Interest & perks

Relationship Checking

A checking account with a wider range of benefits that rewards a deeper relationship with WSFS.

A man and woman using a tablet.

Key Features of Relationship Checking

Man with documents in front of laptop.

Tiered Interest Rates

The higher your account balance, the more interest you will earn.

Earn Bonus Interest Rates

Receive bonus rates on qualifying accounts if you are over the age of 60 or make 15 or more debit card purchases per month.[1]

Additional Features

Receive $20 discount on safe deposit boxes, $10 credit towards any check order and no charge for using non-WSFS ATMs.[2]

Included With Your Relationship Checking Account

Icon of a calendar with a $ on it.
Get paid up to two days early with Early Pay[3]
Icon of computer monitor and cell phone displaying $ signs on their screens.
Bank when and how you want with WSFS Online & Mobile Banking.
Icon showing a credit card.
Convenient account access with the Visa Zero Liability Guarantee.[4]
Icon of paying for something using cell phone mobile payment.
Pay your way with PayPal®, Apple Pay® and Samsung Pay®.
Icon of mobile check deposit.
Use Snapshot® Deposit to easily deposit checks right from your smartphone to start earning more.
Icon of dollars coming out of an ATM.
Access to nearly 90 banking offices and one of the largest ATM networks in the region.
Icon of a shield with $ on it.
Link to your WSFS Savings account for Overdraft Protection at no cost to you.

Interest Rates

Minimum to obtain APY Interest rate APY[5]
$0.01-$4,999.99 0.01% 0.01%
$5,000-$9,999.99 0.01% 0.01%
$10,000-$24,999.99 0.01% 0.01%
$25,000-$49,999.99 0.02% 0.02%
$50,000-$99,999.99 0.02% 0.02%
$100,000+ 0.02% 0.02%

Bonus Interest Rates

WSFS RElationship Checking Bonus Interest Rates Relationship Checking Core Savings Money Market/High-Yield Money Market
Benefits Level 1: $5k in Relationship Checking or $25k in combined balances 0.01% N/A N/A
Benefits Level 2: $10k in Relationship Checking or $75k in combined balances 0.02% 0.02% N/A
Benefits Level 3: $25k in Relationship Checking or $125k in combined balances 0.03% 0.03% 0.20%

What You Need to Know

  • Simply maintain a $5,000 average monthly balance or a $25,000 combined average monthly balance per statement period to avoid a $15 monthly fee. Monthly average combined balances include checking, savings and money market accounts and all WSFS Consumer Loan and Lines outstanding excluding WSFS Mortgages and Credit Cards.
  • Minimum balance requirement is waived for the first three months of account opening so you have time to build up your balance.
  • Minimum opening deposit is $100.

See account details

See Deposit Product Services Cost Summary

Opening a Relationship Checking Account is Easy!

Step 1:

Share your basic information for account setup. We’ll need some personal information to get your account started.

Step 2:

Make your first deposit. Minimum opening deposit is $100.

Step 3:

Check your email for a confirmation. Get online access right away and start using your account.


Is Relationship Checking an interest-bearing account?

Yes. Relationship Checking is our higher-interest checking account. See interest rate table above.

How do I earn bonus interest on my savings, checking and money market accounts?

In order to qualify for bonus interest on qualifying WSFS accounts, you must be over the age of 60 or make 15 or more debit card purchases per month.[1]

How much are ATM fees with Relationship Checking?

There is no charge on ATM transactions at WSFS ATMs and non-WSFS ATMs; however, surcharges by the ATM owner may apply.

Other Products That May be Right for You

Check out these related products.
Earn premium rates while maintaining easy access to your money.
Know exactly how much interest you will earn on your savings with different time frames to meet your savings needs.
Earn unlimited cash back on everyday spending with our 3-2-1 Cash Back Program and 0% balance transfers for nine billing cycles.
Icon of a bank branch location.


Our friendly Associates are here to help 7am-7pm (M-F) and 9am-3pm (on weekends) at 888.973.7226, by scheduling an appointment or visiting the nearest WSFS Banking Office.