide to Boosting Your Credit Score for Your Home Search
    • Article
    | 5 min read
  • WSFS associates

    Careers

    The BRIDGE Program Transforms Mentorship at WSFS Bank
    • Article
    | 6 min read

Disclosures

1 Home must be a primary residence located in a census tract where at least 50% of the population identifies as minority and the total household income cannot exceed 100% of the Area Median Income (AMI), as determined and published by HUD.

2 1099-MISC will be issued to borrower on awarded funds. WSFS Bank will leverage other down payment and/or closing costs Grant programs prior to deployment (or use) of WSFS Grant Funds. WSFS Grant funds awarded while funds last for the award program year. Loan program is subject to change. Offer subject to credit approval.

3 To qualify, the property must be in a low to moderate income census tract or the maximum income for the borrower(s) must not exceed 80% of the area median income (AMI). Home must be a primary residence or second home, single-family dwelling, townhouse, planned unit development or condo. Loan program is subject to change.

4 Applies to qualified borrowers.

5 For qualified loans in a defined low- or moderate-income census tract or meets defined program credit requirements.

Ask your WSFS Mortgage Loan Officer for more details. This is not a commitment to lend. Borrowers must meet underwriting guidelines and are subject to credit review and approval.