Relationship Checking - PA/NJ

Regulation DD – Truth in Savings

TIERED VARIABLE RATE INFORMATION – Effective Date December 3, 2023

Range of Daily Balances Interest Rate APY
$0.01 - $4,999 0.01% 0.01%
$5,000 - $9,999 0.01% 0.01%
$10,000 - $24,999 0.01% 0.01%
$25,000 - $49,999 0.02% 0.02%
$50,000 - $99,999 0.02% 0.02%
$100,000+ 0.02% 0.02%

Your interest rate and annual percentage yield may change.

The following interest rate bump require a minimum average balance shown below and 15 debit card purchases within a statement cycle. The debit card purchase requirement is waived for Customers 60 years of age or older.

WSFS Relationship Checking Interest Rate Bump* Relationship Checking Core Savings Money Market
Benefits Level 1
$5,000 in Relationship Checking or $25,000 in combined balances
0.01% N/A N/A
Benefits Level 2
$10,000 in Relationship Checking or $75,000 in combined balances**
0.02% 0.02% N/A
Benefits Level 3
$25,000 in Relationship Checking or $125,000 in combined balances**
0.03% 0.03% 0.20%

*The interest rate bump, if applicable, is effective after the first initial statement cycle. The primary on the Relationship Checking account must be either the primary or secondary account holder on an account in order for it to be eligible to be linked to receive the interest rate bump or to be used for combined balance purposes. Evaluation of balances for the interest rate bump occurs three days before a statement cycle ends to affect interest earned during the next evaluation period.

**Monthly average combined balances include personal checking, savings, money market accounts, all-purpose club and all outstanding consumer loans and lines excluding mortgages and credit cards.

Determination of Rate

At our discretion, we may change the interest rate on your account.

Frequency of Rate Changes

We may change the interest rate on your account at any time.

Limitations on Rate Changes

There are no maximum or minimum interest rate limits for this account.


Interest will be compounded daily and will be credited to your account monthly.


You must deposit $100.00 to open this account. You must maintain a minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield.


We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

The daily balance that we use when calculating interest is the collected balance. That means we only include those funds for which we have actually received payment when we determine the balance on which interest is paid.


Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).


The following fees and charges may be assessed against your account:

A minimum daily balance requirement of $5,000 or $25,000 combined balance with personal checking, savings, money market, all-purpose club or loans outstanding (does not include WSFS credit cards or mortgages) is required to avoid a $15.00 monthly fee.

Please refer to our "Personal Deposit Services Cost Summary” for current amount of these charges and fees. We may change these fees or establish fees at any time subject to regulatory notification requirements. Check printing fees vary by the style of check ordered.


No transaction limitations apply to this account.