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Home Mortgage Loans

WSFS Mortgage is a leading lender in the region, with mortgage programs available in all 50 states for primary residences, vacation homes and investment properties.

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Mortgage Programs for Every Need

Our helpful, expert team will help you find the perfect homebuying solutions for your needs.

Variety of Loan Options

Competitive interest rates with conventional fixed and adjustable-rate mortgages.

Specialized Loan Programs

FHA, USDA, VA and jumbo loan options available.

Vacation and Investment Homes

Home mortgages for primary residences, vacation homes and investment properties.

Low Down Payment Options

As little as 3% down payment,[1] up to 6% seller’s assist and $5,000 in grants.[2]

Why WSFS Mortgage?

World-class service, local decision-making power and a range of mortgage options to achieve your goals.

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Personalized approach

Legendary service to help you navigate the process.

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Flexible programs

Mortgage programs to fit your individual needs.

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Digital experience

Hassle-free digital mortgage experience.

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Nationwide lending

Mortgages available in all 50 states.

WSFS Mortgage Process

Our process makes it easy to get started, no matter what stage you are in your homebuying journey.

Get pre-qualified

Estimate how much you can borrow.

Get Pre-Qualified

Get pre-approved

Start making offers with a pre-approval.

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Apply now

Apply when you find the right mortgage for you.

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Still have questions?

Our loan officers are here to help answer your questions.

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FAQs

We offer a range of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, FHA, VA and USDA loans, custom home loans, first-time homebuyer loans and jumbo loans.

A fixed-rate mortgage has an interest rate that stays the same for the entire term of the loan, while an adjustable-rate mortgage has an interest rate that can change over time. Our mortgage specialists can help you determine which option is right for you.

A pre-qualification allows you to provide basic financial information to estimate how much home you can afford so you can start shopping with confidence. A pre-approval requires proof of this financial information and a credit check so you can start making offers on homes.

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Meet the WSFS Mortgage Team

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Questions?

We’re here to help. Complete the form below to be contacted by a member of the WSFS Mortgage team.

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Disclosures

1 Applies to qualified borrowers.

2 Home must be either (1) a primary residence located in a low- or moderate-income census tract and the total household income cannot exceed 100% of the Area Median Income (AMI), as published by HUD; or (2) purchased by a borrower with household income not to exceed 80% AMI, as published by HUD. Grants support borrowers who need additional funds to cover down payment or closing costs; closing cost assistance can only be used if needed to qualify for the loan. Grants are available to qualified applicants who meet the program eligibility requirements, subject to the availability of funds.

1099-MISC will be issued to borrower on awarded funds. WSFS Bank will leverage other down payment and/or closing costs Grant programs prior to deployment (or use) of WSFS Grant Funds. WSFS Grant funds awarded while funds last for the award program year. Loan program is subject to change. Offer subject to credit approval.

Ask your WSFS Mortgage Loan Officer for more details. This is not a commitment to lend. Borrowers must meet underwriting guidelines and are subject to credit review and approval.

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