Convenient and Flexible

Personal Line of Credit

Use a WSFS Personal Line of Credit to cover expenses as you need it. You can even link your line to a WSFS checking account as overdraft protection.

A man shopping online.

Key Features of a Personal Line of Credit

Man and woman using laptop.

Borrow Money Whenever You Need It

Borrow as much as you need up to your credit limit at a variable interest rate. Line of Credit amounts range from $500 to $25,000.

Link for Overdraft Protection – No Transfer Fees

Overdrafts and unexpected expenses can happen to anyone. Use your available credit line to ensure your transactions and purchases are covered in your WSFS checking account. No transfer fees.

No Collateral Required

No collateral necessary means more flexibility and quicker approvals.

Why Choose a Personal Line of Credit?

  • Debt consolidation: consolidate debt into one single monthly payment
  • Payoff outstanding balances on high-interest credit cards
  • Establish credit
  • Renovate your home
  • Fund your wedding
  • Take a vacation
  • Purchase or fix your car

Interest Rate

Line of credit amount APR[1]
$500 – $25,000 18.00%

Personal Line of Credit Application Process

Choose what is most convenient for you.

Visit a banking office

Schedule an appointment today with a WSFS Associate nearest you.

Apply over the phone

Prefer to speak with someone and apply over the phone?

Other Products That May be Right for You

Check out these related products.
Get funding for planned and unplanned large expenses, from weddings to debt consolidations. Check the rates and terms you qualify for with no impact to your credit score.
Perfect credit card for building credit, carrying a balance and balance transfers.
Our most popular account is designed to meet everyday money management needs.