David joined WSFS Mortgage in October 2018, bringing with him over 25 years of mortgage experience in sales and sales management. Most recently, he held the role of Private Mortgage Banker with Wells Fargo Home Mortgage, specializing in providing wealth clients with personalized attention and a variety of home financing options.

David attended Stockton University in Galloway, New Jersey. He is an active member of the New Castle County Board of Realtors Affiliate Group, supporting the marketing and education committees. David also volunteers with The Delaware Housing Opportunity Fund (DEHOFI) that specializes in providing home repair services for senior citizens and veterans. He is also a mentor for a local high school robotics team. In his spare time, he enjoys fishing, metal detecting, traveling, and spending time with his wife and children. He resides in Middletown, Delaware and Ocean City, Maryland.

Cathy joins WSFS Mortgage with more than 23 years’ experience in the mortgage industry, most recently as a Senior Loan Officer for Bryn Mawr Trust. She has been a loan officer since 1998 when she started her career with a mortgage brokerage firm and then went on to be the first loan officer for Harleysville National Bank (now Key Bank) where she spent 13 years of her career.

Cathy resides in Skippack, Pennsylvania and enjoys golfing, traveling, gardening, and spending time with family and friends.

James brings over 15 years of mortgage experience to WSFS Mortgage, which he joined in 2016. He previously held positions at The Bryn Mawr Trust Company, American Family Mortgage and Arlington Capital Mortgage (formerly Windsor Financial Mortgage).

James received his bachelor’s degree from the University of Delaware. He currently volunteers with the Philadelphia Lacrosse Association and enjoys coaching and playing golf and lacrosse. He resides in Newtown Square, Pennsylvania.

Kyle joined WSFS Mortgage through its acquisition of Array Financial, a full service mortgage banking organization, in August 2013. Prior to his transition to Mortgage Loan Officer, Kyle served as a loan processor, closing/post-closing processor and underwriter.

Kyle received his Bachelor of Arts degree in Communications with a minor in Business Administration from The Pennsylvania State University. In his spare time, he enjoys traveling, watching movies and attending sporting events and concerts. He resides in Delaware County, Pennsylvania.

Helen joined the WSFS Mortgage team in January 2014, bringing with her 17 years of lending experience. Prior to joining WSFS, she served as a Loan Officer in both the residential and commercial spaces in retail, brokering and wholesale capacities.

Helen received her bachelor’s degree in Marketing and Economics from Drexel University and was a member of the Phi Sigma Sigma Philanthropic Sorority and the Drexel Sailing Team.

Helen volunteers with several Chester County and Philadelphia County homeowner assistance programs where she speaks to first time homebuyers about the lending process and walks them through the process of achieving home ownership. Helen also volunteers with North Star of Chester County, which assists single parents with various services.

Helen enjoys spending time with family and friends, watching her children play sports, exercising and traveling. She resides in West Chester, Pennsylvania with her two children.

Brian joined WSFS Mortgage in June 2016, bringing with him 27 years of mortgage experience in originations and sales management. Before joining WSFS, Brian was a branch manager at a large mortgage company while continuing to originate mortgages for Customers, the aspect of the business he enjoys the most. 

Brian received his Bachelor of Arts degree in Business Administration with a minor in Finance from Ursinus College. He is a long-time volunteer for the Nor Gwyn baseball program in Upper Gwynedd, and also volunteers at Mana on Main Street and Code Blue in Lansdale. He enjoys bike riding, saltwater fishing, traveling and Phillies baseball. He resides in North Wales, Pennsylvania.

Jennifer joined the WSFS Mortgage team in March 2019. Prior to joining WSFS, she was a mortgage loan officer for Beneficial Bank, and held several retail, small business development and management positions for Sun National Bank. Jennifer also worked as a loan officer for Cooperative Business Assistance Corporation (CBAC), a non-profit specializing in microloans for the Small Business Administration.

Jennifer attended Thomas Edison State University and majored in Business with a Management focus. She currently volunteers as a team manager for the RUSA FC soccer organization. In her spare time, she enjoys watching her children’s performances and sporting events. Jennifer is also a huge Philadelphia Eagles fan. She resides in Woolwich, New Jersey.

Nick Velecico joined WSFS Mortgage in January 2022, bringing with him 28 years of banking experience. Prior to joining WSFS, he served as Vice President, CRA Loan Officer for Bryn Mawr Trust, a position that included promoting the bank’s CRA initiatives in low- and moderate-income communities within the bank’s assessment area. Nick has also held positions as a branch manager for Gateway Funding/Finance America, Irwin Union Bank and GE Capital Funding.

Nick is Bilingual Spanish and attended Temple University and The University of Pennsylvania. He has a long history of multicultural relationship building with the Hispanic community in the Delaware Valley.

Nick is an advocate for affordable housing, is a member of Autism Speaks and a volunteer for the Greater Philadelphia Financial Services Leadership Coalition. In his spare time, he enjoys local parks, historical attractions, cooking, crypto chatter, soccer, and is a die-hard Philadelphia Eagles fan.

Stephen joined WSFS Mortgage in March of 2019 from Beneficial Bank. He has served as a Mortgage Loan Officer with Beneficial Bank since October of 2013. Stephen has been working in the mortgage industry for 15 years, where he previously worked for American Mortgage Express, E-Mortgage Management and IFG Financial.

Stephen previously owned his own business for 10 years prior to joining the banking industry. He enjoys spending time with his family and resides in Washington Township, New Jersey.

Chris Joins WSFS Mortgage after 13 years with Wells Fargo Home Mortgage. Beginning with Citicorp Mortgage in 1989, Chris has made a concentrated effort as New Construction Specialist.

Chris grew up in Springfield, Pa., attending The Episcopal Academy, and graduated from the University of Pennsylvania in 1988.

Chris resides in West Chester, Pa. with his wife Katie and their four children, Keaton, Tucker, Lola and Ronan.

Regina joins WSFS Mortgage following an over 30 years career in the mortgage industry, most recently at Wells Fargo Home Mortgage. She has been a Mortgage Loan Officer since 1986, where she began at Bryn Mawr Trust Company. Regina is an avid sports fan, following soccer, baseball, college basketball, lacrosse, and her favorite sport, ice hockey.

Richard joins WSFS Mortgage with 18 years of sales experience, with 15 years focused on mortgage lending, following a 6 year career with Wells Fargo Home Mortgage. A resident of West Chester, PA, Richard resides with his wife, kids and three adopted cats, where he enjoys craft brewing, travel, photography, the Philadelphia Eagles, and spending time with family and friends.

Judy Krajewski joined the WSFS Mortgage team in February 2020, bringing with her 20 years of mortgage experience. Prior to joining WSFS, she served as a Home Mortgage Consultant for Wells Fargo Home Mortgage, working with realtors and builders to help clients secure home financing. Judy has also held positions as a loan officer and underwriter for Trident Mortgage and Cigna Insurance Company.

Judy received her Associate’s Degree from Delaware Technical and Community College and is a member of the New Castle County Board of Realtors. She is licensed with the Delaware State Housing Authority and is also licensed to originate Veterans loans.

Judy enjoys volunteering for her parish, St. John the Beloved, and for The Little Sisters of the Poor. In her spare time she enjoys playing tennis, watching movies and going to the beach. She resides in Pike Creek, Delaware with her spouse Tim.

Hoa Nguyen joined the WSFS Mortgage team in September 2020, bringing with him more than 12 years of banking experience. Prior to joining WSFS, he served as a Junior Mortgage Loan Officer for Bryn Mawr Trust Company. Hoa has also held various banking positions at The Bank of New York Mellon, including roles in wealth management and treasury services.

Hoa received his bachelor’s degree in Finance and Economics from Slippery Rock University.

In his spare time, Hoa enjoys spending time with his family, traveling, and playing sports. He currently resides in Philadelphia, Pennsylvania.

Andrew Nemroff joined the WSFS Mortgage team in October 2020. Prior to joining WSFS, he served as a Leasing, Development, and Brokerage Associate for Retail Sites, LLC a shopping center developer in South Jersey. Previously, he was a Loan Analyst for Citigroup where he executed fund transfers for affordable housing loans.

Andrew received his bachelor’s degree in Finance from University of Delaware. In his spare time, he enjoys spending time playing drums, basketball and attending concerts and Philadelphia sporting events. He resides in Old City, Philadelphia.

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Matt joined WSFS Mortgage in January 2018. Prior to transitioning to Mortgage Loan Officer in 2019, he served as a loan processor.

Matt grew up in West Chester, Pa., attending St. Joseph’s Prep and went on to receive his bachelor’s degree in Economics with a minor in business from Penn State University. In his spare time, he enjoys spending time with friends and family, golfing, and going to the beach. Matt lives in Wayne, Pa.

John Watson joined the WSFS Mortgage team in March 2021, bringing with him 18 years of mortgage banking experience. Prior to joining WSFS, he served as the Senior Loan Officer for The Bryn Mawr Trust Company.

John received his bachelor’s degree in Economics from Pennsylvania State University. He currently serves on the board of The Rotary Club of Bryn Mawr.

In his spare time, he enjoys spending time with family and reading. He resides in Ardmore, Pennsylvania with his wife Margo and two children (Jack and Henry).

Peter Gorman joined the WSFS Mortgage team in August 2022, bringing with him over 20 years of mortgage experience. Prior to joining WSFS, he worked as a Private Mortgage Banker at Wells Fargo. Previous work experience included six years at GMAC/Ditech and 10 years with PHH Mortgage.

Peter received his bachelor’s degree in Communications from Villanova University and MBA from Drexel University’s Lebow College of Business.

Peter resides in Philadelphia, Pennsylvania with his wife and children.

Mike joined the WSFS Mortgage team in October 2022 bringing with him 21 years of Mortgage experience. Prior to joining WSFS, he served as a Retail Sales Supervisor for Wells Fargo, a position that included sales management and loan origination.

Mike received his bachelor’s degree in Marketing from Penn State University.

In his spare time, he enjoys spending time with friends and family and playing golf. He resides in Chalfont, Pennsylvania with his wife, Karen, daughters Ava, 17, and Devon, 15, and dogs Bailey and Leon.

Andy joined the WSFS Mortgage team in October 2022, bringing with him more than 29 years of mortgage banking experience. Prior to joining WSFS, he served as a Senior Mortgage Originator and Branch Manager for Finance of America Mortgage, a position that included originating residential mortgages for clients from application through closing.

Andy received his bachelor’s degree in Business Administration from Temple University in 1985.

In his spare time Andy enjoys traveling, being at his beach home, watching sports, dining and listening to music. He has been married to his wife Rachel for 31 years and they have two grown sons, Sam and Dan, and a future daughter in law, Sophie. Andy resides in Huntingdon Valley, Pennsylvania.

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Mary Ann Cronin joined the WSFS Mortgage team in February 2023, bringing with her more than 30 years of mortgage experience, including roles in mortgage service, processing and as a Processing Manager.

Mary Ann is a member of the Delaware Mortgage Bankers Association (DMBA), New Castle County Board of Realtors Affiliate Committee, and HOC Advisory Committee with Interfaith Community Housing of Delaware. In her spare time, Mary Ann enjoys spending time with her children, grandchildren and family dogs. She is a lifelong Delaware resident.

John joined the WSFS Mortgage team in February 2023 to serve the Sussex County, Delaware market, bringing with him over 30 years of banking experience. Prior to WSFS, he served as the Director of Mortgage Sales for Tidemark Federal Credit Union, a position that included realtor and builder business development and talent recruitment. John has also held positions as Sales Manager for Fulton Mortgage Company.

John received his bachelor’s degree in Business Administration, majoring in Marketing, from The Ohio State University. He holds memberships with the Long Neck Rotary Club, Sussex County Association of Realtors (SCAOR), Delaware Association of Realtors (DAR) and The American Legion Post #28.

John currently volunteers in the Long Neck community, is member of the Long Neck Rotary Club Board and is a Past President. In his spare time he enjoys spending time with his family, playing golf, boating, and dabbling with home improvement projects. He resides in Long Neck, Delaware with his beautiful wife, three amazing children, and small zoo of pets.

Gregory joined WSFS Mortgage in April 2023, bringing with him 18 years of banking experience. Prior to joining WSFS, he served as a Sales Manager for Wells Fargo Reverse Mortgage Team in Pennsylvania and several other lenders, positions that included HECM Loan Officer and HECM Sales Manager. Gregory has also held positions as a HECM Sales Manager for MetLife Mortgage, and several other lenders in the Reverse Mortgage Marketplace.

Gregory received his bachelor’s degree in Marketing from Indiana State University.

Gregory currently enjoys volunteering with his church and spending time traveling, hiking, biking and fly fishing with his wife, children and grandchildren. He resides in Downingtown, Pennsylvania with his wife.

Jeff joined WSFS through its acquisition of Array Financial, a full service mortgage banking organization, and Arrow Land Transfer in August 2013. Through Jeff’s leadership, WSFS Mortgage has achieved year-over-year growth serving a wide range of clientele, from first time homebuyers to self-employed individuals to high net worth clients. Prior to forming Array and Arrow, Jeff served as Executive Vice President of American Business Financial Services, a publicly traded national mortgage lender.

Jeff received his Bachelor of Science from The Pennsylvania State University, Schreyer Honors College and his Juris Doctorate from Temple University School of Law. Jeff is a member of the Pennsylvania and New Jersey Bar and currently serves as a member for the Citizens Audit Review & Financial Advisory Committee of Radnor Township, Pennsylvania. Jeff lives in Bryn Mawr, PA with his wife and two children.

Andy joined WSFS Mortgage in April 2015. His career includes positions as a paralegal and mortgage analyst before working with Vanguard for 8 years.  

Andy received his Bachelor of Science degree in Criminology with a minor in Paralegal Studies from Kutztown University. He currently volunteers with his neighborhood homeowner’s association in Oreland, Pennsylvania. He enjoys spending time with his two kids, playing poker and football Sundays.

Randy joined WSFS Mortgage in April 2017, bringing with him more than 27 years of experience in mortgage banking. His expertise and prior professional experience is managing mortgage operations for organizations that originate and invest in mortgages.

Randy received his bachelor’s degree from Temple University. In his spare time, he enjoys spending time with his family, working out and playing baseball. He resides in North Wales, Pennsylvania.

Phanny joined WSFS Mortgage through its acquisition of Array Financial, a full service mortgage banking organization, in August 2013. Phanny served for a combined 12 years in management, overseeing processors, underwriters, closers, and post-closers for WSFS Mortgage and Array Financial.

Phanny received her bachelor’s degree in International Business and International Studies from Neumann University, and her master’s degree in English Education from Arcadia University. In her spare time, she enjoys reading novels. Phanny resides in Lansdale, Pennsylvania. 

Adam is a Mortgage Sales Team Leader for WSFS Mortgage. He joined WSFS in 1998 and held various management positions within the organization before transitioning to a Mortgage Loan Officer role in 2015. Adam’s production results have him consistently ranked among the nation’s top performers according to The Scotsman Guide and National Mortgage News.

Adam attended the University of Delaware and currently volunteers with Creative Mentoring and Ministry of Caring. He enjoys spending time with his wife and three children, reading, running, and relaxing at the Delaware beaches.

Joe brings over 13 years of experience in the mortgage industry to WSFS Mortgage, following a nine year career with Wells Fargo Home Mortgage as a Sales Manager. He received his bachelors degree in Business Management from Widener University, in Chester Pa. Residing in Media, Pa., Joe spends his spare time with the wife and their two children, and is an avid Philadelphia Eagles fan.

Patrick joins WSFS Mortgage from Wells Fargo Home Mortgage, where he successfully led and developed teams, for 15 years, that partnered with banking, wealth and commercial teams to deliver full-service solutions to Customers. He began his career in 1983 at The Bryn Mawr Trust Company, where he conceived the business model that resulted in the launch of the BMT Mortgage Company. He holds a Bachelor of Science degree in finance from Mount Saint Mary's University, a Master of Business Administration from Eastern University, and he is a graduate of the ABA Stonier Graduate School of Banking at the University of Delaware.

Christina joined the WSFS Mortgage team in September 2019, bringing 24 years of banking experience. Prior to joining WSFS, she spent the first 8 years of her banking career at Wells Fargo in consumer and commercial lending. For the past 16 years, she served as a Mortgage Associate for Wells Fargo Home Mortgage.

Christina attended New Mexico State University, where she studied marketing, and is a volunteer for several animal rescue organizations and shelters, including the ASPCA.

In her spare time Christina enjoys running and spending time with her dog. She resides in Conshohocken, Pennsylvania.

Thomas Forker joined the WSFS Mortgage team in October 2020, bringing with him 30 years of mortgage banking experience. Prior to joining WSFS, he served as a Regional Area Manager for Bryn Mawr Trust, a position that included mortgage sales management, a CRA and Fair Lending supervisory role, and compliance oversight. He has held similar positions with Firstrust Bank, Citizens Bank and Commonwealth Federal.

Thomas received his bachelor’s degree in Economics from The Pennsylvania State University.

Thomas currently is a board member of the Women’s Resource Opportunity Center, a nonprofit whose mission is to promote social and economic self-sufficiency primarily for economically disadvantaged women and their families throughout the Delaware Valley. He also serves as a Vestry member of the Church of the Holy Apostles in Wynnewood Pennsylvania. He resides in Havertown, Pennsylvania with his wife Vickie.

Roy joined the WSFS Mortgage team in January 2015, bringing with him 15 years of banking experience. Prior to joining WSFS, he served as a Mortgage Processing Team Lead for First Meridian Mortgage. Roy has also held a multitude of mortgage positions at multiple lending institutions in the Tri-State area.

Roy received his bachelor’s degree from Seton Hall University.

In his spare time he enjoys spending time on the beach, in the mountains and in the gym. Roy currently resides in Lower Bucks County, PA